Security National Bank of South Dakota

Headquarters: Dakota Dunes, South Dakota
Charter: Bank
Assets: $251.5M
Fed district: Minneapolis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4.50, the middle of its prices
Security National Bank of South Dakota: $1.50 to $8.79
Security National Bank of South Dakota: $1.50 to $8.79
U.S. median: no median
Overdraft (OD)
Security National Bank of South Dakota: $32.98
Security National Bank of South Dakota: $32.98
U.S. median: no median
Stop Payment
Security National Bank of South Dakota: $30
Security National Bank of South Dakota: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Security National Bank of South Dakota · $251M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$243M to $258M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Security National Bank of South Dakota(this institution)	Dakota Dunes, SD	$251M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
1st National Bank	Lebanon, OH	$247M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Alliant Bank	Madison, MO	$256M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Easton	North Easton, MA	$249M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Perry County	Lobelville, TN	$253M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cendera Bank	Bells, TX	$258M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Bank of Eldon	Eldon, MO	$247M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Citizens Progressive Bank	Winnsboro, LA	$243M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Drake Bank	Saint Paul, MN	$247M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Farmers & Merchants State Bank	Waterloo, WI	$246M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Federal Savings and Loan Association	Delta, OH	$246M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Financial Bank	Bessemer, AL	$248M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First National Bank of Burleson	Burleson, TX	$251M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank USA	Boutte, LA	$249M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heartland Bank	Somers, IA	$256M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Homeland Community Bank	McMinnville, TN	$244M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Hometown Bank	Kent, OH	$255M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lee Bank and Trust Company	Pennington Gap, VA	$257M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mi Bank	Bloomfield Township, MI	$245M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Quoin Financial Bank	Miller, SD	$251M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Raritan State Bank	Raritan, IL	$254M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Security Bank	New Auburn, WI	$254M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Farmers State Bank of Westmoreland	Westmoreland, KS	$258M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Peoples Bank of Georgia	Talbotton, GA	$252M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Wayne Bank and Trust Co.	Richmond, IN	$255M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Western National Bank	Chester, NE	$257M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.42 (24%) below the median of similar-sized banks.

Compared at $4.50, the middle of its four prices, against a peer median of $5.91 among 14 publishing peers.

Its four checking prices are $1.50, $2, $6.99 and $8.79.

$4.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Security National Bank of…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude 2 outliers ($1, $10)Shown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Security National Bank of South Dakota’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee (audience not stated, treated as personal)$8.79
Monthly maintenance fee (audience not stated, treated as personal)$1.50
per month
Monthly maintenance fee (audience not stated, treated as personal)$6.99
per month
Monthly maintenance fee (audience not stated, treated as personal)$2
per month
Checking Account Inactivity Fee$6
per month
Due to undeliverable address$6
per month
Returned Statement (Due to undeliverable address) (audience not stated, treated as personal)$6
Not compared: Per-occurrence charge, not monthly
per item

Overdraft & NSF

Overdraft Item Paid (Overdraft Fee)$32.98

ATM & Card

Initial or replacement card$8
2-day rush order$60
Expedite Fees$30

Check Services

Cashier’s Checks$5
Stop Payment Fee/Caution Fee$30
per item

Digital & Electronic

Mobile Deposit and Zelle® (audience not stated, treated as personal)No charge

Cash & Deposit

Deposited Return Items$5
per item

Account Services

NOTARY SERVICE (non-customer)$10
per item
Drilling Fee$150
Not compared: Box drilling or key fee
per item
Lost Key Fee$25
Not compared: Box drilling or key fee
Minimum: IRS or Court-ordered Garnishments$100

Lending Fees

Late Fee$15

Gift & Prepaid Cards

Gift Cards$3
per item

Other Fees

Copies of Monthly Statements$6
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee (audience not stated, treated as personal)	$8.79	Not stated	None
Monthly maintenance fee (audience not stated, treated as personal)	$1.50	per month	None
Monthly maintenance fee (audience not stated, treated as personal)	$6.99	per month	None
Monthly maintenance fee (audience not stated, treated as personal)	$2	per month	None
Checking Account Inactivity Fee	$6	per month	None
Due to undeliverable address	$6	per month	None
Returned Statement (Due to undeliverable address) (audience not stated, treated as personal)	$6Not compared: Per-occurrence charge, not monthly	per item	None
Overdraft & NSF
Overdraft Item Paid (Overdraft Fee)	$32.98	Not stated	None
ATM & Card
Initial or replacement card	$8	Not stated	None
2-day rush order	$60	Not stated	None
Expedite Fees	$30	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Stop Payment Fee/Caution Fee	$30	per item	None
Digital & Electronic
Mobile Deposit and Zelle® (audience not stated, treated as personal)	No charge	Not stated	None
Cash & Deposit
Deposited Return Items	$5	per item	None
Account Services
NOTARY SERVICE (non-customer)	$10	per item	None
Drilling Fee	$150Not compared: Box drilling or key fee	per item	None
Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Minimum: IRS or Court-ordered Garnishments	$100	Not stated	None
Lending Fees
Late Fee	$15	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	per item	None
Other Fees
Copies of Monthly Statements	$6Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Security National Bank of South Dakota's foreign transaction changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4.50, the middle of its prices
Security National Bank of South Dakota: $1.50 to $8.79
Security National Bank of South Dakota: $1.50 to $8.79
U.S. median: no median
Overdraft (OD)
Security National Bank of South Dakota: $32.98
Security National Bank of South Dakota: $32.98
U.S. median: no median
Stop Payment
Security National Bank of South Dakota: $30
Security National Bank of South Dakota: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Security National Bank of South Dakota · $251M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$243M to $258M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Security National Bank of South Dakota(this institution)	Dakota Dunes, SD	$251M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
1st National Bank	Lebanon, OH	$247M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Alliant Bank	Madison, MO	$256M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Easton	North Easton, MA	$249M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Perry County	Lobelville, TN	$253M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cendera Bank	Bells, TX	$258M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Bank of Eldon	Eldon, MO	$247M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Citizens Progressive Bank	Winnsboro, LA	$243M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Drake Bank	Saint Paul, MN	$247M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Farmers & Merchants State Bank	Waterloo, WI	$246M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Federal Savings and Loan Association	Delta, OH	$246M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Financial Bank	Bessemer, AL	$248M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First National Bank of Burleson	Burleson, TX	$251M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank USA	Boutte, LA	$249M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heartland Bank	Somers, IA	$256M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Homeland Community Bank	McMinnville, TN	$244M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Hometown Bank	Kent, OH	$255M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lee Bank and Trust Company	Pennington Gap, VA	$257M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mi Bank	Bloomfield Township, MI	$245M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Quoin Financial Bank	Miller, SD	$251M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Raritan State Bank	Raritan, IL	$254M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Security Bank	New Auburn, WI	$254M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Farmers State Bank of Westmoreland	Westmoreland, KS	$258M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Peoples Bank of Georgia	Talbotton, GA	$252M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Wayne Bank and Trust Co.	Richmond, IN	$255M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Western National Bank	Chester, NE	$257M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.42 (24%) below the median of similar-sized banks.

Compared at $4.50, the middle of its four prices, against a peer median of $5.91 among 14 publishing peers.

Its four checking prices are $1.50, $2, $6.99 and $8.79.

$4.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Security National Bank of South Dakota’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee (audience not stated, treated as personal)$8.79
Monthly maintenance fee (audience not stated, treated as personal)$1.50
per month
Monthly maintenance fee (audience not stated, treated as personal)$6.99
per month
Monthly maintenance fee (audience not stated, treated as personal)$2
per month
Checking Account Inactivity Fee$6
per month
Due to undeliverable address$6
per month
Returned Statement (Due to undeliverable address) (audience not stated, treated as personal)$6
Not compared: Per-occurrence charge, not monthly
per item

Overdraft & NSF

Overdraft Item Paid (Overdraft Fee)$32.98

ATM & Card

Initial or replacement card$8
2-day rush order$60
Expedite Fees$30

Check Services

Cashier’s Checks$5
Stop Payment Fee/Caution Fee$30
per item

Digital & Electronic

Mobile Deposit and Zelle® (audience not stated, treated as personal)No charge

Cash & Deposit

Deposited Return Items$5
per item

Account Services

NOTARY SERVICE (non-customer)$10
per item
Drilling Fee$150
Not compared: Box drilling or key fee
per item
Lost Key Fee$25
Not compared: Box drilling or key fee
Minimum: IRS or Court-ordered Garnishments$100

Lending Fees

Late Fee$15

Gift & Prepaid Cards

Gift Cards$3
per item

Other Fees

Copies of Monthly Statements$6
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee (audience not stated, treated as personal)	$8.79	Not stated	None
Monthly maintenance fee (audience not stated, treated as personal)	$1.50	per month	None
Monthly maintenance fee (audience not stated, treated as personal)	$6.99	per month	None
Monthly maintenance fee (audience not stated, treated as personal)	$2	per month	None
Checking Account Inactivity Fee	$6	per month	None
Due to undeliverable address	$6	per month	None
Returned Statement (Due to undeliverable address) (audience not stated, treated as personal)	$6Not compared: Per-occurrence charge, not monthly	per item	None
Overdraft & NSF
Overdraft Item Paid (Overdraft Fee)	$32.98	Not stated	None
ATM & Card
Initial or replacement card	$8	Not stated	None
2-day rush order	$60	Not stated	None
Expedite Fees	$30	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Stop Payment Fee/Caution Fee	$30	per item	None
Digital & Electronic
Mobile Deposit and Zelle® (audience not stated, treated as personal)	No charge	Not stated	None
Cash & Deposit
Deposited Return Items	$5	per item	None
Account Services
NOTARY SERVICE (non-customer)	$10	per item	None
Drilling Fee	$150Not compared: Box drilling or key fee	per item	None
Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Minimum: IRS or Court-ordered Garnishments	$100	Not stated	None
Lending Fees
Late Fee	$15	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	per item	None
Other Fees
Copies of Monthly Statements	$6Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.