Quoin Financial Bank

Headquarters: Miller, South Dakota
Charter: Bank
Assets: $250.7M
Fed district: Minneapolis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Quoin Financial Bank: $33
Quoin Financial Bank: $33
U.S. median: no median
Non-Network ATM
Compared at $2, the middle of its prices
Quoin Financial Bank: $2 to $3
Quoin Financial Bank: $2 to $3
U.S. median: no median
Wire Transfer (Domestic Out)
Quoin Financial Bank: $30
Quoin Financial Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Quoin Financial Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee - Checking$10
per month
Dormant Account Fee - Savings$10
per month
Inactive Account Fee - Checking$10
Inactive Account Fee - Savings$10
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
per month

Overdraft & NSF

Overdraft Charge$33
per item

ATM & Card

ATM Balance Inquiry Using Visa Check Card (Debit Card)$2
ATM Transfers Using Visa Check Card (Debit Card)$2
per item
ATM Withdrawal Using Visa Check Card (Debit Card)$3
Replace Visa Check Card (Debit Card)$10
Visa Check Card (Debit Card) Same Day Rush Embossing$30
International Service Assessment1%of the transaction

Wire Transfers

Wire Transfers - Domestic Outgoing$30
Wire Transfers - Domestic Incoming$15
Wire Transfers - Foreign Outgoing$55
Wire Transfers - Foreign Incoming$15

Check Services

Cashiers Check$4
Money Order - Customers$2
Money Order - Non-customers$3
Stop Payment$33
per item
Counter Checks$0.50
per item

Cash & Deposit

Deposit Item Return Charge$5
per item

Account Services

Garnishments$40
Levies$40

Other Fees

Account Statement & Image Reproduction$10
Not compared: Charged per statement; comparison unavailable
per statement · Account Statement & Image Reproduction $10 per statement
Account Statement Reproduction$3
Not compared: Charged per statement; comparison unavailable
per statement · Account Statement Reproduction $3 per statement
Photocopies$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee - Checking	$10	per month	None
Dormant Account Fee - Savings	$10	per month	None
Inactive Account Fee - Checking	$10	Not stated	None
Inactive Account Fee - Savings	$10	Not stated	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	per month	None
Overdraft & NSF
Overdraft Charge	$33	per item	None
ATM & Card
ATM Balance Inquiry Using Visa Check Card (Debit Card)	$2	Not stated	None
ATM Transfers Using Visa Check Card (Debit Card)	$2	per item	None
ATM Withdrawal Using Visa Check Card (Debit Card)	$3	Not stated	None
Replace Visa Check Card (Debit Card)	$10	Not stated	None
Visa Check Card (Debit Card) Same Day Rush Embossing	$30	Not stated	None
International Service Assessment	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfers - Domestic Outgoing	$30	Not stated	None
Wire Transfers - Domestic Incoming	$15	Not stated	None
Wire Transfers - Foreign Outgoing	$55	Not stated	None
Wire Transfers - Foreign Incoming	$15	Not stated	None
Check Services
Cashiers Check	$4	Not stated	None
Money Order - Customers	$2	Not stated	None
Money Order - Non-customers	$3	Not stated	None
Stop Payment	$33	per item	None
Counter Checks	$0.50	per item	None
Cash & Deposit
Deposit Item Return Charge	$5	per item	None
Account Services
Garnishments	$40	Not stated	None
Levies	$40	Not stated	None
Other Fees
Account Statement & Image Reproduction	$10Not compared: Charged per statement; comparison unavailable	per statement	Account Statement & Image Reproduction $10 per statement
Account Statement Reproduction	$3Not compared: Charged per statement; comparison unavailable	per statement	Account Statement Reproduction $3 per statement
Photocopies	$0.25	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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