vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$2 above the Tennessee median
per year · Source
$5 above the national median$5 above the Tennessee median
per item · Source
$5 below the national median$5 below the Tennessee median
per item · Source
$5 below the national medianAt the Tennessee median
per item · Source
$5 above the national medianAt the Tennessee median
per item · Source
$10 above the national median$7.50 above the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per item · Source
$7.50 above the national median$5 above the Tennessee median
per item · Source
$5 below the national median$5 below the Tennessee median
per item · Source
$2.50 below the national medianAt the Tennessee median
$2 above the national median$2 above the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Fee / Savings | $10Within the typical range ($5–$10 nationally) | $5 above the national median$2 above the Tennessee median | per year | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Tennessee median | per item | — | Source |
ATM & CardVerified | |||||
| Debit Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Tennessee median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers - Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Tennessee median | per item | — | Source |
| Wire Transfers - Incoming | $15 | ||||
Check ServicesVerified | |||||
| Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
| Stop Payment Fee | $35 | ||||
Cash & DepositVerified | |||||
| Deposited Item Returned | $10Within the typical range ($8–$25 nationally) | $5 below the national median$5 below the Tennessee median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Services Fee | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the Tennessee median | — | — | Source |
Other FeesVerified | |||||
| Reproduction Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Tennessee median | per item | — | Source |
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
11
Under review
0
Assets
$451.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$451.2M
Total deposits
$402.3M
Service charge income
$109K
Fee income ratio
2.3%
Return on assets
0.53%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| $5 above the national medianAt the Tennessee median |
| per item |
| — |
| Source |
| Wire Transfers – International | $60Above the typical range ($40–$50 nationally) | $10 above the national median$7.50 above the Tennessee median | per item | — | Source |
| $7.50 above the national median$5 above the Tennessee median |
| per item |
| — |
| Source |