River City Bank

Headquarters: Rome, Georgia
Charter: Bank
Assets: $423.4M
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
River City Bank: $35
River City Bank: $35
U.S. median: no median
NSF / Returned Item
River City Bank: $35
River City Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
River City Bank: $25
River City Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from River City Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee$10
Inactive Account Fee$5
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$35
per item
Returned Item Fee$35
per item

ATM & Card

Replacement Debit Card Fee$5

Wire Transfers

Wire Transfer Fee Domestic Outgoing$25
Wire Transfer Fee Domestic Incoming$14
Wire Transfer Fee International Outgoing$45
Wire Transfer Fee International Incoming$20

Check Services

Official Check$7
Stop Payment Fee$35
per item
Draft/Collection Item$40
per item

Digital & Electronic

Inactive Bill Pay Fee$6.50

Other Fees

Additional Account Statements$2

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee	$10	Not stated	None
Inactive Account Fee	$5	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Returned Item Fee	$35	per item	None
ATM & Card
Replacement Debit Card Fee	$5	Not stated	None
Wire Transfers
Wire Transfer Fee Domestic Outgoing	$25	Not stated	None
Wire Transfer Fee Domestic Incoming	$14	Not stated	None
Wire Transfer Fee International Outgoing	$45	Not stated	None
Wire Transfer Fee International Incoming	$20	Not stated	None
Check Services
Official Check	$7	Not stated	None
Stop Payment Fee	$35	per item	None
Draft/Collection Item	$40	per item	None
Digital & Electronic
Inactive Bill Pay Fee	$6.50	Not stated	None
Other Fees
Additional Account Statements	$2	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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