vs. U.S. typical range:LowerTypicalHigher
per month · Knox deterministic extraction from Rosetta artifact #1328. canonical_hint=monthly_maintenance; text_hash=d3e319557ef3fe2e1b882634f1560e2d1e7db1224f623886bf1434dc702807a4; excerpt="Dormant Account Service Charge $5 per month up to $60 per account The Dormant Account Service Charge is charged after 12 months of inactivity" · Source
$15.05 below the national median
per day · Knox deterministic extraction from Rosetta artifact #1328. canonical_hint=overdraft; text_hash=d3e319557ef3fe2e1b882634f1560e2d1e7db1224f623886bf1434dc702807a4; excerpt="ODP Advance Fee (ODP LOC) $9.95 per day Imposed on transfers from an overdraft line of credit to cover overdrafts created by checks, ACHs, or other electronic means" · Source
per day · Maximum of 5 fees or $160 per day for overdraft and returned item fees combined · Source
$17.50 below the national median
per day · Knox deterministic extraction from Rosetta artifact #1328. canonical_hint=overdraft; text_hash=d3e319557ef3fe2e1b882634f1560e2d1e7db1224f623886bf1434dc702807a4; excerpt="Overdraft Transfer Fee (Sweep) $7.50 per day Imposed on transfers to cover overdrafts created by checks, ACHs, or other electronic means" · Source
per day · Maximum of 5 fees or $160 per day for overdraft and returned item fees combined · Source
per item · Knox deterministic extraction from Rosetta artifact #1328. canonical_hint=nsf; text_hash=d3e319557ef3fe2e1b882634f1560e2d1e7db1224f623886bf1434dc702807a4; excerpt="Returned Item Fee $32 per item Imposed when checks and items presented by electronic means are returned unpaid" · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Service Charge | $5Within the typical range ($5–$17.50 nationally) | $3 below the national median | per month | Knox deterministic extraction from Rosetta artifact #1328. canonical_hint=monthly_maintenance; text_hash=d3e319557ef3fe2e1b882634f1560e2d1e7db1224f623886bf1434dc702807a4; excerpt="Dormant Account Service Charge $5 per month up to $60 per account The Dormant Account Service Charge is charged after 12 months of inactivity" | Source |
Overdraft & NSFVerified | |||||
| ODP Advance Fee (ODP LOC) | $9.95Below the typical range ($10–$30 nationally) | $15.05 below the national median | per day | Knox deterministic extraction from Rosetta artifact #1328. canonical_hint=overdraft; text_hash=d3e319557ef3fe2e1b882634f1560e2d1e7db1224f623886bf1434dc702807a4; excerpt="ODP Advance Fee (ODP LOC) $9.95 per day Imposed on transfers from an overdraft line of credit to cover overdrafts created by checks, ACHs, or other electronic means" | Source |
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Headline fees vs. national median
Overdraft
$9.95
Verified fees
6
Under review
0
Assets
$490.7M
Work at Century Bank and Trust? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$490.7M
Total deposits
$435.3M
Service charge income
$117K
Fee income ratio
2.1%
Return on assets
1.94%
Branches
3
Service charge income by quarter
Financial profile · Pro
| Overdraft Daily Cap |
| $160 |
| — |
| per day |
| Maximum of 5 fees or $160 per day for overdraft and returned item fees combined |
| Source |
| Overdraft Transfer Fee (Sweep) | $7.50Below the typical range ($10–$30 nationally) | $17.50 below the national median | per day | Knox deterministic extraction from Rosetta artifact #1328. canonical_hint=overdraft; text_hash=d3e319557ef3fe2e1b882634f1560e2d1e7db1224f623886bf1434dc702807a4; excerpt="Overdraft Transfer Fee (Sweep) $7.50 per day Imposed on transfers to cover overdrafts created by checks, ACHs, or other electronic means" | Source |
| Returned Item Daily Cap | $160 | — | per day | Maximum of 5 fees or $160 per day for overdraft and returned item fees combined | Source |
| Returned Item Fee | $32Within the typical range ($15–$32 nationally) | $4 above the national median | per item | Knox deterministic extraction from Rosetta artifact #1328. canonical_hint=nsf; text_hash=d3e319557ef3fe2e1b882634f1560e2d1e7db1224f623886bf1434dc702807a4; excerpt="Returned Item Fee $32 per item Imposed when checks and items presented by electronic means are returned unpaid" | Source |
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