Charles River Bank

Headquarters: Medway, Massachusetts
Charter: Bank
Assets: $336.1M
Fed district: Boston

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Charles River Bank: $32
Charles River Bank: $32
U.S. median: no median
Non-Network ATM
Charles River Bank: $2
Charles River Bank: $2
U.S. median: no median
Wire Transfer (Domestic Out)
Charles River Bank: $25
Charles River Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Charles River Bank’s own schedules, with a source for each figure.

Account Maintenance

Escheatment Fee (Abandoned Property)$25
Inactive or Dormant Account (Monthly, After 365 Days of Inactivity)$5
per month

Overdraft & NSF

Non-sufficient Funds (NSF) or Overdraft Fee (Paid or Unpaid, Per Debit Item)$32
per item

ATM & Card

Inquiry (at non-CRB ATM)$2
Withdrawal (at non-CRB ATM)$2
International ATM Fee$5
Replacement ATM Card/Debit Mastercard$10

Wire Transfers

Wire Transfer: Domestic Outgoing$25
Wire Transfer: Domestic Incoming$10
Wire Transfer: Foreign Outgoing$40
Wire Transfer: Foreign Incoming$10

Check Services

Treasurers Check$7
Money Order$4
Stop Payment$30
Copy of Item$5

Cash & Deposit

Returned Deposit Item: Personal Account$6.84
Night Deposit Key Replacement$10

Account Services

Box Drilling$50
Not compared: Box drilling or key fee
Late Fee (Monthly)$6
Not compared: Monthly charge, not annual
per month
Lost Key Replacement$20
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$150
Safe Deposit Box 3 x 10$75
Safe Deposit Box 3 x 5$50
Safe Deposit Box 5 x 10$100
Safe Deposit Box 5 x 5$60
Safe Deposit Box 6 x 10$120
Levies or Attachments$75

Fee	Amount	Basis	Note
Account Maintenance
Escheatment Fee (Abandoned Property)	$25	Not stated	None
Inactive or Dormant Account (Monthly, After 365 Days of Inactivity)	$5	per month	None
Overdraft & NSF
Non-sufficient Funds (NSF) or Overdraft Fee (Paid or Unpaid, Per Debit Item)	$32	per item	None
ATM & Card
Inquiry (at non-CRB ATM)	$2	Not stated	None
Withdrawal (at non-CRB ATM)	$2	Not stated	None
International ATM Fee	$5	Not stated	None
Replacement ATM Card/Debit Mastercard	$10	Not stated	None
Wire Transfers
Wire Transfer: Domestic Outgoing	$25	Not stated	None
Wire Transfer: Domestic Incoming	$10	Not stated	None
Wire Transfer: Foreign Outgoing	$40	Not stated	None
Wire Transfer: Foreign Incoming	$10	Not stated	None
Check Services
Treasurers Check	$7	Not stated	None
Money Order	$4	Not stated	None
Stop Payment	$30	Not stated	None
Copy of Item	$5	Not stated	None
Cash & Deposit
Returned Deposit Item: Personal Account	$6.84	Not stated	None
Night Deposit Key Replacement	$10	Not stated	None
Account Services
Box Drilling	$50Not compared: Box drilling or key fee	Not stated	None
Late Fee (Monthly)	$6Not compared: Monthly charge, not annual	per month	None
Lost Key Replacement	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$150	Not stated	None
Safe Deposit Box 3 x 10	$75	Not stated	None
Safe Deposit Box 3 x 5	$50	Not stated	None
Safe Deposit Box 5 x 10	$100	Not stated	None
Safe Deposit Box 5 x 5	$60	Not stated	None
Safe Deposit Box 6 x 10	$120	Not stated	None
Levies or Attachments	$75	Not stated	None

Fee	Amount	Basis	Note
Cash & Deposit
Returned Deposit Item: Business Account	$10	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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