First National Bank of Hereford

Headquarters: Hereford, Texas
Charter: Bank
Assets: $344.6M
Fed district: Dallas

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
First National Bank of Hereford: $20
First National Bank of Hereford: $20
U.S. median: no median
Non-Network ATM
First National Bank of Hereford: $1
First National Bank of Hereford: $1
U.S. median: no median
Stop Payment
First National Bank of Hereford: $15
First National Bank of Hereford: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First National Bank of Hereford’s own schedules, with a source for each figure.

Account Maintenance

Statement reconciliation - hourly$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF Return check charge (per item)$20
per item

ATM & Card

ATM use at off premise location$1
ATM Card/Debit Card re-issue fee$5

Check Services

Bank Cashier Checks, CustomerNo charge
Stop payment charge$15
Cashing checks (audience not stated, treated as personal)3%
Cashing checks3%

Account Services

Safe Deposit Box 10 X 10$30
per year
Safe Deposit Box 3 X 10$15
per year
Safe Deposit Box 3 X 5$10
per year
Safe Deposit Box 5 X 10$20
per year

Other Fees

Fax Service: Per page after five$0.50
per item
Photocopies$0.50

Fee	Amount	Basis	Note
Account Maintenance
Statement reconciliation - hourly	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF Return check charge (per item)	$20	per item	None
ATM & Card
ATM use at off premise location	$1	Not stated	None
ATM Card/Debit Card re-issue fee	$5	Not stated	None
Check Services
Bank Cashier Checks, Customer	No charge	Not stated	None
Stop payment charge	$15	Not stated	None
Cashing checks (audience not stated, treated as personal)	3%	Not stated	None
Cashing checks	3%	Not stated	None
Account Services
Safe Deposit Box 10 X 10	$30	per year	None
Safe Deposit Box 3 X 10	$15	per year	None
Safe Deposit Box 3 X 5	$10	per year	None
Safe Deposit Box 5 X 10	$20	per year	None
Other Fees
Fax Service: Per page after five	$0.50	per item	None
Photocopies	$0.50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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