19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 29, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Wire Transfer (Domestic Out)
Stop Payment
Wire Transfer (Int'l Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from First National Bank of America’s own schedules, with a source for each figure.
per hour
per hour
per month
per day
per year
per year
per year
per year
per year
per year
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Signature Checking Minimum Balance Fee | $10 | Not stated | None |
| Simple Checking Minimum Balance Fee | $4 | Not stated | None |
| Early Account Closing (per account; within 90 days) | $20 | Not stated | None |
| Escheatment of Accounts (per account) | $15 | Not stated | None |
| Account Research (per hour; $10 Minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Balancing Checkbook (per hour; $10 minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Health Savings Account Monthly Paper Statement Fee | $2 | per month | None |
Overdraft & NSF | |||
| These fees apply to daily overdraft (OD) and non-sufficient funds (NSF) created by check | $5 | per day | None |
ATM & Card | |||
| ATM or Debit Card Replacement Fee | $5 | Not stated | None |
| Expedited ATM or Debit Card Delivery | $30 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outgoing Domestic | $20 | Not stated | None |
| Wire Transfer - Outgoing International | $25 | Not stated | None |
Check Services | |||
| Cashier’s Check (per check) | $3 | per item | None |
| Stop Payment (per request) | $28 | per item | None |
| Counter Checks (each; must be purchased in increments of four) | $1 | per item | None |
| Collection Items (per item) | $25 | per item | None |
| Money Order (per check) & Copies of Checks | $2 | per item | None |
Cash & Deposit | |||
| Returned Deposited/Cashed Item (per item) | $6 | per item | None |
| Night Depository Replacement Key | $15 | Not stated | None |
Account Services | |||
| Notary Public | No charge | Not stated | None |
| 10” x 10” (per year) | $100 | per year | None |
| 3” x 10” (per year) | $40 | per year | None |
| 3” x 5” (per year) | $25 | per year | None |
| 4” x 10” (per year) | $50 | per year | None |
| 5” x 10” (per year) | $60 | per year | None |
| 5” x 5” (per year) | $30 | per year | None |
| Drill Box & Key Replacement (both keys lost; subject to change without notice) | $180Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement (if one key lost) | $15Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Late Payment Fee (if 30 days past due) | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishment | $75 | Not stated | None |
| Levy | $75 | Not stated | None |
Other Fees | |||
| Photocopies (per page) | $1Not compared: Charged per page; comparison unavailable | per page | None |
Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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