RBC Bank, (Georgia) National Association

Headquarters: Atlanta, Georgia
Charter: Bank
Assets: $9.6B
Fed district: Atlanta
Regulator: OCC
Holding company: Royal Bank of Canada

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026

How these figures are measured

Call-report figures are for RBC Bank, (Georgia) National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	RBC Bank, (Georgia) National Association's published fee schedule; Bank Fee Index medians	Current schedule	Nov 2, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: RBC Bank, (Georgia) National Association (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $4.7M in Q2 2026, 5.8% above the same quarter a year earlier ($4.4M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
RBC Day to Day Banking
RBC Bank, (Georgia) National Association: $4
RBC Bank, (Georgia) National Association: $4
U.S. median: no median
NSF / Returned Item
Compared at $35, the middle of its prices
RBC Bank, (Georgia) National Association: $5 to $35
RBC Bank, (Georgia) National Association: $5 to $35
U.S. median: no median
Stop Payment
RBC Bank, (Georgia) National Association: $34
RBC Bank, (Georgia) National Association: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 4.0% from Q3 2025 to Q2 2026, to $4.7M.

Service-charge income, Q2 2026

$4.7M

$4.5MQ3 2025

$4.6MQ4 2025

$4.7MQ1 2026

$4.7MQ2 2026

Against the median

RBC Bank, (Georgia) National AssociationMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

RBC Bank, (Georgia) National Association · $9.6B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$8.6B to $10.5B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
RBC Bank, (Georgia) National Association(this institution)	Atlanta, GA	$9.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
1st Source Bank	South Bend, IN	$9.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Amalgamated Bank	New York, NY	$9.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Amarillo National Bank	Amarillo, TX	$10.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Amerant Bank, National Association	Coral Gables, FL	$10.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
American Savings Bank, National Association	Honolulu, HI	$9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
b1BANK	Baton Rouge, LA	$8.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Byline Bank	Chicago, IL	$9.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Capitol Federal Savings Bank	Topeka, KS	$9.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Centier Bank	Whiting, IN	$10.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First American Bank	Elk Grove Village, IL	$8.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
International Bank of Commerce	Laredo, TX	$10.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Liberty Bank	Middletown, CT	$9.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Origin Bank	Choudrant, LA	$10.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peoples Bank	Marietta, OH	$9.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pinnacle Bank	Lincoln, NE	$9.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Principal Bank	Des Moines, IA	$9.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
S&T Bank	Indiana, PA	$9.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Salem Five Cents Savings Bank	Salem, MA	$8.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southside Bank	Tyler, TX	$8.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Stock Yards Bank & Trust Company	Louisville, KY	$10.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Tompkins Community Bank	Ithaca, NY	$8.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tri Counties Bank	Chico, CA	$9.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Washington Trust Bank	Spokane, WA	$10.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wells Fargo National Bank West	Las Vegas, NV	$8.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Woodforest National Bank	The Woodlands, TX	$9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 20 publish this fee(monthly maintenance)

5 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $6.50 (62%) below the median of similar-sized banks.

Compared at $4, the middle of its two prices, against a peer median of $10.50 among 20 publishing peers.

Its two checking prices are $4 and $4.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

RBC Bank, (Georgia) Natio…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for RBC Bank, (Georgia) National Association (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $4.7M
vs prior quarter: −$2K−0.0%; from Q1 2026
vs a year earlier: +$253K+5.8%; from Q2 2025
vs start of range: +$350K+8.1%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: RBC Bank, (Georgia) National Association (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$4.7M	−$2K	−0.0%
Q1 2026	$4.7M	+$6K	+0.1%
Q4 2025	$4.6M	+$176K	+3.9%
Q3 2025	$4.5M	+$73K	+1.7%
Q2 2025	$4.4M	−$114K	−2.5%
Q1 2025	$4.5M	+$73K	+1.6%
Q4 2024	$4.4M	+$138K	+3.2%
Q3 2024	$4.3M	−$9K	−0.2%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from RBC Bank, (Georgia) National Association’s own schedules, with a source for each figure.

Account Maintenance

Day to Day Banking account monthly fee (audience not stated, treated as personal)$4
per month · Account: RBC Day to Day Banking
RBC Day to Day Banking account monthly fee$4
per month
Account early close fee (within 180 days)$35
Research fee (non-bank error) per request$25
per item
Maintenance fee with paper statements$5.95
Excessive withdrawal fee (audience not stated, treated as personal)$5

Overdraft & NSF

Nonsufficient Funds Fee$35
Nonsufficient Funds Fee$35
NSF fee$5

ATM & Card

Debit card rush delivery fee (audience not stated, treated as personal)$35
International transaction fee (audience not stated, treated as personal)3%of the transaction
RBC Bank Foreign Transaction Fees (audience not stated, treated as personal)1.5%of the transaction

Check Services

Official checks$6
per item
Stop payment$34
per item
International check collection$50
per item

Cash & Deposit

Deposit reversal fee (chargebacks)$8
per item
Returned Check Fee$25
Returned Check Fee$25

Account Services

Tax levies and garnishments$100
per item
Account verification fee$10
per item

Lending Fees

Late Payment Fee (audience not stated, treated as personal)5%

Other Fees

Fax notification$5
per item
Photocopy fee$7
per item
HELOC annual fee$50
Not compared: Annual charge, not per item
per year
HELOC underwriting fee$99
one time
Home equity line of credit annual fee (audience not stated, treated as personal)$50
Not compared: Annual charge, not per item
per year
Home Equity Line of Credit underwriting fee (audience not stated, treated as personal)$99
one time
Overlimit Fee$35
Overlimit Fee (Personal Line of Credit)$35
per transaction
Returned Check Fee (Personal Line of Credit)$25
per item
Returned Payment Fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Day to Day Banking account monthly fee (audience not stated, treated as personal)	$4	per month	Account: RBC Day to Day Banking
RBC Day to Day Banking account monthly fee	$4	per month	None
Account early close fee (within 180 days)	$35	Not stated	None
Research fee (non-bank error) per request	$25	per item	None
Maintenance fee with paper statements	$5.95	Not stated	None
Excessive withdrawal fee (audience not stated, treated as personal)	$5	Not stated	None
Overdraft & NSF
Nonsufficient Funds Fee	$35	Not stated	None
Nonsufficient Funds Fee	$35	Not stated	None
NSF fee	$5	Not stated	None
ATM & Card
Debit card rush delivery fee (audience not stated, treated as personal)	$35	Not stated	None
International transaction fee (audience not stated, treated as personal)	3%of the transaction	Not stated	None
RBC Bank Foreign Transaction Fees (audience not stated, treated as personal)	1.5%of the transaction	Not stated	None
Check Services
Official checks	$6	per item	None
Stop payment	$34	per item	None
International check collection	$50	per item	None
Cash & Deposit
Deposit reversal fee (chargebacks)	$8	per item	None
Returned Check Fee	$25	Not stated	None
Returned Check Fee	$25	Not stated	None
Account Services
Tax levies and garnishments	$100	per item	None
Account verification fee	$10	per item	None
Lending Fees
Late Payment Fee (audience not stated, treated as personal)	5%	Not stated	None
Other Fees
Fax notification	$5	per item	None
Photocopy fee	$7	per item	None
HELOC annual fee	$50Not compared: Annual charge, not per item	per year	None
HELOC underwriting fee	$99	one time	None
Home equity line of credit annual fee (audience not stated, treated as personal)	$50Not compared: Annual charge, not per item	per year	None
Home Equity Line of Credit underwriting fee (audience not stated, treated as personal)	$99	one time	None
Overlimit Fee	$35	Not stated	None
Overlimit Fee (Personal Line of Credit)	$35	per transaction	None
Returned Check Fee (Personal Line of Credit)	$25	per item	None
Returned Payment Fee	$25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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