Security National Bank of South Dakota

Headquarters: Dakota Dunes, South Dakota
Charter: Bank
Assets: $251.5M
Fed district: Minneapolis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4.50, the middle of its prices
Security National Bank of South Dakota: $1.50 to $8.79
Security National Bank of South Dakota: $1.50 to $8.79
U.S. median: no median
Overdraft (OD)
Security National Bank of South Dakota: $32.98
Security National Bank of South Dakota: $32.98
U.S. median: no median
Stop Payment
Security National Bank of South Dakota: $30
Security National Bank of South Dakota: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Security National Bank of South Dakota’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee (audience not stated, treated as personal)$8.79
Monthly maintenance fee (audience not stated, treated as personal)$1.50
per month
Monthly maintenance fee (audience not stated, treated as personal)$6.99
per month
Monthly maintenance fee (audience not stated, treated as personal)$2
per month
Checking Account Inactivity Fee$6
per month
Due to undeliverable address$6
per month
Returned Statement (Due to undeliverable address) (audience not stated, treated as personal)$6
Not compared: Per-occurrence charge, not monthly
per item

Overdraft & NSF

Overdraft Item Paid (Overdraft Fee)$32.98

ATM & Card

Initial or replacement card$8
2-day rush order$60
Expedite Fees$30

Check Services

Cashier’s Checks$5
Stop Payment Fee/Caution Fee$30
per item

Digital & Electronic

Mobile Deposit and Zelle® (audience not stated, treated as personal)No charge

Cash & Deposit

Deposited Return Items$5
per item

Account Services

NOTARY SERVICE (non-customer)$10
per item
Drilling Fee$150
Not compared: Box drilling or key fee
per item
Lost Key Fee$25
Not compared: Box drilling or key fee
Minimum: IRS or Court-ordered Garnishments$100

Lending Fees

Late Fee$15

Gift & Prepaid Cards

Gift Cards$3
per item

Other Fees

Copies of Monthly Statements$6
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee (audience not stated, treated as personal)	$8.79	Not stated	None
Monthly maintenance fee (audience not stated, treated as personal)	$1.50	per month	None
Monthly maintenance fee (audience not stated, treated as personal)	$6.99	per month	None
Monthly maintenance fee (audience not stated, treated as personal)	$2	per month	None
Checking Account Inactivity Fee	$6	per month	None
Due to undeliverable address	$6	per month	None
Returned Statement (Due to undeliverable address) (audience not stated, treated as personal)	$6Not compared: Per-occurrence charge, not monthly	per item	None
Overdraft & NSF
Overdraft Item Paid (Overdraft Fee)	$32.98	Not stated	None
ATM & Card
Initial or replacement card	$8	Not stated	None
2-day rush order	$60	Not stated	None
Expedite Fees	$30	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Stop Payment Fee/Caution Fee	$30	per item	None
Digital & Electronic
Mobile Deposit and Zelle® (audience not stated, treated as personal)	No charge	Not stated	None
Cash & Deposit
Deposited Return Items	$5	per item	None
Account Services
NOTARY SERVICE (non-customer)	$10	per item	None
Drilling Fee	$150Not compared: Box drilling or key fee	per item	None
Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Minimum: IRS or Court-ordered Garnishments	$100	Not stated	None
Lending Fees
Late Fee	$15	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	per item	None
Other Fees
Copies of Monthly Statements	$6Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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