Dean Co-operative Bank

Headquarters: Franklin, Massachusetts
Charter: Bank
Assets: $494.3M
Fed district: Boston

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Dean Co-operative Bank: $0 to $20
Dean Co-operative Bank: $0 to $20
U.S. median: no median
NSF / Returned Item
Dean Co-operative Bank: $7
Dean Co-operative Bank: $7
U.S. median: no median
Non-Network ATM
Dean Co-operative Bank: No fee
Dean Co-operative Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dean Co-operative Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$10
per month
Monthly Service ChargeNo charge
per month
Monthly Service Charge if below MDB$20
per month
Monthly Service Charge if below MDB$2
per month
Monthly Service Charge if below MDB$5
per month
Abandoned Property Fee$30
per month
Paper Statement fee$5
Returned Mail$5

Overdraft & NSF

Returned Check Fee$7

ATM & Card

Foreign ATM UsageNo charge
Overnight rush order for Debit Card (Mail)$75

Check Services

Treasurer’s Check$10
Money Order$5
Treasurer’s Check or Money Order$3
Stop Payment Orders$35
Per copy of each item$5
per item

Digital & Electronic

Bill Pay (Next Day Electronic)$9.95
Bill Pay (Overnight / Rush Check)$14.95
Not compared: Per-occurrence charge, not monthly
per item
Online Bill PaymentNo charge
Zelle Next-Day Payment FeeNo charge
Mobile DepositNo charge

Cash & Deposit

Returned Check Fee$7

Account Services

Additional or Replacement Key$10
Not compared: Box drilling or key fee
Drill due to lost keys$350
Not compared: Monthly charge, not annual
per month
Duplicate Key$35
Not compared: Box drilling or key fee
Safe Deposit Box 10" x 10"$180
Safe Deposit Box 3" x 5"$50
Safe Deposit Box 5" x 10"$120
Checking Accounts: Premium Money Market: Levies$100

Retirement & IRA

IRA Custodial Transfer Fee$25
IRA Termination Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$10	per month	None
Monthly Service Charge	No charge	per month	None
Monthly Service Charge if below MDB	$20	per month	None
Monthly Service Charge if below MDB	$2	per month	None
Monthly Service Charge if below MDB	$5	per month	None
Abandoned Property Fee	$30	per month	None
Paper Statement fee	$5	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Returned Check Fee	$7	Not stated	None
ATM & Card
Foreign ATM Usage	No charge	Not stated	None
Overnight rush order for Debit Card (Mail)	$75	Not stated	None
Check Services
Treasurer’s Check	$10	Not stated	None
Money Order	$5	Not stated	None
Treasurer’s Check or Money Order	$3	Not stated	None
Stop Payment Orders	$35	Not stated	None
Per copy of each item	$5	per item	None
Digital & Electronic
Bill Pay (Next Day Electronic)	$9.95	Not stated	None
Bill Pay (Overnight / Rush Check)	$14.95Not compared: Per-occurrence charge, not monthly	per item	None
Online Bill Payment	No charge	Not stated	None
Zelle Next-Day Payment Fee	No charge	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Check Fee	$7	Not stated	None
Account Services
Additional or Replacement Key	$10Not compared: Box drilling or key fee	Not stated	None
Drill due to lost keys	$350Not compared: Monthly charge, not annual	per month	None
Duplicate Key	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10" x 10"	$180	Not stated	None
Safe Deposit Box 3" x 5"	$50	Not stated	None
Safe Deposit Box 5" x 10"	$120	Not stated	None
Checking Accounts: Premium Money Market: Levies	$100	Not stated	None
Retirement & IRA
IRA Custodial Transfer Fee	$25	Not stated	None
IRA Termination Fee	$25	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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