14 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Rise Checking $7 · Direct Checking $10 · Signature Checking $14.95
Compared at $10, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from New Valley Bank & Trust’s own schedules, with a source for each figure.
per month
per month
per month
per hour
per item
per item · Insufficient Funds (NSF) Fee | $34.00 for each presentment of an item for payment that we return due to insufficient funds or for each presentment of an overdraft item we pay, unless one of the following exceptions apply: The amount of the overdrawn balance is less than $10.00; Your account has already been charged a total of 4 NSF fees ($136) for items processed for payment on that business day Other stated price tier: $5.00 for each item we return due to insufficient funds or for each overdraft item we pay on accounts for customer ages 18 or younger or 65 and older in our 18/65 checking product, unless one of the following exceptions apply: The amount of the overdrawn balance is less than $10.00; Your account has already been charged a total of 4 NSF fees ($20) for items processed for payment on that business day NSF fees will not be charged to a Rise Checking account.
per item · Insufficient Funds (NSF) Fee | $34.00 for each presentment of an item for payment that we return due to insufficient funds or for each presentment of an overdraft item we pay, unless one of the following exceptions apply: The amount of the overdrawn balance is less than $10.00; Your account has already been charged a total of 4 NSF fees ($136) for items processed for payment on that business day Other stated price tier: $5.00 for each item we return due to insufficient funds or for each overdraft item we pay on accounts for customer ages 18 or younger or 65 and older in our 18/65 checking product, unless one of the following exceptions apply: The amount of the overdrawn balance is less than $10.00; Your account has already been charged a total of 4 NSF fees ($20) for items processed for payment on that business day NSF fees will not be charged to a Rise Checking account.
per day
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Direct Checking Monthly Maintenance Charge | $10 | per month | None |
| Monthly maintenance charge required | $7 | per month | None |
| Signature Checking Monthly Maintenance Charge | $14.95 | per month | None |
| Early Account Closure | $25 | Not stated | None |
| Escheatment | $50 | Not stated | None |
| Inactive Account | $10 | Not stated | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| NSF/Overdraft Fee | $34 | per item | Insufficient Funds (NSF) Fee | $34.00 for each presentment of an item for payment that we return due to insufficient funds or for each presentment of an overdraft item we pay, unless one of the following exceptions apply: The amount of the overdrawn balance is less than $10.00; Your account has already been charged a total of 4 NSF fees ($136) for items processed for payment on that business day Other stated price tier: $5.00 for each item we return due to insufficient funds or for each overdraft item we pay on accounts for customer ages 18 or younger or 65 and older in our 18/65 checking product, unless one of the following exceptions apply: The amount of the overdrawn balance is less than $10.00; Your account has already been charged a total of 4 NSF fees ($20) for items processed for payment on that business day NSF fees will not be charged to a Rise Checking account. |
| NSF/Overdraft Fee | $34 | per item | Insufficient Funds (NSF) Fee | $34.00 for each presentment of an item for payment that we return due to insufficient funds or for each presentment of an overdraft item we pay, unless one of the following exceptions apply: The amount of the overdrawn balance is less than $10.00; Your account has already been charged a total of 4 NSF fees ($136) for items processed for payment on that business day Other stated price tier: $5.00 for each item we return due to insufficient funds or for each overdraft item we pay on accounts for customer ages 18 or younger or 65 and older in our 18/65 checking product, unless one of the following exceptions apply: The amount of the overdrawn balance is less than $10.00; Your account has already been charged a total of 4 NSF fees ($20) for items processed for payment on that business day NSF fees will not be charged to a Rise Checking account. |
| Overdraft Protection | $5Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| Debit Card Replacement | $10 | per item | None |
Check Services | |||
| Official Bank Check | $5 | per item | None |
| Money Order | $3 | per item | None |
| Stop Payment | $30 | per item | None |
| Temporary Checks | $3Not compared: Charged per page; comparison unavailable | per page | None |
| Foreign Check Collection | $10 | per item | None |
| Foreign Check Collection | $15 | per item | None |
| Statement/Check Copy | $5 | per item | None |
Cash & Deposit | |||
| Returned Deposited Item | $6 | per item | None |
Account Services | |||
| Levy Processing | $50 | per item | None |
Retirement & IRA | |||
| IRA Trustee Transfer | $25 | per item | None |
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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