Georgia Community Bank

Headquarters: Albany, Georgia
Charter: Bank
Assets: $375.0M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
Georgia Community Bank: $0 to $10
Georgia Community Bank: $0 to $10
U.S. median: no median
Overdraft (OD)
Georgia Community Bank: $30
Georgia Community Bank: $30
U.S. median: no median
NSF / Returned Item
Georgia Community Bank: $20
Georgia Community Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Georgia Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$5
per month
Monthly Service Charge$7
per month
Monthly Service ChargeNo charge
per month
Monthly Service Charge for Family Plan$10
per month
Dormant Account Fee (if no activity for 12 months)$5
per month
Balancing of Account, Research, and/or Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Periodic Statement(s)$5

Overdraft & NSF

Overdraft Fee$30
per item
Returned Item Fee$20
per item

Wire Transfers

Wire Transfer(s): Incoming (per item)$20
per item
Wire Transfer(s): International (per item)$40
per item

Check Services

Cashiers Checks$5
Money Orders$1
Standard Check PrintingNo charge
Stop Payment Fee Per Item$30
per item
Non Customer Check Cashing$5

Digital & Electronic

ACH Fee (per file)$20
per item
ACH File (per entry)$0.40
ACH Origination (one time fee)$5
one time

Cash & Deposit

Credit Card Cash Advance$3
Chargeback Fee (handling fee for each deposited returned item)$3
per item
Annual Night Drop Zipper Bag Fee$20
Not compared: Annual charge, not per item
per year

Account Services

Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$70
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$20
Safe Deposit Box 4 x 5 (audience not stated, treated as personal)$22
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$50
Safe Deposit Box Late Fee$10
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key Fee$25
Not compared: Box drilling or key fee
Garnishments$100
Tax Levies$100

Gift & Prepaid Cards

Gift Card$5
per item

Other Fees

Copy of Statement$5
Fax Service$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$5	per month	None
Monthly Service Charge	$7	per month	None
Monthly Service Charge	No charge	per month	None
Monthly Service Charge for Family Plan	$10	per month	None
Dormant Account Fee (if no activity for 12 months)	$5	per month	None
Balancing of Account, Research, and/or Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Periodic Statement(s)	$5	Not stated	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
Returned Item Fee	$20	per item	None
Wire Transfers
Wire Transfer(s): Incoming (per item)	$20	per item	None
Wire Transfer(s): International (per item)	$40	per item	None
Check Services
Cashiers Checks	$5	Not stated	None
Money Orders	$1	Not stated	None
Standard Check Printing	No charge	Not stated	None
Stop Payment Fee Per Item	$30	per item	None
Non Customer Check Cashing	$5	Not stated	None
Digital & Electronic
ACH Fee (per file)	$20	per item	None
ACH File (per entry)	$0.40	Not stated	None
ACH Origination (one time fee)	$5	one time	None
Cash & Deposit
Credit Card Cash Advance	$3	Not stated	None
Chargeback Fee (handling fee for each deposited returned item)	$3	per item	None
Annual Night Drop Zipper Bag Fee	$20Not compared: Annual charge, not per item	per year	None
Account Services
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$70	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$20	Not stated	None
Safe Deposit Box 4 x 5 (audience not stated, treated as personal)	$22	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Garnishments	$100	Not stated	None
Tax Levies	$100	Not stated	None
Gift & Prepaid Cards
Gift Card	$5	per item	None
Other Fees
Copy of Statement	$5	Not stated	None
Fax Service	$1Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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