Orrstown Bank

Headquarters: Harrisburg, Pennsylvania
Charter: Bank
Assets: $5.6B
Fed district: Philadelphia
Regulator: Federal Reserve
Holding company: Orrstown Financial Services Inc.

27 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 19, 2026

How these figures are measured

Call-report figures are for Orrstown Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Orrstown Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 19, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Orrstown Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $2.1M in Q2 2026, 1.9% above the same quarter a year earlier ($2.1M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Growth Checking $5 · Account Requirements $10 to $15
Compared at $11, the middle of its prices
Orrstown Bank: $5 to $15
Orrstown Bank: $5 to $15
U.S. median: no median
Overdraft (OD)
Orrstown Bank: $38
Orrstown Bank: $38
U.S. median: no median
NSF / Returned Item
Orrstown Bank: No fee
Orrstown Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 2.7% from Q3 2025 to Q2 2026, to $2.1M.

Service-charge income, Q2 2026

$2.1M

$2.1MQ3 2025

$2.2MQ4 2025

$2.1MQ1 2026

$2.1MQ2 2026

Against the median

Orrstown BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Orrstown Bank · $5.6B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$5B to $6.2B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Orrstown Bank(this institution)	Harrisburg, PA	$5.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alerus Financial, National Association	Grand Forks, ND	$5.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Banesco USA	Miami, FL	$6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bradesco Bank	Coral Gables, FL	$6.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Broadway National Bank	San Antonio, TX	$5.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
CFG Bank	Lutherville, MD	$6.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Community Bank of Mississippi	Flowood, MS	$5.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community West Bank	Fresno, CA	$5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Emigrant Bank	Miami, FL	$5.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
First Financial Bank, National Association	Terre Haute, IN	$6.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First International Bank & Trust	Watford City, ND	$6.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Internet Bank of Indiana	Fishers, IN	$5.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First National Bank Alaska	Anchorage, AK	$5.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Firstrust Savings Bank	Conshohocken, PA	$5.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Great Southern Bank	Reeds Spring, MO	$5.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Independent Bank	Grand Rapids, MI	$5.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Institution for Savings in Newburyport and Its Vicinity	Newburyport, MA	$5.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Middlesex Savings Bank	Natick, MA	$6.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Morton Community Bank	Morton, IL	$5.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northeast Bank	Portland, ME	$5.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
River City Bank	Sacramento, CA	$6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Shore United Bank, National Association	Easton, MD	$6.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Southern Bank	Poplar Bluff, MO	$5.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Southern Bank and Trust Company	Mount Olive, NC	$5.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Westamerica Bank	San Rafael, CA	$5.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wilson Bank and Trust	Lebanon, TN	$6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1 (10%) above the median of similar-sized banks.

Compared at $11, the middle of its four prices, against a peer median of $10 among 15 publishing peers.

Its four checking prices are $5, $10, $12 and $15.

$11 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Orrstown Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Orrstown Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $2.1M
vs prior quarter: +$47K+2.3%; from Q1 2026
vs a year earlier: +$40K+1.9%; from Q2 2025
vs start of range: +$307K+16.9%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Orrstown Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$2.1M	+$47K	+2.3%
Q1 2026	$2.1M	−$97K	−4.5%
Q4 2025	$2.2M	+$105K	+5.1%
Q3 2025	$2.1M	−$15K	−0.7%
Q2 2025	$2.1M	+$162K	+8.4%
Q1 2025	$1.9M	+$248K	+14.8%
Q4 2024	$1.7M	−$143K	−7.9%
Q3 2024	$1.8M	+$786K	+76.2%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Orrstown Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee$12
per month
Monthly Maintenance Fee$15
per month · Account: Account Requirements · Waived when Relationship Checking Account requirements are met)4
Monthly Maintenance Fee$10
per month · Account: Account Requirements
Monthly Maintenance Fee$5
per month
Premature Account Closure (Within one year of account opening date)$25
Dormant Account Fee (after account is inactive for 24 months)$12
per month
Account Reconciliation/Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Monthly paper statement fee$2
per month
Paper Statement Fee$2
Undeliverable Mail$5

Overdraft & NSF

Paid Overdraft Item - Consumer Accounts$38
per item
Returned Item (Non-Sufficient Funds)No charge
per item
Overdraft Protection Sweep Fee$10
Not compared: Monthly charge, not per item
per month
Overdraft Protection Transfer (From an Orrstown Bank Deposit/Loan Account)$10
per item
Paid Overdraft Item - Consumer Accounts daily maximum$190
per day

ATM & Card

Balance Inquiry/Transfers/Withdrawal Transactions at non-Orrstown Bank ATMs$3
per item
Replacement debit card$5
per item

Wire Transfers

Wire Transfer - Outgoing Domestic$30
Wire Transfer - Incoming Domestic$20
Wire Transfer - Outgoing International$50
Wire Transfer - Incoming International$30

Check Services

Cashier's Check$10
per item
Stop Payment Fee - Business and Personal Accounts$39
per item
Temporary ChecksNo charge
per item · 1 sheet of 4 checks
Cashing Non-Client Checks$5
per item · Per check for non-Orrstown Bank clients cashing an Orrstown Bank check. Orrstown Bank does not cash checks not drawn on us, including Federal Government checks, for non-Bank clients
Foreign Check Collection$15

Digital & Electronic

Bill PaymentNo charge
Not compared: Per-occurrence charge, not monthly
per item
Mobile DepositNo charge
per item

Cash & Deposit

Chargeback/Returned Deposited Item$10
per item
Night Depository - Lost Key$10
per item

Account Services

10.5" x 10" Safe Deposit Box$115
10" x 15" Safe Deposit Box$150
17" x 12" Safe Deposit Box$160
2.5" x 5" Safe Deposit Box$25
2" x 10" Safe Deposit Box$50
3" x 10" Safe Deposit Box$55
4" x 10" Safe Deposit Box$65
4" x 4" Safe Deposit Box$30
5" x 10" Safe Deposit Box$75
5" x 5" Safe Deposit Box$45
7" x 10" Safe Deposit Box$95
Safe Deposit Box Drilling$100
Not compared: Box drilling or key fee
Safe Deposit Box Key Replacement$35
Not compared: Box drilling or key fee
Garnishment$150
Tax Levy$150
per item
Writ of Execution$150
per item · Per occurrence

Retirement & IRA

IRA Transfer to another Financial Institution$25

Other Fees

Photocopy/Fax$1
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	$12	per month	None
Monthly Maintenance Fee	$15	per month	Account: Account Requirements · Waived when Relationship Checking Account requirements are met)4
Monthly Maintenance Fee	$10	per month	Account: Account Requirements
Monthly Maintenance Fee	$5	per month	None
Premature Account Closure (Within one year of account opening date)	$25	Not stated	None
Dormant Account Fee (after account is inactive for 24 months)	$12	per month	None
Account Reconciliation/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly paper statement fee	$2	per month	None
Paper Statement Fee	$2	Not stated	None
Undeliverable Mail	$5	Not stated	None
Overdraft & NSF
Paid Overdraft Item - Consumer Accounts	$38	per item	None
Returned Item (Non-Sufficient Funds)	No charge	per item	None
Overdraft Protection Sweep Fee	$10Not compared: Monthly charge, not per item	per month	None
Overdraft Protection Transfer (From an Orrstown Bank Deposit/Loan Account)	$10	per item	None
Paid Overdraft Item - Consumer Accounts daily maximum	$190	per day	None
ATM & Card
Balance Inquiry/Transfers/Withdrawal Transactions at non-Orrstown Bank ATMs	$3	per item	None
Replacement debit card	$5	per item	None
Wire Transfers
Wire Transfer - Outgoing Domestic	$30	Not stated	None
Wire Transfer - Incoming Domestic	$20	Not stated	None
Wire Transfer - Outgoing International	$50	Not stated	None
Wire Transfer - Incoming International	$30	Not stated	None
Check Services
Cashier's Check	$10	per item	None
Stop Payment Fee - Business and Personal Accounts	$39	per item	None
Temporary Checks	No charge	per item	1 sheet of 4 checks
Cashing Non-Client Checks	$5	per item	Per check for non-Orrstown Bank clients cashing an Orrstown Bank check. Orrstown Bank does not cash checks not drawn on us, including Federal Government checks, for non-Bank clients
Foreign Check Collection	$15	Not stated	None
Digital & Electronic
Bill Payment	No chargeNot compared: Per-occurrence charge, not monthly	per item	None
Mobile Deposit	No charge	per item	None
Cash & Deposit
Chargeback/Returned Deposited Item	$10	per item	None
Night Depository - Lost Key	$10	per item	None
Account Services
10.5" x 10" Safe Deposit Box	$115	Not stated	None
10" x 15" Safe Deposit Box	$150	Not stated	None
17" x 12" Safe Deposit Box	$160	Not stated	None
2.5" x 5" Safe Deposit Box	$25	Not stated	None
2" x 10" Safe Deposit Box	$50	Not stated	None
3" x 10" Safe Deposit Box	$55	Not stated	None
4" x 10" Safe Deposit Box	$65	Not stated	None
4" x 4" Safe Deposit Box	$30	Not stated	None
5" x 10" Safe Deposit Box	$75	Not stated	None
5" x 5" Safe Deposit Box	$45	Not stated	None
7" x 10" Safe Deposit Box	$95	Not stated	None
Safe Deposit Box Drilling	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Replacement	$35Not compared: Box drilling or key fee	Not stated	None
Garnishment	$150	Not stated	None
Tax Levy	$150	per item	None
Writ of Execution	$150	per item	Per occurrence
Retirement & IRA
IRA Transfer to another Financial Institution	$25	Not stated	None
Other Fees
Photocopy/Fax	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$5	Not stated	None

Account Maintenance

Premature Account Closure (Within one year of account opening date)$25
Dormant Account Fee (after account is inactive for 24 months)$12
per month
Account Reconciliation/Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Undeliverable Mail$5

Overdraft & NSF

Paid Overdraft Item - Business Account$38
per item
Returned Item (Non-Sufficient Funds)No charge
per item
Continuous Overdraft Fee - Business Accounts Only$6
per day
Overdraft Protection Transfer (From an Orrstown Bank Deposit/Loan Account)$10
per item

ATM & Card

Balance Inquiry/Transfers/Withdrawal Transactions at non-Orrstown Bank ATMs$3
per item
Replacement debit card$5
per item

Wire Transfers

Wire Transfer - Outgoing Domestic$30
Wire Transfer - Incoming Domestic$20
Wire Transfer - Outgoing International$50
Wire Transfer - Incoming International$30

Check Services

Cashier's Check$10
per item
Temporary ChecksNo charge
per item · 1 sheet of 4 checks
Cashing Non-Client Checks$5
per item · Per check for non-Orrstown Bank clients cashing an Orrstown Bank check. Orrstown Bank does not cash checks not drawn on us, including Federal Government checks, for non-Bank clients
Foreign Check Collection$15

Digital & Electronic

Bill PaymentNo charge
Not compared: Per-occurrence charge, not monthly
per item
Mobile DepositNo charge
per item

Cash & Deposit

Chargeback/Returned Deposited Item$10
per item
Night Depository - Lost Key$10
per item

Account Services

10.5" x 10" Safe Deposit Box$115
10" x 15" Safe Deposit Box$150
17" x 12" Safe Deposit Box$160
2.5" x 5" Safe Deposit Box$25
2" x 10" Safe Deposit Box$50
3" x 10" Safe Deposit Box$55
4" x 10" Safe Deposit Box$65
4" x 4" Safe Deposit Box$30
5" x 10" Safe Deposit Box$75
5" x 5" Safe Deposit Box$45
7" x 10" Safe Deposit Box$95
Safe Deposit Box Drilling$100
Not compared: Box drilling or key fee
Safe Deposit Box Key Replacement$35
Not compared: Box drilling or key fee
Garnishment$150
Tax Levy$150
per item
Writ of Execution$150
per item · Per occurrence

Retirement & IRA

IRA Transfer to another Financial Institution$25

Other Fees

Photocopy/Fax$1
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Premature Account Closure (Within one year of account opening date)	$25	Not stated	None
Dormant Account Fee (after account is inactive for 24 months)	$12	per month	None
Account Reconciliation/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Undeliverable Mail	$5	Not stated	None
Overdraft & NSF
Paid Overdraft Item - Business Account	$38	per item	None
Returned Item (Non-Sufficient Funds)	No charge	per item	None
Continuous Overdraft Fee - Business Accounts Only	$6	per day	None
Overdraft Protection Transfer (From an Orrstown Bank Deposit/Loan Account)	$10	per item	None
ATM & Card
Balance Inquiry/Transfers/Withdrawal Transactions at non-Orrstown Bank ATMs	$3	per item	None
Replacement debit card	$5	per item	None
Wire Transfers
Wire Transfer - Outgoing Domestic	$30	Not stated	None
Wire Transfer - Incoming Domestic	$20	Not stated	None
Wire Transfer - Outgoing International	$50	Not stated	None
Wire Transfer - Incoming International	$30	Not stated	None
Check Services
Cashier's Check	$10	per item	None
Temporary Checks	No charge	per item	1 sheet of 4 checks
Cashing Non-Client Checks	$5	per item	Per check for non-Orrstown Bank clients cashing an Orrstown Bank check. Orrstown Bank does not cash checks not drawn on us, including Federal Government checks, for non-Bank clients
Foreign Check Collection	$15	Not stated	None
Digital & Electronic
Bill Payment	No chargeNot compared: Per-occurrence charge, not monthly	per item	None
Mobile Deposit	No charge	per item	None
Cash & Deposit
Chargeback/Returned Deposited Item	$10	per item	None
Night Depository - Lost Key	$10	per item	None
Account Services
10.5" x 10" Safe Deposit Box	$115	Not stated	None
10" x 15" Safe Deposit Box	$150	Not stated	None
17" x 12" Safe Deposit Box	$160	Not stated	None
2.5" x 5" Safe Deposit Box	$25	Not stated	None
2" x 10" Safe Deposit Box	$50	Not stated	None
3" x 10" Safe Deposit Box	$55	Not stated	None
4" x 10" Safe Deposit Box	$65	Not stated	None
4" x 4" Safe Deposit Box	$30	Not stated	None
5" x 10" Safe Deposit Box	$75	Not stated	None
5" x 5" Safe Deposit Box	$45	Not stated	None
7" x 10" Safe Deposit Box	$95	Not stated	None
Safe Deposit Box Drilling	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Replacement	$35Not compared: Box drilling or key fee	Not stated	None
Garnishment	$150	Not stated	None
Tax Levy	$150	per item	None
Writ of Execution	$150	per item	Per occurrence
Retirement & IRA
IRA Transfer to another Financial Institution	$25	Not stated	None
Other Fees
Photocopy/Fax	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Orrstown Bank operates, and what regulators and customers have on file.

Market position

In Harrisburg-Carlisle, PA, Orrstown Bank holds 7.1% of bank deposits, #5 of 25, with 7 offices.

Compare fees with the 19 York-Hanover, PA banks and credit unions in its home-metro peer set →

The fee comparison uses its home metro, York-Hanover, PA.

Offices in the metro

189 offices of 36 institutions shown.

Orrstown BankOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Harrisburg-Carlisle, PA metro (FDIC metro code 25420), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 4 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1PNC Bank, National Association23.8%
2Manufacturers and Traders Trust Company11.1%
3First National Bank of Pennsylvania11.0%
4Mid Penn Bank9.6%
5Orrstown Bank7.1%
6Wells Fargo Bank, National Association5.6%
7Citizens Bank, National Association5.3%
8Fulton Bank, National Association5.0%

8 of 25 institutions shown. $20.2B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Harrisburg-Carlisle, PA metro (FDIC metro code 25420)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 7.1% share, 7 offices, #5 of 25

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Harrisburg-Carlisle, PA metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

55 offices of 12 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Enforcement actions

None on file with the Federal Reserve

The Federal Reserve has no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Holding company

ORRSTOWN FINANCIAL SERVICES INC (Nasdaq: ORRF)

Consolidated assets

$5.6B

Shareholders' equity

$621.6M

As of

2026Q2

Net income by quarter

Recent SEC filings

8-K8-K2026-10-21View
10-Q10-Q2026-08-06View
8-K8-K2026-07-22View
8-K8-K2026-05-29View
10-Q10-Q2026-05-08View
8-K8-K2026-05-06View
8-K8-K2026-05-05View
8-K8-K2026-04-22View
DEF 14ADEF 14A2026-03-27View
10-K10-K2026-03-12View
8-K8-K2026-01-28View
10-Q10-Q2025-11-06View

Source: SEC EDGAR filings and XBRL financial data, CIK 826154. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.

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