Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

SJN Bank of Kansas

Saint John, KansasBankKansas City Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Closed Account Fee (if closed within 6 months of opening)$10Within the typical range ($10–$25 nationally)

Wire TransfersVerified

Outgoing Domestic Wire Transfer Fee$15Below the typical range ($20–$25 nationally)
$10 below the national median$5 below the Kansas median
Source
Incoming Domestic Wire Transfer Fee$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Kansas median
Source

Check ServicesVerified

Cashier's Checks$5Within the typical range ($3–$6 nationally)
At the national medianAt the Kansas median
Source
Personal Money Order$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Kansas median
Source
Stop Payment Fee (per item)$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$5 above the Kansas median
per item · Source

Cash & DepositVerified

Coin Counting & Wrapping (non-customers, per hour, one hour minimum)$7.50Above the typical range ($0–$3 nationally)
$7.50 above the national median
Source
Deposited Checks Returned Unpaid (per item)$10Within the typical range ($8–$25 nationally)
$5 below the national medianAt the Kansas median
per item · Source

Account ServicesVerified

Notary Service (non-customer only)$5Within the typical range ($0–$5 nationally)
$2.50 above the national medianAt the Kansas median
Source
Garnishment Fee$15Below the typical range ($30–$90 nationally)
$35 below the national medianAt the Kansas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Closed Account Fee (if closed within 6 months of opening)	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$10 below the Kansas median	—	—	Source
Inactive Account Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median$3 below the Kansas median	per month	—	Source
Account Research - per hour ($20.00 minimum)	$30Above the typical range ($11–$25 nationally)	$12.50 above the national median$7.50 above the Kansas median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee or Overdraft Privilege Fee (each debit)	$30Within the typical range ($25–$33 nationally)	At the national median$3 above the Kansas median	per item	—	Source
Wire TransfersVerified
Outgoing Domestic Wire Transfer Fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median$5 below the Kansas median	—	—	Source
Incoming Domestic Wire Transfer Fee	$15
Check ServicesVerified
Cashier's Checks	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Kansas median	—	—	Source
Personal Money Order	$2
Cash & DepositVerified
Coin Counting & Wrapping (non-customers, per hour, one hour minimum)	$7.50Above the typical range ($0–$3 nationally)	$7.50 above the national median	—	—	Source
Deposited Checks Returned Unpaid (per item)	$10
Account ServicesVerified
Notary Service (non-customer only)	$5Within the typical range ($0–$5 nationally)	$2.50 above the national medianAt the Kansas median	—	—	Source
Garnishment Fee	$15
Other FeesVerified
Duplicate Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median$0.81 below the Kansas median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

14 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$302.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$302.9M

Total deposits

$259.6M

Service charge income

$67K

Fee income ratio

2.0%

Return on assets

1.43%

Branches

Service charge income by quarter

Q2 2026$67K

Q1 2026$70K

Q4 2025$82K

Q3 2025$42K

Financial profile · Pro

Performance from regulator filings

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Based on 66,435 published fee entries from 3,614 institutions

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