Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Bath State Bank

Bath, IndianaBankChicago Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Research Fee$50Above the typical range ($12–$25 nationally)

Overdraft & NSFVerified

Bounce Paid Item(s) Charge$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Indiana median
per item · Source
Non-Sufficient Fund Paid Item(s) Charge$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Indiana median
per day · Source
Non-Sufficient Fund Returned Item(s) Charge$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Indiana median
per item · Source

Wire TransfersVerified

Wire Transfer — Out$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Indiana median
per item · Source

Check ServicesVerified

Stop Payment$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$10 below the Indiana median
per item · Source

Cash & DepositVerified

Charge Back Fee$10Within the typical range ($8–$25 nationally)
$5 below the national median$1 below the Indiana median
per item · Source

Account ServicesVerified

Tax Levy/Garnishment Fee$20Below the typical range ($30–$87.50 nationally)
$30 below the national median$5 below the Indiana median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Research Fee	$50Above the typical range ($12–$25 nationally)	$32.50 above the national median$32 above the Indiana median	—	—	Source
Overdraft & NSFVerified
Bounce Paid Item(s) Charge	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Indiana median	per item	—	Source
Non-Sufficient Fund Paid Item(s) Charge	$25
Wire TransfersVerified
Wire Transfer — Out	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Indiana median	per item	—	Source
Check ServicesVerified
Stop Payment	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$10 below the Indiana median	per item	—	Source
Cash & DepositVerified
Charge Back Fee	$10Within the typical range ($8–$25 nationally)	$5 below the national median$1 below the Indiana median	per item	—	Source
Account ServicesVerified
Tax Levy/Garnishment Fee	$20Below the typical range ($30–$87.50 nationally)	$30 below the national median$5 below the Indiana median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

8 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$337.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$337.6M

Total deposits

$283.9M

Service charge income

$30K

Fee income ratio

1.1%

Return on assets

1.04%

Branches

Service charge income by quarter

Q2 2026$30K

Q1 2026$37K

Q4 2025$36K

Q3 2025$35K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,356 published fee entries from 3,591 institutions

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