Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Southern Bank of Tennessee

Mount Juliet, TennesseeBankAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (per month) - after 1 year of no activity$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=dormant_account; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Dormant Account Fee (per month) - after 1 year of no activity $ 5.00 | $ | 10.00" · Source

Monthly Paper Statement Fee - Basic Checking (Consumer) $$3

At the national median

per month · Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=paper_statement; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Monthly Paper Statement Fee - Basic Checking (Consumer) $ - | $ 3.00 (2)" · Source

Overdraft & NSFVerified

NSF Fees Per Item (on business accounts only)$30Within the typical range ($15–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=nsf; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="NSF Fees Per Item (on business accounts only) $ 30.00 | $ | 35.00" · Source

Wire TransfersVerified

Incoming Wire Fee (each)$25Above the typical range ($10–$15 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=wire_domestic_incoming; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Incoming Wire Fee (each) $ 25.00 | $ | 10.00" · Source

Check ServicesVerified

Cashier's Check (per item)$5Within the typical range ($3–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=cashiers_check; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Cashier's Check (per item) $ 5.00 | $ | 10.00" · Source
Stop Payment Fee (per item)$30Within the typical range ($20–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=stop_payment; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Stop Payment Fee (per item) $ 30.00 | $ | 35.00" · Source

Account ServicesVerified

Safe Deposit Box Rentals - Annual Safety Deposit Box Rental$20Within the typical range ($20–$92.36 nationally)
$20 below the national median
per year · Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=safe_deposit_box; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Safe Deposit Box Rentals - Annual Safety Deposit Box Rental $ 20.00 - 100.00 $ 30.00 - 110.00 (3)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (per month) - after 1 year of no activity	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=dormant_account; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Dormant Account Fee (per month) - after 1 year of no activity $ 5.00 \| $ \| 10.00"	Source
Monthly Paper Statement Fee - Basic Checking (Consumer) $	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=paper_statement; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Monthly Paper Statement Fee - Basic Checking (Consumer) $ - \| $ 3.00 (2)"	Source
Overdraft & NSFVerified
NSF Fees Per Item (on business accounts only)	$30Within the typical range ($15–$30 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=nsf; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="NSF Fees Per Item (on business accounts only) $ 30.00 \| $ \| 35.00"	Source
Wire TransfersVerified
Incoming Wire Fee (each)	$25Above the typical range ($10–$15 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=wire_domestic_incoming; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Incoming Wire Fee (each) $ 25.00 \| $ \| 10.00"	Source
Check ServicesVerified
Cashier's Check (per item)	$5Within the typical range ($3–$10 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=cashiers_check; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Cashier's Check (per item) $ 5.00 \| $ \| 10.00"	Source
Stop Payment Fee (per item)	$30
Account ServicesVerified
Safe Deposit Box Rentals - Annual Safety Deposit Box Rental	$20Within the typical range ($20–$92.36 nationally)	$20 below the national median	per year	Knox deterministic extraction from Rosetta artifact #2368. canonical_hint=safe_deposit_box; text_hash=dcccf319d8599af00172a83f5cb192c3a7d373fd7aca30f8c471910bd4019f79; excerpt="Safe Deposit Box Rentals - Annual Safety Deposit Box Rental $ 20.00 - 100.00 $ 30.00 - 110.00 (3)"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

20% above the national median NSF fee

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$533.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$533.4M

Total deposits

$469.4M

Service charge income

$32K

Fee income ratio

0.61%

Return on assets

0.78%

Branches

Service charge income by quarter

Q2 2026$32K

Q1 2026$33K

Q4 2025$32K

Q3 2025$32K

Financial profile · Pro

Performance from regulator filings

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