Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

High Plains Bank

Flagler, ColoradoBankKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service Charge Based on some minimum balance requirement$5Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Each Paid Item$35Above the typical range ($25–$33 nationally)
$5 above the national median$5 above the Colorado median
per item · Source
Overdraft Daily Cap$175Within the typical range ($99–$175 nationally)
$50 above the national median
per day · Maximum total overdraft fees per account per day · Institution’s schedule

ATM & CardVerified

ATM Withdrawal Fee ~$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national median$0.50 above the Colorado median
Source
Debit Card Replacement (per card) ~$10Within the typical range ($5–$10 nationally)
At the national medianAt the Colorado median
per item · Source

Wire TransfersVerified

Wire Initiation Fee (Outgoing/Domestic)$25Within the typical range ($20–$25 nationally)
At the national medianAt the Colorado median
per item · Source
Wire Initiation Fee (Outgoing/International)$50Within the typical range ($40–$50 nationally)
At the national median$5 above the Colorado median
per item · Source

Check ServicesVerified

Cashier's Check (per item) ~$10Above the typical range ($3–$6 nationally)
$5 above the national median$5 above the Colorado median
per item · Source
Stop Payment (per request) ~$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2.50 below the Colorado median
per item · Source
Counter or Temporary Checks (per sheet) ~$1Within the typical range ($1–$4 nationally)
$1 below the national median$1 below the Colorado median
per item · Source

Account ServicesVerified

Garnishments/Levies Fee$100Above the typical range ($30–$90 nationally)
$50 above the national median$50 above the Colorado median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Charge Based on some minimum balance requirement	$5Within the typical range ($4–$10 nationally)	$1 below the national median$1.50 below the Colorado median	per month	—	Source
Overdraft & NSFVerified
Each Paid Item	$35Above the typical range ($25–$33 nationally)	$5 above the national median$5 above the Colorado median	per item	—	Source
Overdraft Daily Cap	$175
ATM & CardVerified
ATM Withdrawal Fee ~	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national median$0.50 above the Colorado median	—	—	Source
Debit Card Replacement (per card) ~	$10
Wire TransfersVerified
Wire Initiation Fee (Outgoing/Domestic)	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Colorado median	per item	—	Source
Wire Initiation Fee (Outgoing/International)	$50
Check ServicesVerified
Cashier's Check (per item) ~	$10Above the typical range ($3–$6 nationally)	$5 above the national median$5 above the Colorado median	per item	—	Source
Stop Payment (per request) ~	$25
Account ServicesVerified
Garnishments/Levies Fee	$100Above the typical range ($30–$90 nationally)	$50 above the national median$50 above the Colorado median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

11 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$643.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$643.1M

Total deposits

$567.0M

Service charge income

$38K

Fee income ratio

0.53%

Return on assets

3.10%

Branches

Service charge income by quarter

Q2 2026$38K

Q1 2026$22K

Q4 2025$25K

Q3 2025$28K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,682 published fee entries from 3,608 institutions

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