vs. U.S. typical range:LowerTypicalHigher
$17.50 above the national median$20 above the Kentucky median
$1 above the national median$1 above the Kentucky median
per month · Source
$6 above the national median$6 above the Kentucky median
per item · Source
$6 above the national median$6 above the Kentucky median
per item · Source
$2.50 above the national median$3 above the Kentucky median
per month · Source
$5 above the national median$10 above the Kentucky median
$20 above the national median$20 above the Kentucky median
$10 above the national median$10 above the Kentucky median
$5 above the national median$5 above the Kentucky median
per item · Source
$8.50 above the national median$7.52 above the Kentucky median
per item · Source
$1 below the national median$1 below the Kentucky median
per item · Source
$5 below the national median$3.50 below the Kentucky median
per year · Source
$15 above the national median$16.50 above the Kentucky median
per year · Source
$25 above the national median$26.50 above the Kentucky median
per year · Source
$5 above the national median$6.50 above the Kentucky median
per year · Source
$45 above the national median$46.50 above the Kentucky median
per year · Source
$105 above the national median$106.50 above the Kentucky median
$75 above the national median$50 above the Kentucky median
$1 above the national median$1.44 above the Kentucky median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Research Fees Research Fee (per hour) | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$20 above the Kentucky median | — | — | Source |
| Monthly Paper Statement Fee | $4Within the typical range ($2–$4.76 nationally) | $1 above the national median$1 above the Kentucky median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (per Check or in-person, ATM or other electronic withdrawal) | $36Above the typical range ($25–$33 nationally) | $6 above the national median$6 above the Kentucky median | per item | — | Source |
| Returned Item Fee (per Item, per return) | $36 | ||||
ATM & CardVerified | |||||
| Non-Republic ATM Fee | $4Above the typical range ($1–$2.25 nationally) | $2.50 above the national median$3 above the Kentucky median | — | — | Source |
| International Rush Card Fee | $100 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (outgoing, domestic U.S.) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Kentucky median | — | — | Source |
| Wire Transfer (incoming) | $30 | ||||
Check ServicesVerified | |||||
| Cashier’s Check Fee (per Check) | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Kentucky median | per item | — | Source |
| Stop Payment Request | $36 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 3”x 5” | $40Within the typical range ($30–$70 nationally) | $5 below the national median$3.50 below the Kentucky median | per year | — | Source |
| Safe Deposit Box 3”x10” | $60 | ||||
Other FeesVerified | |||||
| Statement Reproduction Request (per statement) | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1.44 above the Kentucky median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$36.00
Of 100 others that publish it, 91 lower, 7 the same and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$36
Headline fees published
9 of 15
Published fees
20
Under review
0
Assets
$7.1B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$7.1B
Total deposits
$5.6B
Service charge income
$4.0M
Fee income ratio
3.9%
Return on assets
1.85%
Branches
48
Service charge income by quarter
Financial profile · Pro
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| $6 above the national median$6 above the Kentucky median |
| per item |
| — |
| Source |
| $60 above the national median |
| per month |
| — |
| Source |
| $20 above the national median$20 above the Kentucky median |
| — |
| — |
| Source |
| Wire Transfer (outgoing, international) | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Kentucky median | — | — | Source |
| $8.50 above the national median$7.52 above the Kentucky median |
| per item |
| — |
| Source |
| Counter Check Fee (per Check) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Kentucky median | per item | — | Source |
| $15 above the national median$16.50 above the Kentucky median |
| per year |
| — |
| Source |
| Safe Deposit Box 5”x10” | $70Within the typical range ($30–$70 nationally) | $25 above the national median$26.50 above the Kentucky median | per year | — | Source |
| Safe Deposit Box 5”x5” | $50Within the typical range ($30–$70 nationally) | $5 above the national median$6.50 above the Kentucky median | per year | — | Source |
| Safe Deposit Box 7” x 10” | $90Above the typical range ($30–$70 nationally) | $45 above the national median$46.50 above the Kentucky median | per year | — | Source |
| Safe Deposit Box Lost Key Fee | $150Above the typical range ($30–$70 nationally) | $105 above the national median$106.50 above the Kentucky median | — | — | Source |
| Garnishment/Levy | $125Above the typical range ($30–$90 nationally) | $75 above the national median$50 above the Kentucky median | — | — | Source |