Washington Savings Bank

Headquarters: Lowell, Massachusetts
Charter: Bank
Assets: $302.3M
Fed district: Boston

4 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $25, the middle of its prices
Washington Savings Bank: $10 to $40
Washington Savings Bank: $10 to $40
U.S. median: no median
Overdraft (OD)
Washington Savings Bank: $30
Washington Savings Bank: $30
U.S. median: no median
Stop Payment
Washington Savings Bank: $30
Washington Savings Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Washington Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Assess Maintenance Fee$40
Elite Checking monthly service charge (audience not stated, treated as personal)$25
per month
Monthly service charge (Elite Checking) (audience not stated, treated as personal)$25
per month
Service charge$10
per month
Service charge (combined loan and deposit balances fall below $100,000)$25
per month

Fee	Amount	Basis	Note
Account Maintenance
Assess Maintenance Fee	$40	Not stated	None
Elite Checking monthly service charge (audience not stated, treated as personal)	$25	per month	None
Monthly service charge (Elite Checking) (audience not stated, treated as personal)	$25	per month	None
Service charge	$10	per month	None
Service charge (combined loan and deposit balances fall below $100,000)	$25	per month	None
Overdraft & NSF
Overdraft/NSF Fee	$30	Not stated	None
Check Services
Stop Payment Fee (For paper checks or electronic withdrawals)	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Showing 5 of 7 fees.

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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