Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

TNBANK

Oak Ridge, TennesseeBankAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Insufficient Funds (NSF/Returned Items)$35Above the typical range ($15–$30 nationally)

Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=nsf; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Insufficient Funds (NSF/Returned Items) | $35.00" · Source

Overdraft Fee$35

$12.50 above the national median

Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=overdraft; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Overdraft Fee** | $35.00" · Source

ATM & CardVerified

Non-Customer ATM Transaction Charge$3.99Within the typical range ($1–$4.99 nationally)
$1.99 above the national median
Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=atm_non_network; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Non-Customer ATM Transaction Charge | $ 3.99" · Source

Check ServicesVerified

Cashier's Check reissue (after 6 months)$20Above the typical range ($3–$10 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=cashiers_check; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Cashier's Check reissue (after 6 months) | $20.00" · Source

Account ServicesVerified

Levy$75Within the typical range ($30–$100 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=garnishment_levy; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Levy | $75.00" · Source
Notary Fee (Non-Customer)$10Above the typical range ($0–$5 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=notary_fee; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Notary Fee (Non-Customer) | $10.00" · Source
Unclaimed Safe Deposit Box Property/Drill Fee$50Within the typical range ($20–$92.36 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=safe_deposit_box; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Unclaimed Safe Deposit Box Property/Drill Fee | $50.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Insufficient Funds (NSF/Returned Items)	$35Above the typical range ($15–$30 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=nsf; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Insufficient Funds (NSF/Returned Items) \| $35.00"	Source
Overdraft Fee	$35Above the typical range ($7.81–$30 nationally)	$12.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=overdraft; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Overdraft Fee** \| $35.00"	Source
ATM & CardVerified
Non-Customer ATM Transaction Charge	$3.99Within the typical range ($1–$4.99 nationally)	$1.99 above the national median	—	Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=atm_non_network; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Non-Customer ATM Transaction Charge \| $ 3.99"	Source
Check ServicesVerified
Cashier's Check reissue (after 6 months)	$20Above the typical range ($3–$10 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=cashiers_check; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Cashier's Check reissue (after 6 months) \| $20.00"	Source
Account ServicesVerified
Levy	$75Within the typical range ($30–$100 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #2359. canonical_hint=garnishment_levy; text_hash=a374f3756480e293dbd61aab2060a7cfebb3cf2d1d533a24ceca5fff65b0d8ce; excerpt="Levy \| $75.00"	Source
Notary Fee (Non-Customer)	$10

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

56% above the national median overdraft fee

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$318.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$318.1M

Total deposits

$277.0M

Service charge income

$35K

Fee income ratio

1.1%

Return on assets

0.77%

Branches

Service charge income by quarter

Q2 2026$35K

Q1 2026$34K

Q4 2025$32K

Q3 2025$34K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,610 verified fees from 1,539 institutions

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