Century Bank and Trust

Headquarters: Milledgeville, Georgia
Charter: Bank
Assets: $490.7M
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Checking $5.50 · NOW Personal Checking $7.50
Compared at $6.50, the middle of its prices
Century Bank and Trust: $5.50 to $7.50
Century Bank and Trust: $5.50 to $7.50
U.S. median: no median
Overdraft (OD)
Century Bank and Trust: $32
Century Bank and Trust: $32
U.S. median: no median
NSF / Returned Item
Century Bank and Trust: $32
Century Bank and Trust: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Century Bank and Trust’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$5.50
per month
Monthly Maintenance$7.50
per month
Early Account Closure$10
one time
Research/Account Balancing$40
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft fee - each overdraft paid$32
per item
Returned Item Fee$32
per item

ATM & Card

Debit Card Replacement Fee$10
per item

Wire Transfers

Wire Transfer Fee - Domestic Outgoing$25
per item
Wire Transfer Fee - Domestic Incoming$15
per item
Wire Transfer Fee - International Outgoing$50
per item
Wire Transfer Fee - International Incoming$25
per item

Check Services

Cashier's Check$7
per item
Stop Payment Charge$32
per item
Stop Payment Charge via Online Banking or Telephone Banking$20
per item
Collection Item Fee - Incoming$10
per item
Collection Item Fee - Outgoing$20
per item
Statement Copy with Check Images$5
Statement Copy Without Check Images$2

Account Services

Safe Deposit Box 10 X 10$105
Safe Deposit Box 11 X 12$120
Safe Deposit Box 15 X 22$240
Safe Deposit Box 15 X 44$480
Safe Deposit Box 3 X 10$42
Safe Deposit Box 3 X 5$21
Safe Deposit Box 5 X 10$65
Safe Deposit Box Annual Rates 2 X 5$15
per year
Safe Deposit Box Replacement Key$40
Not compared: Box drilling or key fee
per item
Garnishment$75
per item
Levy/Other Legal Proceeding$75
per item

Retirement & IRA

IRA Withdrawal Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$5.50	per month	None
Monthly Maintenance	$7.50	per month	None
Early Account Closure	$10	one time	None
Research/Account Balancing	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft fee - each overdraft paid	$32	per item	None
Returned Item Fee	$32	per item	None
ATM & Card
Debit Card Replacement Fee	$10	per item	None
Wire Transfers
Wire Transfer Fee - Domestic Outgoing	$25	per item	None
Wire Transfer Fee - Domestic Incoming	$15	per item	None
Wire Transfer Fee - International Outgoing	$50	per item	None
Wire Transfer Fee - International Incoming	$25	per item	None
Check Services
Cashier's Check	$7	per item	None
Stop Payment Charge	$32	per item	None
Stop Payment Charge via Online Banking or Telephone Banking	$20	per item	None
Collection Item Fee - Incoming	$10	per item	None
Collection Item Fee - Outgoing	$20	per item	None
Statement Copy with Check Images	$5	Not stated	None
Statement Copy Without Check Images	$2	Not stated	None
Account Services
Safe Deposit Box 10 X 10	$105	Not stated	None
Safe Deposit Box 11 X 12	$120	Not stated	None
Safe Deposit Box 15 X 22	$240	Not stated	None
Safe Deposit Box 15 X 44	$480	Not stated	None
Safe Deposit Box 3 X 10	$42	Not stated	None
Safe Deposit Box 3 X 5	$21	Not stated	None
Safe Deposit Box 5 X 10	$65	Not stated	None
Safe Deposit Box Annual Rates 2 X 5	$15	per year	None
Safe Deposit Box Replacement Key	$40Not compared: Box drilling or key fee	per item	None
Garnishment	$75	per item	None
Levy/Other Legal Proceeding	$75	per item	None
Retirement & IRA
IRA Withdrawal Fee	$25	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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