Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
86th percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 5, 2026
Call-report figures are for Lamar National Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,412 banks with $300M to $1B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Lamar National Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 5, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 4.8% of revenue, above the 2.1% median of 1,412 banks with $300M to $1B in assets (86th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $200K in Q2 2026, 11% above the same quarter a year earlier ($180K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Lamar National Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $200K | +$23K | +13.0% |
| Q1 2026 | $177K | −$20K | −10.2% |
| Q4 2025 | $197K | −$16K | −7.5% |
| Q3 2025 | $213K | +$33K | +18.3% |
| Q2 2025 | $180K | +$2K | +1.1% |
| Q1 2025 | $178K | +$84K | +89.4% |
| Q4 2024 | $94K | −$90K | −48.9% |
| Q3 2024 | $184K | −$10K | −5.2% |
Financial cohort: 1,433 banks with $300M to $1B in assets filing for Q2 2026; 1,412 reported a share above 0% and are counted, Lamar National Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Lamar National Bank by share.
They stay out of every comparison until review is done.
one time
per month · No charge for e-statement
one time · If account is closed within 1 year of opening
one time · If account is closed prior to November 10
per day
per month
per month · Daily balance $0-999
per month
varies · If balance falls below $100
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Quarterly Service Charge (audience not stated, treated as personal) | $2Not compared: Quarterly charge, not monthly | per quarter | None |
| No Sweat Checking Paper Statement Monthly Service Charge (audience not stated, treated as personal) | $2 | per month | None |
Other feesUnder review | |||
| Christmas Club early closure fee (within 1 year of opening) (audience not stated, treated as personal) | $25 | one time | None |
| E-Statement Monthly Service Charge (audience not stated, treated as personal) | Not stated | per month | No charge for e-statement |
| Early Closure Fee (audience not stated, treated as personal) | $25 | one time | If account is closed within 1 year of opening |
| Early Closure Fee (audience not stated, treated as personal) | $5 | one time | If account is closed prior to November 10 |
| Fee if the account is closed prior to November 10 – Fee if the account is closed within 1 year of opening (audience not stated, treated as personal) | $5 | Not stated | None |
| Free Auto Overdraft Transfer Fee (Lamar Platinum 55+) (audience not stated, treated as personal) | No charge | per day | None |
| Lamar Platinum 55+ Monthly Service Charge (audience not stated, treated as personal) | $10 | per month | None |
| Monthly Service Charge (audience not stated, treated as personal) | $10 | per month | Daily balance $0-999 |
| No Sweat Checking Paper Statement Monthly Service Charge (audience not stated, treated as personal) | $2 | per month | None |
| Quarterly Service Charge (audience not stated, treated as personal) | $2 | Not stated | None |
| Quarterly Service Charge (audience not stated, treated as personal) | $2 | varies | If balance falls below $100 |
| Savings Quarterly Service Charge (audience not stated, treated as personal) | $2 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Lamar National Bank operates, and what regulators and customers have on file.
Branch footprint
6 offices in 1 state, $335.9M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 4 | $179.0M | |
| Outside a metro area | 2 | $156.9M |
Dallas-Fort Worth-Arlington, TX
0% of bank deposits, #115 of 166, unchanged over five years.
| Largest competitors here | Deposit share |
|---|---|
| Charles Schwab Bank, SSB | 30.7% |
| Bank of America, National Association | 21.1% |
| JPMorgan Chase Bank, National Association | 14.8% |
| Charles Schwab Premier Bank, SSB | 3.3% |
| Wells Fargo Bank, National Association | 3.2% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Dallas-Fort Worth-Arlington, TX, Lamar National Bank holds 0% of bank deposits, #115 of 166, with 4 offices.
900 offices of 38 institutions shown.
Showing 900 of 1,844 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 166 institutions shown. $732.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2020 to 2026
June 2026: 0% share, 4 offices, #115 of 166
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2020 to 2026.
Credit unions, reported separately
346 offices of 133 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the OCC and Federal Reserve
The OCC and Federal Reserve have no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the OCC and Federal Reserve, read November 8, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows