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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
62nd percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 5, 2026
Call-report figures are for Univest Bank and Trust Co. at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Univest Bank and Trust Co.'s published fee schedule; Bank Fee Index medians | Current schedule | Oct 5, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 2.7% of revenue, above the 2.2% median of 869 banks with $1B to $10B in assets (62nd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $2.4M in Q2 2026, 4.7% above the same quarter a year earlier ($2.3M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Univest Bank and Trust Co. (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.4M | +$84K | +3.7% |
| Q1 2026 | $2.3M | +$42K | +1.9% |
| Q4 2025 | $2.2M | −$65K | −2.8% |
| Q3 2025 | $2.3M | +$44K | +1.9% |
| Q2 2025 | $2.3M | +$64K | +2.9% |
| Q1 2025 | $2.2M | +$2K | +0.1% |
| Q4 2024 | $2.2M | +$155K | +7.6% |
| Q3 2024 | $2.0M | +$55K | +2.8% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, Univest Bank and Trust Co. left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Univest Bank and Trust Co. by share.
They stay out of every comparison until review is done.
per day · For applicable non-personal accounts. If account is negative $20.00 or more.
per item
per day · Maximum of 3 fees per day at $20 each
per item · Non-Personal Accounts. Including for each re-presentment.
per item · Including for each re-presentment. Maximum of 3 fees per day.
varies · Per hour
per item
per item
per item · Per sheet
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Continuous Overdraft Fee (audience not stated, treated as personal) | $10 | per day | For applicable non-personal accounts. If account is negative $20.00 or more. |
| IRS Levy (audience not stated, treated as personal) | $75 | per item | None |
| Overdraft Daily Cap (audience not stated, treated as personal) | $60 | per day | Maximum of 3 fees per day at $20 each |
| Overdraft Item, Insufficient Funds, Returned Item Fees (audience not stated, treated as personal) | $35 | per item | Non-Personal Accounts. Including for each re-presentment. |
| Overdraft Item, Insufficient Funds, Returned Item Fees (audience not stated, treated as personal) | $20 | per item | Including for each re-presentment. Maximum of 3 fees per day. |
| Records Research (audience not stated, treated as personal) | $25 | varies | Per hour |
| Return Deposit Item Fee (audience not stated, treated as personal) | $13 | per item | None |
| Stop Payments (audience not stated, treated as personal) | $30 | per item | None |
| Temporary Checks (audience not stated, treated as personal) | $4 | per item | Per sheet |
| Wire Fees - Incoming (audience not stated, treated as personal) | $13 | per item | None |
| Wire Fees - Outgoing Domestic (audience not stated, treated as personal) | $25 | per item | None |
| Wire Fees - Outgoing International (audience not stated, treated as personal) | $45 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Univest Bank and Trust Co. operates, and what regulators and customers have on file.
Branch footprint
51 offices in 3 states, $7.0B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 36 | $6.2B | |
| 5 | $515.3M | |
| 2 | $104.3M | |
| 1 | $68.3M | |
| 2 | $56.5M | |
| 2 | $53.1M | |
| 1 | $27.2M | |
| 1 | $19.2M |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
0.9% of bank deposits, #13 of 88, up 0.1 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Capital One, National Association | 45.7% |
| TD Bank, National Association | 13.4% |
| Barclays Bank Delaware | 5.2% |
| Wells Fargo Bank, National Association | 5.1% |
| PNC Bank, National Association | 4.5% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, Univest Bank and Trust Co. holds 0.9% of bank deposits, #13 of 88, with 36 offices.
899 offices of 28 institutions shown.
Showing 899 of 1,635 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 88 institutions shown. $685.1B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.9% share, 36 offices, #13 of 88
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
309 offices of 89 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
UNIVEST FINANCIAL Corp (Nasdaq: UVSP)
Consolidated assets
$8.6B
Shareholders' equity
$949.2M
As of
2026Q3
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 102212. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows