vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$4.50 below the South Carolina median
per month · Source
$1.05 below the national median$2.55 below the South Carolina median
per month · Source
$2.05 below the national median$0.55 below the South Carolina median
per month · Source
$7.50 below the national medianAt the South Carolina median
$2.50 above the national median$10 above the South Carolina median
$2 above the national median$0.25 below the South Carolina median
per month · Source
$4 above the national median$3 above the South Carolina median
per item · Source
$4 above the national median$3.50 above the South Carolina median
per item · Source
$5 above the national median$5 above the South Carolina median
At the national medianAt the South Carolina median
$5 above the national median$10 above the South Carolina median
$10 above the national median$10 above the South Carolina median
$25 above the national median$25 above the South Carolina median
$10 above the national median$15 above the South Carolina median
$1 above the national median$1 above the South Carolina median
$15 above the national median$15 above the South Carolina median
$2 above the national median$2 above the South Carolina median
$6 above the national median$6 above the South Carolina median
$7.50 above the national median$4.50 above the South Carolina median
$2 above the national median$2 above the South Carolina median
At the national median$5.50 above the South Carolina median
$1 above the national median$6.50 above the South Carolina median
$60 above the national median$60 above the South Carolina median
$5 above the national medianAt the South Carolina median
$2.65 below the national median$1.96 below the South Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly maintenance fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$4.50 below the South Carolina median | per month | — | Source |
| monthly service charge | $4.95Within the typical range ($4–$10 nationally) | $1.05 below the national median$2.55 below the South Carolina median | per month | — | Source |
| Maintenance fee (balance falls below $7,500) | $4.95Below the typical range ($5–$10 nationally) | $2.05 below the national median$0.55 below the South Carolina median | per month | — | Source |
| Christmas Club account closing before maturity | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the South Carolina median | — | — | Source |
| Early Withdrawal Penalty | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$10 above the South Carolina median | — | — | Source |
| Dormant account monthly Fee | $7Within the typical range ($5–$10 nationally) | $2 above the national median$0.25 below the South Carolina median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee per item | $34Above the typical range ($25–$33 nationally) | $4 above the national median$3 above the South Carolina median | per item | — | Source |
| Non-sufficient Funds (NSF) per item | $34 | ||||
ATM & CardVerified | |||||
| Replace Debit Card or Pin (after first) | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the South Carolina median | — | — | Source |
| Replace Debit Card or Pin (first time) | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfers – outgoing for customer | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the South Carolina median | — | — | Source |
| Wire Transfers – incoming for customer | $20 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks – customer | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the South Carolina median | — | — | Source |
| Cashier’s Checks – non-customer | $20 | ||||
Cash & DepositVerified | |||||
| Chargeback of Return Items | $15Within the typical range ($8–$25 nationally) | At the national median$5.50 above the South Carolina median | — | — | Source |
| Chargeback of Return Items (special) | $16 | ||||
Account ServicesVerified | |||||
| Tax Levies | $110Above the typical range ($30–$87.50 nationally) | $60 above the national median$60 above the South Carolina median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer Fee | $30Within the typical range ($25–$35 nationally) | $5 above the national medianAt the South Carolina median | — | — | Source |
Other FeesVerified | |||||
| Photocopies | $0.35Below the typical range ($2–$5 nationally) | $2.65 below the national median$1.96 below the South Carolina median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$34.00
Of 52 others that publish it, 24 lower and 28 higher.
Monthly maintenance
$3.98
Of 55 others that publish it, 10 lower and 45 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$34
Headline fees published
11 of 15
Published fees
25
Under review
0
Assets
$309.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$309.7M
Total deposits
$271.6M
Service charge income
$168K
Fee income ratio
5.1%
Return on assets
1.23%
Branches
8
Service charge income by quarter
Financial profile · Pro
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| $4 above the national median$3.50 above the South Carolina median |
| per item |
| — |
| Source |
| At the national medianAt the South Carolina median |
| — |
| — |
| Source |
| $10 above the national median$10 above the South Carolina median |
| — |
| — |
| Source |
| Wire Transfers – incoming for non-customer | $35Above the typical range ($5–$15 nationally) | $25 above the national median$25 above the South Carolina median | — | — | Source |
| Wire Transfers – International | $60Above the typical range ($40–$50 nationally) | $10 above the national median$15 above the South Carolina median | — | — | Source |
| $15 above the national median$15 above the South Carolina median |
| — |
| — |
| Source |
| Money Orders – customer | $4Above the typical range ($1.50–$3 nationally) | $2 above the national median$2 above the South Carolina median | — | — | Source |
| Money Orders – non-customer | $8Above the typical range ($1.50–$3 nationally) | $6 above the national median$6 above the South Carolina median | — | — | Source |
| Stop Payments | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$4.50 above the South Carolina median | — | — | Source |
| Copies of checks, deposits or statements | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the South Carolina median | — | — | Source |
| $1 above the national median$6.50 above the South Carolina median |
| — |
| — |
| Source |