Northpointe Bank

Headquarters: Grand Rapids, Michigan
Charter: Bank
Assets: $7.5B
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $5, the middle of its prices
Northpointe Bank: $0 to $10
Northpointe Bank: $0 to $10
U.S. median: no median
Wire Transfer (Domestic Out)
Northpointe Bank: $25
Northpointe Bank: $25
U.S. median: no median
Stop Payment
Northpointe Bank: $25
Northpointe Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Northpointe Bank’s own schedules, with a source for each figure.

Account Maintenance

Early closure fee$10
one time · Within 120 days of account opening. Does not apply to Free Checking account
Early closure fee within 120 days of account opening$10
Dormant fee$5
per month
Account research$25
per item · per hour

Overdraft & NSF

NSF chargesNo charge
Return items$10
Automatic overdraft transfersNo charge

ATM & Card

Expedited Debit Card Delivery$35

Wire Transfers

Wire Transfer Out (domestic)$25
Wire Transfer In (domestic)No charge

Check Services

Cashier's check$5
Stop payment$25
Counter checks$2
Foreign check processing$45
Canceled check copy$5
per item
Canceled check copy first 2 items free per year$5

Digital & Electronic

Bill payment (same day)$14.95
Bill payment (standard)No charge
Not compared: Per-occurrence charge, not monthly
per item · Free

Account Services

Safe Deposit Box 10x10$120
Safe Deposit Box 3x5$32
Safe Deposit Box 5x10$75
Safe Deposit Box 5x5$48
Safe Deposit Box 8x10$100
Safe deposit box re-key$250
Not compared: Box drilling or key fee
Garnishments/IRS levy$75
Subpoenas$50

Retirement & IRA

IRA/HSA transfer to another institution$50
per item

Other Fees

Overnight mail delivery$15
per item · Delivered via UPS, FedEx, USPS or other similar services within two (2) business days
Statement copy$5

Fee	Amount	Basis	Note
Account Maintenance
Early closure fee	$10	one time	Within 120 days of account opening. Does not apply to Free Checking account
Early closure fee within 120 days of account opening	$10	Not stated	None
Dormant fee	$5	per month	None
Account research	$25	per item	per hour
Overdraft & NSF
NSF charges	No charge	Not stated	None
Return items	$10	Not stated	None
Automatic overdraft transfers	No charge	Not stated	None
ATM & Card
Expedited Debit Card Delivery	$35	Not stated	None
Wire Transfers
Wire Transfer Out (domestic)	$25	Not stated	None
Wire Transfer In (domestic)	No charge	Not stated	None
Check Services
Cashier's check	$5	Not stated	None
Stop payment	$25	Not stated	None
Counter checks	$2	Not stated	None
Foreign check processing	$45	Not stated	None
Canceled check copy	$5	per item	None
Canceled check copy first 2 items free per year	$5	Not stated	None
Digital & Electronic
Bill payment (same day)	$14.95	Not stated	None
Bill payment (standard)	No chargeNot compared: Per-occurrence charge, not monthly	per item	Free
Account Services
Safe Deposit Box 10x10	$120	Not stated	None
Safe Deposit Box 3x5	$32	Not stated	None
Safe Deposit Box 5x10	$75	Not stated	None
Safe Deposit Box 5x5	$48	Not stated	None
Safe Deposit Box 8x10	$100	Not stated	None
Safe deposit box re-key	$250Not compared: Box drilling or key fee	Not stated	None
Garnishments/IRS levy	$75	Not stated	None
Subpoenas	$50	Not stated	None
Retirement & IRA
IRA/HSA transfer to another institution	$50	per item	None
Other Fees
Overnight mail delivery	$15	per item	Delivered via UPS, FedEx, USPS or other similar services within two (2) business days
Statement copy	$5	Not stated	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Northpointe Bank's foreign transaction changes in our data

We check once a day and send one email covering every change.