Northpointe Bank

Headquarters: Grand Rapids, Michigan
Charter: Bank
Assets: $7.5B
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $5, the middle of its prices
Northpointe Bank: $0 to $10
Northpointe Bank: $0 to $10
U.S. median: no median
Wire Transfer (Domestic Out)
Northpointe Bank: $25
Northpointe Bank: $25
U.S. median: no median
Stop Payment
Northpointe Bank: $25
Northpointe Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Northpointe Bank · $7.5B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Banks only
$6.7B to $8.4B in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Northpointe Bank(this institution)	Grand Rapids, MI	$7.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Alpine Bank	Glenwood Springs, CO	$6.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Bangor Savings Bank	Bangor, ME	$7.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of Colorado	Fort Collins, CO	$7.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bankers Trust Company	Des Moines, IA	$7.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Cambridge Savings Bank	Cambridge, MA	$7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Central Pacific Bank	Honolulu, HI	$7.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
CNB Bank	Clearfield, PA	$8.4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Community Trust Bank, Inc.	Pikeville, KY	$6.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Equity Bank	Andover, KS	$7.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bank	St. Louis, MO	$6.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank of America	East Lansing, MI	$6.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hanmi Bank	Los Angeles, CA	$8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Intrust Bank, National Association	Wichita, KS	$6.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Johnson Bank	Racine, WI	$7.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kearny Bank	Kearny, NJ	$7.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lake City Bank	Warsaw, IN	$7.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Needham Bank	Needham, MA	$7.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ocean Bank	Miami, FL	$7.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Pathward, National Association	Sioux Falls, SD	$7.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Republic Bank & Trust Company	Louisville, KY	$7.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ridgewood Savings Bank	Ridgewood, NY	$7.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Stockman Bank of Montana	Miles City, MT	$7.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
TBK BANK, SSB	Dallas, TX	$7.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
The Camden National Bank	Camden, ME	$6.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Farmers National Bank of Canfield	Canfield, OH	$7.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Northpointe Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Northpointe Bank does not publish a monthly maintenance fee, so it is not on this chart.

Northpointe BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Northpointe Bank’s own schedules, with a source for each figure.

Account Maintenance

Early closure fee$10
one time · Within 120 days of account opening. Does not apply to Free Checking account
Early closure fee within 120 days of account opening$10
Dormant fee$5
per month
Account research$25
per item · per hour

Overdraft & NSF

NSF chargesNo charge
Return items$10
Automatic overdraft transfersNo charge

ATM & Card

Expedited Debit Card Delivery$35

Wire Transfers

Wire Transfer Out (domestic)$25
Wire Transfer In (domestic)No charge

Check Services

Cashier's check$5
Stop payment$25
Counter checks$2
Foreign check processing$45
Canceled check copy$5
per item
Canceled check copy first 2 items free per year$5

Digital & Electronic

Bill payment (same day)$14.95
Bill payment (standard)No charge
Not compared: Per-occurrence charge, not monthly
per item · Free

Account Services

Safe Deposit Box 10x10$120
Safe Deposit Box 3x5$32
Safe Deposit Box 5x10$75
Safe Deposit Box 5x5$48
Safe Deposit Box 8x10$100
Safe deposit box re-key$250
Not compared: Box drilling or key fee
Garnishments/IRS levy$75
Subpoenas$50

Retirement & IRA

IRA/HSA transfer to another institution$50
per item

Other Fees

Overnight mail delivery$15
per item · Delivered via UPS, FedEx, USPS or other similar services within two (2) business days
Statement copy$5

Fee	Amount	Basis	Note
Account Maintenance
Early closure fee	$10	one time	Within 120 days of account opening. Does not apply to Free Checking account
Early closure fee within 120 days of account opening	$10	Not stated	None
Dormant fee	$5	per month	None
Account research	$25	per item	per hour
Overdraft & NSF
NSF charges	No charge	Not stated	None
Return items	$10	Not stated	None
Automatic overdraft transfers	No charge	Not stated	None
ATM & Card
Expedited Debit Card Delivery	$35	Not stated	None
Wire Transfers
Wire Transfer Out (domestic)	$25	Not stated	None
Wire Transfer In (domestic)	No charge	Not stated	None
Check Services
Cashier's check	$5	Not stated	None
Stop payment	$25	Not stated	None
Counter checks	$2	Not stated	None
Foreign check processing	$45	Not stated	None
Canceled check copy	$5	per item	None
Canceled check copy first 2 items free per year	$5	Not stated	None
Digital & Electronic
Bill payment (same day)	$14.95	Not stated	None
Bill payment (standard)	No chargeNot compared: Per-occurrence charge, not monthly	per item	Free
Account Services
Safe Deposit Box 10x10	$120	Not stated	None
Safe Deposit Box 3x5	$32	Not stated	None
Safe Deposit Box 5x10	$75	Not stated	None
Safe Deposit Box 5x5	$48	Not stated	None
Safe Deposit Box 8x10	$100	Not stated	None
Safe deposit box re-key	$250Not compared: Box drilling or key fee	Not stated	None
Garnishments/IRS levy	$75	Not stated	None
Subpoenas	$50	Not stated	None
Retirement & IRA
IRA/HSA transfer to another institution	$50	per item	None
Other Fees
Overnight mail delivery	$15	per item	Delivered via UPS, FedEx, USPS or other similar services within two (2) business days
Statement copy	$5	Not stated	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Northpointe Bank's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $5, the middle of its prices
Northpointe Bank: $0 to $10
Northpointe Bank: $0 to $10
U.S. median: no median
Wire Transfer (Domestic Out)
Northpointe Bank: $25
Northpointe Bank: $25
U.S. median: no median
Stop Payment
Northpointe Bank: $25
Northpointe Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Northpointe Bank · $7.5B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Banks only
$6.7B to $8.4B in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Northpointe Bank(this institution)	Grand Rapids, MI	$7.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Alpine Bank	Glenwood Springs, CO	$6.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Bangor Savings Bank	Bangor, ME	$7.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of Colorado	Fort Collins, CO	$7.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bankers Trust Company	Des Moines, IA	$7.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Cambridge Savings Bank	Cambridge, MA	$7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Central Pacific Bank	Honolulu, HI	$7.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
CNB Bank	Clearfield, PA	$8.4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Community Trust Bank, Inc.	Pikeville, KY	$6.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Equity Bank	Andover, KS	$7.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bank	St. Louis, MO	$6.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank of America	East Lansing, MI	$6.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hanmi Bank	Los Angeles, CA	$8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Intrust Bank, National Association	Wichita, KS	$6.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Johnson Bank	Racine, WI	$7.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kearny Bank	Kearny, NJ	$7.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lake City Bank	Warsaw, IN	$7.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Needham Bank	Needham, MA	$7.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ocean Bank	Miami, FL	$7.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Pathward, National Association	Sioux Falls, SD	$7.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Republic Bank & Trust Company	Louisville, KY	$7.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ridgewood Savings Bank	Ridgewood, NY	$7.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Stockman Bank of Montana	Miles City, MT	$7.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
TBK BANK, SSB	Dallas, TX	$7.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
The Camden National Bank	Camden, ME	$6.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Farmers National Bank of Canfield	Canfield, OH	$7.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Northpointe Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Northpointe Bank does not publish a monthly maintenance fee, so it is not on this chart.

Northpointe BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Northpointe Bank’s own schedules, with a source for each figure.

Account Maintenance

Early closure fee$10
one time · Within 120 days of account opening. Does not apply to Free Checking account
Early closure fee within 120 days of account opening$10
Dormant fee$5
per month
Account research$25
per item · per hour

Overdraft & NSF

NSF chargesNo charge
Return items$10
Automatic overdraft transfersNo charge

ATM & Card

Expedited Debit Card Delivery$35

Wire Transfers

Wire Transfer Out (domestic)$25
Wire Transfer In (domestic)No charge

Check Services

Cashier's check$5
Stop payment$25
Counter checks$2
Foreign check processing$45
Canceled check copy$5
per item
Canceled check copy first 2 items free per year$5

Digital & Electronic

Bill payment (same day)$14.95
Bill payment (standard)No charge
Not compared: Per-occurrence charge, not monthly
per item · Free

Account Services

Safe Deposit Box 10x10$120
Safe Deposit Box 3x5$32
Safe Deposit Box 5x10$75
Safe Deposit Box 5x5$48
Safe Deposit Box 8x10$100
Safe deposit box re-key$250
Not compared: Box drilling or key fee
Garnishments/IRS levy$75
Subpoenas$50

Retirement & IRA

IRA/HSA transfer to another institution$50
per item

Other Fees

Overnight mail delivery$15
per item · Delivered via UPS, FedEx, USPS or other similar services within two (2) business days
Statement copy$5

Fee	Amount	Basis	Note
Account Maintenance
Early closure fee	$10	one time	Within 120 days of account opening. Does not apply to Free Checking account
Early closure fee within 120 days of account opening	$10	Not stated	None
Dormant fee	$5	per month	None
Account research	$25	per item	per hour
Overdraft & NSF
NSF charges	No charge	Not stated	None
Return items	$10	Not stated	None
Automatic overdraft transfers	No charge	Not stated	None
ATM & Card
Expedited Debit Card Delivery	$35	Not stated	None
Wire Transfers
Wire Transfer Out (domestic)	$25	Not stated	None
Wire Transfer In (domestic)	No charge	Not stated	None
Check Services
Cashier's check	$5	Not stated	None
Stop payment	$25	Not stated	None
Counter checks	$2	Not stated	None
Foreign check processing	$45	Not stated	None
Canceled check copy	$5	per item	None
Canceled check copy first 2 items free per year	$5	Not stated	None
Digital & Electronic
Bill payment (same day)	$14.95	Not stated	None
Bill payment (standard)	No chargeNot compared: Per-occurrence charge, not monthly	per item	Free
Account Services
Safe Deposit Box 10x10	$120	Not stated	None
Safe Deposit Box 3x5	$32	Not stated	None
Safe Deposit Box 5x10	$75	Not stated	None
Safe Deposit Box 5x5	$48	Not stated	None
Safe Deposit Box 8x10	$100	Not stated	None
Safe deposit box re-key	$250Not compared: Box drilling or key fee	Not stated	None
Garnishments/IRS levy	$75	Not stated	None
Subpoenas	$50	Not stated	None
Retirement & IRA
IRA/HSA transfer to another institution	$50	per item	None
Other Fees
Overnight mail delivery	$15	per item	Delivered via UPS, FedEx, USPS or other similar services within two (2) business days
Statement copy	$5	Not stated	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.