Pathward, National Association

Headquarters: Sioux Falls, South Dakota
Charter: Bank
Assets: $7.3B
Fed district: Minneapolis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Pathward, National Association: $30
Pathward, National Association: $30
U.S. median: no median
NSF / Returned Item
Pathward, National Association: $30
Pathward, National Association: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Pathward, National Association: $20
Pathward, National Association: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pathward, National Association’s own schedules, with a source for each figure.

Account Maintenance

Account Closing within 90 days of opening$35
Dormant Account Fee (per month) 2$5
per month
Research/Statement Reconciliation Fee$25

Overdraft & NSF

OD Fee-Item Paid$30
NSF Fee-Item Return$30

ATM & Card

Card Reissue Fee$12
Additional fee$45
Additional fee$85

Wire Transfers

Wire Transfer (customers only): Outgoing$20
Wire Transfer (customers only): Incoming$10
Wire Transfer (customers only): Incoming – International$40

Check Services

Official Check Fee$6
Stop Payment Fee$25
Foreign Currency / Collection Item: Incoming$10
Check Photocopy$5

Digital & Electronic

Same Day Bill Payment$9.95

Cash & Deposit

Returned Deposit Item Fee$10

Other Fees

Statement Copies/Account History$5

Fee	Amount	Basis	Note
Account Maintenance
Account Closing within 90 days of opening	$35	Not stated	None
Dormant Account Fee (per month) 2	$5	per month	None
Research/Statement Reconciliation Fee	$25	Not stated	None
Overdraft & NSF
OD Fee-Item Paid	$30	Not stated	None
NSF Fee-Item Return	$30	Not stated	None
ATM & Card
Card Reissue Fee	$12	Not stated	None
Additional fee	$45	Not stated	None
Additional fee	$85	Not stated	None
Wire Transfers
Wire Transfer (customers only): Outgoing	$20	Not stated	None
Wire Transfer (customers only): Incoming	$10	Not stated	None
Wire Transfer (customers only): Incoming – International	$40	Not stated	None
Check Services
Official Check Fee	$6	Not stated	None
Stop Payment Fee	$25	Not stated	None
Foreign Currency / Collection Item: Incoming	$10	Not stated	None
Check Photocopy	$5	Not stated	None
Digital & Electronic
Same Day Bill Payment	$9.95	Not stated	None
Cash & Deposit
Returned Deposit Item Fee	$10	Not stated	None
Other Fees
Statement Copies/Account History	$5	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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