15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 11, 2026
Call-report figures are for Dearborn Federal Savings Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Dearborn Federal Savings Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 11, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $2K in Q2 2026, 88% below the same quarter a year earlier ($16K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Regular Checking
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 94% from Q3 2025 to Q2 2026, to $2K.
$2K
Dearborn Federal Savings BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Dearborn Federal Savings Bank · $307M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Dearborn Federal Savings Bank(this institution) | Dearborn, MI | $307M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Bank of Crockett | Bells, TN | $299M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of Franklin | Meadville, MS | $302M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank of Montana | Missoula, MT | $309M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Caldwell Bank & Trust Company | Columbia, LA | $299M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citizens Guaranty Bank | Richmond, KY | $304M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Independent Bank | Saint Louis Park, MN | $314M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Collins State Bank | Collins, WI | $301M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Community Bank | Winslow, IL | $311M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Bank and Trust Company | Muscatine, IA | $303M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| DLP Bank | Starke, FL | $301M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First National Bank of South Carolina | Holly Hill, SC | $310M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Secure State Bank | Wonder Lake, IL | $306M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Grant County Bank | Ulysses, KS | $298M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Horatio State Bank | Horatio, AR | $312M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Leighton State Bank | Pella, IA | $298M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| PEOPLES BANK | Sheridan, AR | $314M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| PrinsBank | Prinsburg, MN | $308M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Seneca Savings Bank, National Association | Baldwinsville, NY | $312M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| SJN Bank of Kansas | Saint John, KS | $303M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| State Bank of Graymont | Graymont, IL | $313M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Farmers Bank of Milton | Milton, KY | $305M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Payne County Bank | Perkins, OK | $313M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Washington Savings Bank | Lowell, MA | $302M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Washington State Bank | Washington, LA | $309M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wray State Bank | Wray, CO | $312M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5, against a peer median of $7.24 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Dearborn Federal Savings Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2K | $0 | 0.0% |
| Q1 2026 | $2K | −$45K | −95.7% |
| Q4 2025 | $47K | +$16K | +51.6% |
| Q3 2025 | $31K | +$15K | +93.8% |
| Q2 2025 | $16K | −$6K | −27.3% |
| Q1 2025 | $22K | −$1K | −4.3% |
| Q4 2024 | $23K | −$2K | −8.0% |
| Q3 2024 | $25K | $0 | 0.0% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Dearborn Federal Savings Bank’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Regular Checking Monthly service fee | $5 | per month | None |
| Dormant Account Fee | $5 | Not stated | None |
| Dormant Accounts | $5 | per month | None |
| Account Research Fee | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) / Returned Check NSF | $25 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outgoing | $20 | Not stated | None |
| Incoming Wire Transfer | $10 | Not stated | None |
Check Services | |||
| Cashier's Check | $2 | Not stated | None |
| EFT/ACH Stop Payment | $20 | Not stated | None |
| Stop Payment Order - Checking Account / Home Equity Lines of Credit | $20 | Not stated | None |
| Non-Customer Check Cashing Fee | $5 | per item | None |
| Check Photocopy | $5 | Not stated | None |
Digital & Electronic | |||
| EFT/ACH Non-Sufficient Funds (NSF) / ACH Return Charge | $25 | Not stated | None |
Cash & Deposit | |||
| Deposited Check Returned Unpaid | $15 | Not stated | None |
Account Services | |||
| Notary Services (first page free, fee per each additional page) | $1 | per item | None |
| Notary Services First page free | $1 | Not stated | None |
| Safe Deposit Box 2 x 5 | $20 | Not stated | None |
| Safe Deposit Box 3 x 10 | $45 | Not stated | None |
| Safe Deposit Box 3 x 5 | $30 | Not stated | None |
| Safe Deposit Box 5 x 5 | $40 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Cards | $4.95 | per item | None |
Other Fees | |||
| Duplicate Statement | $5 | Not stated | None |
| Duplicate Statement (per month) | $5Not compared: Monthly charge, not per item | per month | None |
| History Photocopy | $1Not compared: Charged per page; comparison unavailable | per page | None |
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account Fee | $5 | Not stated | None |
| Dormant Accounts | $5 | per month | None |
| Account Research Fee | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) / Returned Check NSF | $25 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outgoing | $20 | Not stated | None |
| Incoming Wire Transfer | $10 | Not stated | None |
Check Services | |||
| Cashier's Check | $2 | Not stated | None |
| EFT/ACH Stop Payment | $20 | Not stated | None |
| Stop Payment Order - Checking Account / Home Equity Lines of Credit | $20 | Not stated | None |
| Stop Payment Order - Commercial Checking Accounts / Commercial Lines of Credit | $25 | Not stated | None |
| Stop Payment Order – Commercial Checking Accounts / Commercial Lines of Credit | $25 | Not stated | None |
| Non-Customer Check Cashing Fee | $5 | per item | None |
| Check Photocopy | $5 | Not stated | None |
Digital & Electronic | |||
| EFT/ACH Non-Sufficient Funds (NSF) / ACH Return Charge | $25 | Not stated | None |
Cash & Deposit | |||
| Deposited Check Returned Unpaid | $15 | Not stated | None |
Account Services | |||
| Notary Services (first page free, fee per each additional page) | $1 | per item | None |
| Notary Services First page free | $1 | Not stated | None |
| Safe Deposit Box 2 x 5 | $20 | Not stated | None |
| Safe Deposit Box 3 x 10 | $45 | Not stated | None |
| Safe Deposit Box 3 x 5 | $30 | Not stated | None |
| Safe Deposit Box 5 x 5 | $40 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Cards | $4.95 | per item | None |
Other Fees | |||
| Duplicate Statement | $5 | Not stated | None |
| Duplicate Statement (per month) | $5Not compared: Monthly charge, not per item | per month | None |
| History Photocopy | $1Not compared: Charged per page; comparison unavailable | per page | None |
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Dearborn Federal Savings Bank operates, and what regulators and customers have on file.
In Detroit-Warren-Dearborn, MI, Dearborn Federal Savings Bank holds 0.1% of bank deposits, #23 of 37, with 5 offices.
900 offices of 46 institutions shown.
Showing 900 of 1,073 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 37 institutions shown. $183.9B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.1% share, 5 offices, #23 of 37
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
355 offices of 72 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the OCC
The OCC has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the OCC, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.