RockPointBank, National Association

Headquarters: Chattanooga, Tennessee
Charter: Bank
Assets: $384.5M
Fed district: Atlanta

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
RockPointBank, National Association: $35
RockPointBank, National Association: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $37.50, the middle of its prices
RockPointBank, National Association: $25 to $50
RockPointBank, National Association: $25 to $50
U.S. median: no median
Stop Payment
RockPointBank, National Association: $35
RockPointBank, National Association: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from RockPointBank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account - Checking (per month; 6 months of no activity)$5
per month
Dormant Account - Savings (per quarter; 6 months of no activity)$5
Not compared: Quarterly charge, not monthly
per quarter
Paper Statement Fee$3
Returned Mail (per piece)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

NSF/Overdraft Charge (per transaction)$35
per transaction
Overdraft Protection (ODP) Transfer (per transfer)$5
per item

ATM & Card

Card Replacement (per card)$5
per item
Subsequent Replacement (per card)$15
per item

Wire Transfers

Outgoing Domestic Exception Wire (per transfer)$50
per item
Outgoing Domestic Wire (per transfer)$25
per item
Outgoing International Exception Wire (per transfer)$90
per item
Outgoing International Wire (per transfer)$65
per item

Check Services

Cashier's Check (per check)$8
per item
Stop Payment (per item)$35
per item
Collection Items (per item)$20
per item

Account Services

Notary Services$5
Levies and Garnishments$100
Account Verification$10

Other Fees

Copy Cost (per page)$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account - Checking (per month; 6 months of no activity)	$5	per month	None
Dormant Account - Savings (per quarter; 6 months of no activity)	$5Not compared: Quarterly charge, not monthly	per quarter	None
Paper Statement Fee	$3	Not stated	None
Returned Mail (per piece)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
NSF/Overdraft Charge (per transaction)	$35	per transaction	None
Overdraft Protection (ODP) Transfer (per transfer)	$5	per item	None
ATM & Card
Card Replacement (per card)	$5	per item	None
Subsequent Replacement (per card)	$15	per item	None
Wire Transfers
Outgoing Domestic Exception Wire (per transfer)	$50	per item	None
Outgoing Domestic Wire (per transfer)	$25	per item	None
Outgoing International Exception Wire (per transfer)	$90	per item	None
Outgoing International Wire (per transfer)	$65	per item	None
Check Services
Cashier's Check (per check)	$8	per item	None
Stop Payment (per item)	$35	per item	None
Collection Items (per item)	$20	per item	None
Account Services
Notary Services	$5	Not stated	None
Levies and Garnishments	$100	Not stated	None
Account Verification	$10	Not stated	None
Other Fees
Copy Cost (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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