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Total assets
Q1 2026, quarter end
FDIC call report data · Mar 31, 2026
Revenue
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge income
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge share of revenue
11th percentile; peer median 2.1%
FDIC call report data · Mar 31, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Not on file
Call-report figures are for Community Bank and Trust - West Georgia at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,708 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q1 2026 Quarter ended Mar 31, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Community Bank and Trust - West Georgia's published fee schedule; Bank Fee Index medians | Current schedule | Not recorded |
Service-charge income by quarter
Q4 2023 to Q1 2026, standalone quarters
Service charges were 0.7% of revenue, below the 2.1% median of 1,708 banks with under $300M in assets (11th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $43K in Q1 2026, 12% below the same quarter a year earlier ($49K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Community Bank and Trust - West Georgia (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q2 2024 to Q1 2026, standalone quarters · 65 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q1 2026 | $43K | −$10K | −18.9% |
| Q4 2025 | $53K | −$2K | −3.6% |
| Q3 2025 | $55K | +$7K | +14.6% |
| Q2 2025 | $48K | −$1K | −2.0% |
| Q1 2025 | $49K | +$1K | +2.1% |
| Q4 2024 | $48K | $0 | 0.0% |
| Q3 2024 | $48K | +$2K | +4.3% |
| Q2 2024 | $46K | $0 | 0.0% |
Financial cohort: 1,782 banks with under $300M in assets filing for Q1 2026; 1,708 reported a share above 0% and are counted, Community Bank and Trust - West Georgia left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Community Bank and Trust - West Georgia by share.
Where Community Bank and Trust - West Georgia operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state, $245.6M in branch deposits (June 2025)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 3 | $245.6M |
Largest competitors nearby
Local market: Troup county, GA, around its headquarters.
| 11 in its local market | Deposit share |
|---|---|
| Pinnacle Bank | 28.4% |
| SouthState Bank, National Association | 18.7% |
| Anchor Bank | 11.1% |
| Bank of America, National Association | 8.8% |
| PNC Bank, National Association | 8% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2025. Deposits are booked at the branch as of June 30.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows