19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Compared at $19, the middle of its prices
Non-Network ATM
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Jim Thorpe Neighborhood Bank’s own schedules, with a source for each figure.
per year
per month
per month
per month
per hour
per month
per transaction
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Maintenance service charge (average daily balance falls below $2,500.00) | $10Not compared: Annual charge, not monthly | per year | None |
| Maintenance service charge (average daily balance in the account falls below $1,500.00) | $5 | per month | None |
| Maintenance service charge (average daily balance in the account falls below $300.00) | $5 | per month | None |
| Account Closed within 90 Days – Per Account | $10 | Not stated | None |
| Acct (Account) Inactivity Fee – Per Month | $5 | per month | None |
| Research Fee/Account Balancing Assistance – Per Hour | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
| Monthly paper statement | $5 | per month | None |
Overdraft & NSF | |||
| Insufficient Funds Charge – Per Item | $28 | per item | None |
| Returned Check Charge – Per Item | $10 | per item | None |
| OD (Overdraft) Protection Tran. (Transfer) Fee – Per Transfer | $5 | per item | None |
ATM & Card | |||
| Non-Network ATM | $1 | per transaction | None |
Wire Transfers | |||
| Wire Transfer (Domestic Out) | $25 | per item | None |
| Wire Transfer (Domestic In) | $15 | per item | None |
| Wire Transfer (Int'l Out) | $45 | per item | None |
Check Services | |||
| Certified Check Fee – Per Check | $15 | per item | None |
| Money Order – Per Item | $5 | per item | None |
| Stop Payment Fee – Per Item | $25 | per item | None |
| Counter Checks (4 Checks per Page) | $1 | per item | None |
| Check Cashing Fee (Non-Customer) –Per Occurrence | $5 | per item | None |
Digital & Electronic | |||
| Bill Payment – Per Bill Paid | $0.60 | Not stated | None |
Account Services | |||
| Domestic Relations Levy Fee | $50 | Not stated | None |
| Garnishment Fee | $100 | Not stated | None |
| Levy Fee | $75 | Not stated | None |
Retirement & IRA | |||
| IRA External Transfer | $25 | Not stated | None |
Other Fees | |||
| Photocopy – Per Copy | $0.35 | per item | None |
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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