vs. U.S. typical range:LowerTypicalHigher
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=account_research; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Account Research per hour $ 25.00" · Source
per month · Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=dormant_account; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="per month $ 5.00" · Source
per month · Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=paper_statement; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Monthly Paper Statement (Effective 9/15/21) $ 5.00" · Source
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=atm_non_network; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Foreign ATM Transaction Fee $ 1.00" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=card_replacement; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Replacement ATM/Debit Card Fee $ 10.00" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=wire_domestic_incoming; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Incoming $ 25.00" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=wire_domestic_outgoing; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Outgoing $ 30.00" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=wire_intl_incoming; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Incoming $ 50.00" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=wire_intl_outgoing; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Outgoing $ 50.00" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=check_image; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Copy of check or document $ 1.00" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=counter_check; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Encoded Counter Check $ 1.00" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=cashiers_check; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Official Bank Check $ 7.00" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=cash_advance; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="MasterCard/Visa Cash Advance 10% charge (min. of $10" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=deposited_item_return; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Return Deposit Item Fee (Commercial Only) $ 8.00" · Source
$100 above the national median
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=garnishment_levy; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Garnishment/Levy $ 150.00" · Source
Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=ira_administration; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="IRA Maintenance Fee (charged at transfer/account closing) $ 50.00" · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research per hour | $25Within the typical range ($15–$25 nationally) | $5 above the national median | — | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=account_research; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Account Research per hour $ 25.00" | Source |
| Dormant Account Fee: per month | $5Within the typical range ($5–$10 nationally) | At the national median | per month | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=dormant_account; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="per month $ 5.00" | Source |
| Monthly Paper Statement (Effective 9/15/21) | $5Within the typical range ($2–$5 nationally) | $2 above the national median | per month | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=paper_statement; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Monthly Paper Statement (Effective 9/15/21) $ 5.00" | Source |
ATM & CardVerified | |||||
| Foreign ATM Transaction Fee | $1Within the typical range ($1–$3 nationally) | $0.50 below the national median | — | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=atm_non_network; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Foreign ATM Transaction Fee $ 1.00" | Source |
| Replacement ATM/Debit Card Fee | |||||
Wire TransfersVerified | |||||
| Wire Transfer Fee (Domestic): Incoming | $25Above the typical range ($7.75–$15 nationally) | $15 above the national median | — | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=wire_domestic_incoming; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Incoming $ 25.00" | Source |
| Wire Transfer Fee (Domestic): Outgoing | |||||
Check ServicesVerified | |||||
| Copy of check or document | $1Below the typical range ($2–$5 nationally) | $2 below the national median | — | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=check_image; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Copy of check or document $ 1.00" | Source |
| Encoded Counter Check | |||||
Cash & DepositVerified | |||||
| MasterCard/Visa Cash Advance 10% charge (min. of | $10Within the typical range ($3–$10 nationally) | $5 above the national median | — | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=cash_advance; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="MasterCard/Visa Cash Advance 10% charge (min. of $10" | Source |
| Return Deposit Item Fee (Commercial Only) | |||||
Account ServicesVerified | |||||
| Garnishment/Levy | $150Above the typical range ($25–$75 nationally) | $100 above the national median | — | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=garnishment_levy; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Garnishment/Levy $ 150.00" | Source |
Retirement & IRAVerified | |||||
| IRA Maintenance Fee (charged at transfer/account closing) | $50Above the typical range ($10–$25 nationally) | $35 above the national median | — | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=ira_administration; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="IRA Maintenance Fee (charged at transfer/account closing) $ 50.00" | Source |
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Verified fees
16
Under review
0
Assets
$289.6M
Work at Farmers & Merchants Bank? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$289.6M
Total deposits
$258.6M
Service charge income
$170K
Fee income ratio
7.1%
Return on assets
0.73%
Branches
2
Service charge income by quarter
Financial profile · Pro
| $10Within the typical range ($5–$10 nationally) |
| At the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=card_replacement; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Replacement ATM/Debit Card Fee $ 10.00" |
| Source |
| $30Above the typical range ($20–$25 nationally) |
| $10 above the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=wire_domestic_outgoing; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Outgoing $ 30.00" |
| Source |
| Wire Transfer Fee (International): Incoming | $50Above the typical range ($10–$25 nationally) | $35 above the national median | — | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=wire_intl_incoming; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Incoming $ 50.00" | Source |
| Wire Transfer Fee (International): Outgoing | $50Within the typical range ($40–$50 nationally) | At the national median | — | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=wire_intl_outgoing; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Outgoing $ 50.00" | Source |
| $1Within the typical range ($1–$4 nationally) |
| $1 below the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=counter_check; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Encoded Counter Check $ 1.00" |
| Source |
| Official Bank Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median | — | Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=cashiers_check; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Official Bank Check $ 7.00" | Source |
| $8Below the typical range ($9.50–$25 nationally) |
| $7 below the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #1325. canonical_hint=deposited_item_return; text_hash=908144a2d5009188be58036b832526ee64ea5ae8261e28a6eae1981ec385098d; excerpt="Return Deposit Item Fee (Commercial Only) $ 8.00" |
| Source |
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