Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Patriot Bank

Millington, TennesseeBankAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Fee / Checking | If no activity for 12 months$10Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=dormant_account; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Dormant Fee / Checking | If no activity for 12 months, $10.00 per month if balance is less than $300" · Source

Dormant Fee / Savings | If no activity for 18 months$10

$5 above the national median

per year · Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=dormant_account; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Dormant Fee / Savings | If no activity for 18 months, $10.00 per year" · Source

Overdraft & NSFVerified

Insufficient Funds$35Above the typical range ($15–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=nsf; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Insufficient Funds | $35.00 per item" · Source
Overdraft for 5 consecutive days$5Below the typical range ($7.81–$30 nationally)
$17.50 below the national median
per day · Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=overdraft; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Overdraft for 5 consecutive days | $5.00 per day" · Source

ATM & CardVerified

Debit Card Replacement$5Within the typical range ($5–$12 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=card_replacement; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Debit Card Replacement | $5.00 per card" · Source

Wire TransfersVerified

Wire Transfers - Incoming$15Within the typical range ($10–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=wire_domestic_incoming; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Wire Transfers - Incoming | $15.00 per wire" · Source

Check ServicesVerified

Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=stop_payment; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Stop Payment Fee | $35.00 per item" · Source

Cash & DepositVerified

Deposited Item Returned$10Within the typical range ($10–$23.75 nationally)
$5.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=deposited_item_return; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Deposited Item Returned | $10.00 per item" · Source

Account ServicesVerified

Notary Services Fee$0Within the typical range ($0–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #2366. canonical_hint=notary_fee; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Notary Services Fee | $0.00 (customers only)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Fee / Checking \| If no activity for 12 months	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=dormant_account; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Dormant Fee / Checking \| If no activity for 12 months, $10.00 per month if balance is less than $300"	Source
Dormant Fee / Savings \| If no activity for 18 months	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per year	Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=dormant_account; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Dormant Fee / Savings \| If no activity for 18 months, $10.00 per year"	Source
Overdraft & NSFVerified
Insufficient Funds	$35Above the typical range ($15–$30 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=nsf; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Insufficient Funds \| $35.00 per item"	Source
Overdraft for 5 consecutive days
ATM & CardVerified
Debit Card Replacement	$5Within the typical range ($5–$12 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=card_replacement; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Debit Card Replacement \| $5.00 per card"	Source
Wire TransfersVerified
Wire Transfers - Incoming	$15Within the typical range ($10–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=wire_domestic_incoming; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Wire Transfers - Incoming \| $15.00 per wire"	Source
Check ServicesVerified
Stop Payment Fee	$35Above the typical range ($20–$30 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=stop_payment; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Stop Payment Fee \| $35.00 per item"	Source
Cash & DepositVerified
Deposited Item Returned	$10Within the typical range ($10–$23.75 nationally)	$5.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2366. canonical_hint=deposited_item_return; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Deposited Item Returned \| $10.00 per item"	Source
Account ServicesVerified
Notary Services Fee	$0Within the typical range ($0–$5 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #2366. canonical_hint=notary_fee; text_hash=b1e97eb48fac447c692c51228c137a56b4413e3ebef2b73c8c74f7bb2739c890; excerpt="Notary Services Fee \| $0.00 (customers only)"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

78% below the national median overdraft fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$451.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$451.2M

Total deposits

$402.3M

Service charge income

$109K

Fee income ratio

2.3%

Return on assets

0.53%

Branches

Service charge income by quarter

Q2 2026$109K

Q1 2026$119K

Q4 2025$125K

Q3 2025$106K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,610 verified fees from 1,539 institutions

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