Mercantile Bank

Headquarters: Grand Rapids, Michigan
Charter: Bank
Assets: $6.2B
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Mercantile Bank: $30
Mercantile Bank: $30
U.S. median: no median
Stop Payment
Mercantile Bank: $32
Mercantile Bank: $32
U.S. median: no median
Wire Transfer (Int'l Out)
Mercantile Bank: $75
Mercantile Bank: $75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Mercantile Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing Fee$25
Dormant Account$5
Account Research/Reconcilement (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Statement$5

Overdraft & NSF

Overdraft Protection – Automatic Transfer Fee$5

ATM & Card

Lost Card (ATM or Debit Card)$5
My Card Debit Card (New/Replacement)$9.95

Wire Transfers

Outgoing Wire – Domestic$30
Incoming Wire – Domestic$10
Outgoing Wire – Foreign FX$75
Outgoing Wire – Foreign USD$75
Incoming Wire – Foreign$10

Check Services

Cashier’s Check$5
Money Order$3
Stop Payment (Check or ACH)$32
Counter Check$1
Foreign Collection Item (+ handling fees)$55

Digital & Electronic

ACH Return$9

Account Services

Notary$5
10x15 or 11x14$170
2x10 or 3x5$60
3x10, 4x10, 4x5 or 5x5$70
5x9 or 5x10$100
Drilling Fee$200
Not compared: Box drilling or key fee
Duplicate/Lost Key Fee$25
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$130
Safe Deposit Box 2x5$50
Safe Deposit Box 7x10$110
Garnishment or Levy$100

Other Fees

Photocopy (per page)$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing Fee	$25	Not stated	None
Dormant Account	$5	Not stated	None
Account Research/Reconcilement (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Statement	$5	Not stated	None
Overdraft & NSF
Overdraft Protection – Automatic Transfer Fee	$5	Not stated	None
ATM & Card
Lost Card (ATM or Debit Card)	$5	Not stated	None
My Card Debit Card (New/Replacement)	$9.95	Not stated	None
Wire Transfers
Outgoing Wire – Domestic	$30	Not stated	None
Incoming Wire – Domestic	$10	Not stated	None
Outgoing Wire – Foreign FX	$75	Not stated	None
Outgoing Wire – Foreign USD	$75	Not stated	None
Incoming Wire – Foreign	$10	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Money Order	$3	Not stated	None
Stop Payment (Check or ACH)	$32	Not stated	None
Counter Check	$1	Not stated	None
Foreign Collection Item (+ handling fees)	$55	Not stated	None
Digital & Electronic
ACH Return	$9	Not stated	None
Account Services
Notary	$5	Not stated	None
10x15 or 11x14	$170	Not stated	None
2x10 or 3x5	$60	Not stated	None
3x10, 4x10, 4x5 or 5x5	$70	Not stated	None
5x9 or 5x10	$100	Not stated	None
Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Duplicate/Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$130	Not stated	None
Safe Deposit Box 2x5	$50	Not stated	None
Safe Deposit Box 7x10	$110	Not stated	None
Garnishment or Levy	$100	Not stated	None
Other Fees
Photocopy (per page)	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Mercantile Bank's wire transfer changes in our data

We check once a day and send one email covering every change.