16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Bonus Checking
Can be waived with a minimum balance of $500 or more.
Overdraft (OD)
Wire Transfer (Domestic Out)
Compared at $22.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Institution for Savings in Newburyport and Its Vicinity · $5.6B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Institution for Savings in Newburyport and Its Vicinity(this institution) | Newburyport, MA | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alerus Financial, National Association | Grand Forks, ND | $5.3B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Banesco USA | Miami, FL | $6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bradesco Bank | Coral Gables, FL | $6.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Broadway National Bank | San Antonio, TX | $5.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| CFG Bank | Lutherville, MD | $6.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Community Bank of Mississippi | Flowood, MS | $5.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community West Bank | Fresno, CA | $5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Emigrant Bank | Miami, FL | $5.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| First Financial Bank, National Association | Terre Haute, IN | $6.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First International Bank & Trust | Watford City, ND | $6.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Internet Bank of Indiana | Fishers, IN | $5.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First National Bank Alaska | Anchorage, AK | $5.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Firstrust Savings Bank | Conshohocken, PA | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Great Southern Bank | Reeds Spring, MO | $5.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Independent Bank | Grand Rapids, MI | $5.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Middlesex Savings Bank | Natick, MA | $6.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Morton Community Bank | Morton, IL | $5.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northeast Bank | Portland, ME | $5.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Orrstown Bank | Harrisburg, PA | $5.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| River City Bank | Sacramento, CA | $6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Shore United Bank, National Association | Easton, MD | $6.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Southern Bank | Poplar Bluff, MO | $5.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Southern Bank and Trust Company | Mount Olive, NC | $5.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Westamerica Bank | San Rafael, CA | $5.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wilson Bank and Trust | Lebanon, TN | $6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $10, against a peer median of $10 among 15 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Amounts from Institution for Savings in Newburyport and Its Vicinity’s own schedules, with a source for each figure.
per statement · Recurring Duplicate Account Statement | $3.00 per statement
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Bonus Checking Monthly service charge | $10 | per month | None |
| Research (mail fee applies) | No charge | Not stated | None |
Overdraft & NSF | |||
| Overdraft/Insufficient Item Charge | $25 | per item | None |
| Overdraft Protection Transfers (from another deposit account) | $3 | per item | None |
ATM & Card | |||
| ATM/Debit Card Replacement (audience not stated, treated as personal) | $15 | Not stated | None |
Wire Transfers | |||
| Cash Management Wire Transfer – Domestic Outgoing | $20 | per item | None |
| Wire Transfer - Domestic Outgoing | $25 | per item | None |
| Wire Transfer - Incoming | No charge | Not stated | None |
| Wire Transfer - Foreign Outgoing | $65 | per item | None |
Check Services | |||
| Treasurer’s Check | $5 | per item | None |
| Money Order | $3 | per item | None |
| Stop Payment Order (expires in 6 months) (audience not stated, treated as personal) | $25 | per item | None |
Digital & Electronic | |||
| Cash Management ACH Origination | $0.10 | per item | None |
| Bill Pay (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Night Depository | No charge | Not stated | None |
Account Services | |||
| Notary | No charge | Not stated | None |
| Drilled Safe Deposit Box | $200Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Replacement Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Legal Processing Services(Subpoenas, Levies, Attachments & Garnishments) | No charge | Not stated | None |
Other Fees | |||
| Recurring Duplicate Account Statement | $3Not compared: Charged per statement; comparison unavailable | per statement | Recurring Duplicate Account Statement | $3.00 per statement |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
per statement · Recurring Duplicate Account Statement | $3.00 per statement
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Research (mail fee applies) | No charge | Not stated | None |
Overdraft & NSF | |||
| Overdraft/Insufficient Item Charge | $25 | per item | None |
| Overdraft Protection Transfers (from another deposit account) | $3 | per item | None |
Wire Transfers | |||
| Cash Management Wire Transfer – Domestic Outgoing | $20 | per item | None |
| Wire Transfer - Domestic Outgoing | $25 | per item | None |
| Wire Transfer - Incoming | No charge | Not stated | None |
| Wire Transfer - Foreign Outgoing | $65 | per item | None |
Check Services | |||
| Treasurer’s Check | $5 | per item | None |
| Money Order | $3 | per item | None |
Digital & Electronic | |||
| Cash Management ACH Origination | $0.10 | per item | None |
Cash & Deposit | |||
| Return Deposited Item – Business | $10 | per item | None |
| Night Depository | No charge | Not stated | None |
Account Services | |||
| Notary | No charge | Not stated | None |
| Drilled Safe Deposit Box | $200Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Replacement Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Legal Processing Services(Subpoenas, Levies, Attachments & Garnishments) | No charge | Not stated | None |
Other Fees | |||
| Recurring Duplicate Account Statement | $3Not compared: Charged per statement; comparison unavailable | per statement | Recurring Duplicate Account Statement | $3.00 per statement |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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