vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$7.50 above the Washington median
$5 above the national median$5 above the Washington median
per month · Source
$12.50 above the national median$15 above the Washington median
$12.50 below the national median$10 below the Washington median
At the national medianAt the Washington median
per month · Source
$4 above the national median$6 above the Washington median
per item · Source
At the national median$2.75 above the Washington median
$4 above the national median$4 above the Washington median
per item · Source
$6.50 above the national median$9 above the Washington median
At the national medianAt the Washington median
per item · Source
$5 above the national median$7 above the Washington median
$0.50 below the national median$0.50 above the Washington median
per item · Source
$3 below the national median$3 below the Washington median
$50 above the national median$50 above the Washington median
$5 above the national median$5 above the Washington median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$7.50 above the Washington median | — | — | Source |
| Dormant account fee (monthly) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Washington median | per month | — | Source |
| Account research/reconciliation (per hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$15 above the Washington median | — | — | Source |
| Undeliverable mail fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Washington median | — | — | Source |
| Paper statement fee (monthly) | $3Within the typical range ($2–$4.93 nationally) | At the national medianAt the Washington median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient funds/overdraft (each) | $34Above the typical range ($25–$33 nationally) | $4 above the national median$6 above the Washington median | per item | — | Source |
ATM & CardVerified | |||||
| ATM/debit card replacement | $10Within the typical range ($5–$10 nationally) | At the national median$2.75 above the Washington median | — | — | Source |
Check ServicesVerified | |||||
| Bank check (official/cashier's check) (each) | $9Above the typical range ($3–$6 nationally) | $4 above the national median$4 above the Washington median | per item | — | Source |
| Stop payment | $34 | ||||
Cash & DepositVerified | |||||
| Returned deposited item | $12Within the typical range ($8–$25 nationally) | $3 below the national median$3 below the Washington median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment/levies | $100Above the typical range ($30–$88.13 nationally) | $50 above the national median$50 above the Washington median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA transfer or closure | $30Within the typical range ($25–$35 nationally) | $5 above the national median$5 above the Washington median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$34
Headline fees published
6 of 15
Published fees
15
Under review
0
Assets
$8.4B
Work at Heritage Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$8.4B
Total deposits
$7.0B
Service charge income
$3.6M
Fee income ratio
4.2%
Return on assets
0.92%
Branches
69
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $6.50 above the national median$9 above the Washington median |
| — |
| — |
| Source |
| Counter checks (per sheet of 4) | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Washington median | per item | — | Source |
| Collection item - outgoing/incoming | $25Within the typical range ($10–$25 nationally) | $5 above the national median$7 above the Washington median | — | — | Source |
| Copy of cancelled check (each) | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$0.50 above the Washington median | per item | — | Source |