South Georgia Bank

Headquarters: Glennville, Georgia
Charter: Bank
Assets: $269.5M
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
SGB Basic Checking $4 · Now Non-Personal Account $5 to $7 · Secure Benefits Account $6
Compared at $5.50, the middle of its prices
South Georgia Bank: $4 to $7
South Georgia Bank: $4 to $7
U.S. median: no median
Overdraft (OD)
South Georgia Bank: $33
South Georgia Bank: $33
U.S. median: no median
NSF / Returned Item
South Georgia Bank: $33
South Georgia Bank: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from South Georgia Bank’s own schedules, with a source for each figure.

Account Maintenance

Now Non-Personal Account service charge ($0.00 – $999.99 balance)$7
per month
Now Non-Personal Account service charge ($1,000.00 – $1,499.99 balance)$5
per month
Service Charge$6
Service Charge (SGB Basic Checking) (audience not stated, treated as personal)$4
per month
Dormant Accounts (fee per month)$5
per month
Account Balancing Assistance (per visit)$25
Account Research, per Hour (Min. $10.00)$50
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF Paid Item Overdraft Fee$33
NSF Return Item Fee$33

ATM & Card

ATM Service Charge$1
Foreign ATM charge (audience not stated, treated as personal)$1
per transaction
Debit Card Replacement Fee$10

Wire Transfers

Wires – Domestic$25
Wires – International$75

Check Services

Cashier’s Checks (Customers Only)$3
Counter Checks (10 pack)$5
Collection Fee$25

Cash & Deposit

Night Deposit Lost Key$25

Account Services

Drilling Safe Deposit Box$60
Not compared: Box drilling or key fee
Duplicating Safe Deposit Box Key (per key)$25
Not compared: Box drilling or key fee
per item
Late Fee for Safe Deposit Box Rental$20
Not compared: Box drilling or key fee
Safe Deposit Box 10″x10″ Annual Rate$110
per year
Safe Deposit Box 3″x10″ Annual Rate$50
per year
Safe Deposit Box 3″x5″ Annual Rate$30
per year
Safe Deposit Box 5″x10″” Annual Rate$80
per year
Safe Deposit Box 5″x5″ Annual Rate (Hinesville Only)$40
per year
Levy or Garnishment Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Now Non-Personal Account service charge ($0.00 – $999.99 balance)	$7	per month	None
Now Non-Personal Account service charge ($1,000.00 – $1,499.99 balance)	$5	per month	None
Service Charge	$6	Not stated	None
Service Charge (SGB Basic Checking) (audience not stated, treated as personal)	$4	per month	None
Dormant Accounts (fee per month)	$5	per month	None
Account Balancing Assistance (per visit)	$25	Not stated	None
Account Research, per Hour (Min. $10.00)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF Paid Item Overdraft Fee	$33	Not stated	None
NSF Return Item Fee	$33	Not stated	None
ATM & Card
ATM Service Charge	$1	Not stated	None
Foreign ATM charge (audience not stated, treated as personal)	$1	per transaction	None
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wires – Domestic	$25	Not stated	None
Wires – International	$75	Not stated	None
Check Services
Cashier’s Checks (Customers Only)	$3	Not stated	None
Counter Checks (10 pack)	$5	Not stated	None
Collection Fee	$25	Not stated	None
Cash & Deposit
Night Deposit Lost Key	$25	Not stated	None
Account Services
Drilling Safe Deposit Box	$60Not compared: Box drilling or key fee	Not stated	None
Duplicating Safe Deposit Box Key (per key)	$25Not compared: Box drilling or key fee	per item	None
Late Fee for Safe Deposit Box Rental	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10″x10″ Annual Rate	$110	per year	None
Safe Deposit Box 3″x10″ Annual Rate	$50	per year	None
Safe Deposit Box 3″x5″ Annual Rate	$30	per year	None
Safe Deposit Box 5″x10″” Annual Rate	$80	per year	None
Safe Deposit Box 5″x5″ Annual Rate (Hinesville Only)	$40	per year	None
Levy or Garnishment Fee	$100	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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