Mi Bank

Headquarters: Bloomfield Township, Michigan
Charter: Bank
Assets: $245.5M
Fed district: Chicago

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Mi Bank: $25
Mi Bank: $25
U.S. median: no median
NSF / Returned Item
Compared at $15, the middle of its prices
Mi Bank: $5 to $25
Mi Bank: $5 to $25
U.S. median: no median
Stop Payment
Mi Bank: $30
Mi Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mi Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee Per Month$10
per month
Account Reconciliation Per Hour$40
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Per Hour$40
Not compared: Charged per hour; comparison unavailable
per hour
Mailed paper statements Per month$5
per month
Excess Withdrawal – Savings/Money Market$10

Overdraft & NSF

Overdraft/ NSF Per item$25
per item
NSF Sweep Process Per sweep$5
Overdraft/ NSF Per item$25
per item

ATM & Card

Replacement Cards$5

Wire Transfers

Wire Transfers Incoming - Domestic$10

Check Services

Cashier’s Checks$5
Stop Payment Per item$30
per item
Check Cashing (on us Checks) – Non-Customer$5

Cash & Deposit

Chargeback/Returned Item Deposited$10

Other Fees

Copies of Documents Per check$5
per item
Statement copy$5

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee Per Month	$10	per month	None
Account Reconciliation Per Hour	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Per Hour	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed paper statements Per month	$5	per month	None
Excess Withdrawal – Savings/Money Market	$10	Not stated	None
Overdraft & NSF
Overdraft/ NSF Per item	$25	per item	None
NSF Sweep Process Per sweep	$5	Not stated	None
Overdraft/ NSF Per item	$25	per item	None
ATM & Card
Replacement Cards	$5	Not stated	None
Wire Transfers
Wire Transfers Incoming - Domestic	$10	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Stop Payment Per item	$30	per item	None
Check Cashing (on us Checks) – Non-Customer	$5	Not stated	None
Cash & Deposit
Chargeback/Returned Item Deposited	$10	Not stated	None
Other Fees
Copies of Documents Per check	$5	per item	None
Statement copy	$5	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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