Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

First American Bank

Elk Grove Village, IllinoisBankChicago Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee 2$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds – Overdraft Fee$39.50Above the typical range ($25–$33 nationally)
$9.50 above the national median$9.50 above the Illinois median
Source
Non-Sufficient Funds – Return Item Fee$39.50Above the typical range ($25–$32 nationally)
$9.50 above the national median$9.50 above the Illinois median
Source

ATM & CardVerified

Debit Card Replacement – Standard$10Within the typical range ($5–$10 nationally)
At the national medianAt the Illinois median
Source
Debit Card Replacement – Rush$45Within the typical range ($30–$50 nationally)
$5 above the national medianAt the Illinois median
Source

Wire TransfersVerified

Outgoing Domestic Wire Transfer$30Above the typical range ($20–$25 nationally)
$5 above the national median$5 above the Illinois median
Source
Outgoing Wire – Phone Template$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Illinois median
Source
Incoming Wire Transfer$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Illinois median
Source
Outgoing International Wire Transfer$45Within the typical range ($40–$50 nationally)
$5 below the national median$5 below the Illinois median
Source

Check ServicesVerified

Each day the account is overdrawn: Purchase of Official Check$8Above the typical range ($3–$6 nationally)
$3 above the national median$3 above the Illinois median
per item · Source
Purchase of Official Check$8Above the typical range ($3–$6 nationally)
$3 above the national median$3 above the Illinois median
per day · Source
Copy of Canceled Check or Deposit Item$7.50Above the typical range ($2–$5 nationally)
$4.50 above the national median$3.50 above the Illinois median
Source

Cash & DepositVerified

Chargeback (Return Deposit Item)$15Within the typical range ($8–$25 nationally)
At the national medianAt the Illinois median
per month · Source
Re-Deposit Chargeback$4.50Below the typical range ($8–$25 nationally)
$10.50 below the national median$10.50 below the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee 2	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Illinois median	per month	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds – Overdraft Fee	$39.50Above the typical range ($25–$33 nationally)	$9.50 above the national median$9.50 above the Illinois median	—	—	Source
Non-Sufficient Funds – Return Item Fee	$39.50
ATM & CardVerified
Debit Card Replacement – Standard	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Illinois median	—	—	Source
Debit Card Replacement – Rush	$45
Wire TransfersVerified
Outgoing Domestic Wire Transfer	$30Above the typical range ($20–$25 nationally)	$5 above the national median$5 above the Illinois median	—	—	Source
Outgoing Wire – Phone Template	$20
Check ServicesVerified
Each day the account is overdrawn: Purchase of Official Check	$8Above the typical range ($3–$6 nationally)	$3 above the national median$3 above the Illinois median	per item	—	Source
Purchase of Official Check	$8
Cash & DepositVerified
Chargeback (Return Deposit Item)	$15Within the typical range ($8–$25 nationally)	At the national medianAt the Illinois median	per month	—	Source
Re-Deposit Chargeback	$4.50
Account ServicesVerified
Lost Keys; Drilling	$167.50Above the typical range ($30–$70 nationally)	$122.50 above the national median$122.50 above the Illinois median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$39.50

Overdraft fee: $39.50

32% above the national median overdraft fee

15 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$8.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$8.6B

Total deposits

$5.6B

Service charge income

$3.4M

Fee income ratio

4.0%

Return on assets

1.54%

Branches

Service charge income by quarter

Q2 2026$3.4M

Q1 2026$3.3M

Q4 2025$3.4M

Q3 2025$3.3M

Financial profile · Pro

Performance from regulator filings

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Based on 65,608 published fee entries from 3,603 institutions

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