Southern Bank of Tennessee

Headquarters: Mount Juliet, Tennessee
Charter: Bank
Assets: $533.4M
Fed district: Atlanta

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Southern Bank of Tennessee: $8 to $12
Southern Bank of Tennessee: $8 to $12
U.S. median: no median
Stop Payment
Southern Bank of Tennessee: $30
Southern Bank of Tennessee: $30
U.S. median: no median
Wire Transfer (Domestic In)
Southern Bank of Tennessee: $25
Southern Bank of Tennessee: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Southern Bank of Tennessee’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge fee$8
per month
Monthly service charge fee$10
per month
Monthly service charge fee$12
per month
Dormant Account Fee (per month) - after 1 year of no activity$5
per month
Monthly Paper Statement Fee - Basic Checking (Consumer) $$3
per month
Savings Excess Transaction Fee (per item charge) $$10
per item
Returned Mail$10

Wire Transfers

Incoming Wire Fee (each)$25
per item

Check Services

Cashier's Check (per item)$5
per item
Stop Payment Fee (per item)$30
per item

Account Services

Safe Deposit Box Rentals - Annual Safety Deposit Box Rental$20
per year

Other Fees

Statement Reprint Fee (one statement)$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge fee	$8	per month	None
Monthly service charge fee	$10	per month	None
Monthly service charge fee	$12	per month	None
Dormant Account Fee (per month) - after 1 year of no activity	$5	per month	None
Monthly Paper Statement Fee - Basic Checking (Consumer) $	$3	per month	None
Savings Excess Transaction Fee (per item charge) $	$10	per item	None
Returned Mail	$10	Not stated	None
Wire Transfers
Incoming Wire Fee (each)	$25	per item	None
Check Services
Cashier's Check (per item)	$5	per item	None
Stop Payment Fee (per item)	$30	per item	None
Account Services
Safe Deposit Box Rentals - Annual Safety Deposit Box Rental	$20	per year	None
Other Fees
Statement Reprint Fee (one statement)	$10	Not stated	None

Account Maintenance

Dormant Account Fee (per month) - after 1 year of no activity$5
per month
Savings Excess Transaction Fee (per item charge) $$10
per item
Returned Mail$10

Overdraft & NSF

NSF Fees Per Item (on business accounts only)$30
per item

Wire Transfers

Incoming Wire Fee (each)$25
per item

Check Services

Cashier's Check (per item)$5
per item
Stop Payment Fee (per item)$30
per item

Account Services

Safe Deposit Box Rentals - Annual Safety Deposit Box Rental$20
per year

Other Fees

Statement Reprint Fee (one statement)$10

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (per month) - after 1 year of no activity	$5	per month	None
Savings Excess Transaction Fee (per item charge) $	$10	per item	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
NSF Fees Per Item (on business accounts only)	$30	per item	None
Wire Transfers
Incoming Wire Fee (each)	$25	per item	None
Check Services
Cashier's Check (per item)	$5	per item	None
Stop Payment Fee (per item)	$30	per item	None
Account Services
Safe Deposit Box Rentals - Annual Safety Deposit Box Rental	$20	per year	None
Other Fees
Statement Reprint Fee (one statement)	$10	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Southern Bank of Tennessee: $8 to $12
Southern Bank of Tennessee: $8 to $12
U.S. median: no median
Stop Payment
Southern Bank of Tennessee: $30
Southern Bank of Tennessee: $30
U.S. median: no median
Wire Transfer (Domestic In)
Southern Bank of Tennessee: $25
Southern Bank of Tennessee: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Southern Bank of Tennessee’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge fee$8
per month
Monthly service charge fee$10
per month
Monthly service charge fee$12
per month
Dormant Account Fee (per month) - after 1 year of no activity$5
per month
Monthly Paper Statement Fee - Basic Checking (Consumer) $$3
per month
Savings Excess Transaction Fee (per item charge) $$10
per item
Returned Mail$10

Wire Transfers

Incoming Wire Fee (each)$25
per item

Check Services

Cashier's Check (per item)$5
per item
Stop Payment Fee (per item)$30
per item

Account Services

Safe Deposit Box Rentals - Annual Safety Deposit Box Rental$20
per year

Other Fees

Statement Reprint Fee (one statement)$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge fee	$8	per month	None
Monthly service charge fee	$10	per month	None
Monthly service charge fee	$12	per month	None
Dormant Account Fee (per month) - after 1 year of no activity	$5	per month	None
Monthly Paper Statement Fee - Basic Checking (Consumer) $	$3	per month	None
Savings Excess Transaction Fee (per item charge) $	$10	per item	None
Returned Mail	$10	Not stated	None
Wire Transfers
Incoming Wire Fee (each)	$25	per item	None
Check Services
Cashier's Check (per item)	$5	per item	None
Stop Payment Fee (per item)	$30	per item	None
Account Services
Safe Deposit Box Rentals - Annual Safety Deposit Box Rental	$20	per year	None
Other Fees
Statement Reprint Fee (one statement)	$10	Not stated	None

Account Maintenance

Dormant Account Fee (per month) - after 1 year of no activity$5
per month
Savings Excess Transaction Fee (per item charge) $$10
per item
Returned Mail$10

Overdraft & NSF

NSF Fees Per Item (on business accounts only)$30
per item

Wire Transfers

Incoming Wire Fee (each)$25
per item

Check Services

Cashier's Check (per item)$5
per item
Stop Payment Fee (per item)$30
per item

Account Services

Safe Deposit Box Rentals - Annual Safety Deposit Box Rental$20
per year

Other Fees

Statement Reprint Fee (one statement)$10

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (per month) - after 1 year of no activity	$5	per month	None
Savings Excess Transaction Fee (per item charge) $	$10	per item	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
NSF Fees Per Item (on business accounts only)	$30	per item	None
Wire Transfers
Incoming Wire Fee (each)	$25	per item	None
Check Services
Cashier's Check (per item)	$5	per item	None
Stop Payment Fee (per item)	$30	per item	None
Account Services
Safe Deposit Box Rentals - Annual Safety Deposit Box Rental	$20	per year	None
Other Fees
Statement Reprint Fee (one statement)	$10	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.