Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
22nd percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 29, 2026
Call-report figures are for Black Hills Community Bank, N.A. at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,412 banks with $300M to $1B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Black Hills Community Bank, N.A.'s published fee schedule; Bank Fee Index medians | Current schedule | Oct 29, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 1.1% of revenue, below the 2.1% median of 1,412 banks with $300M to $1B in assets (22nd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $54K in Q2 2026, 14% below the same quarter a year earlier ($63K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Black Hills Community Bank, N.A. (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $54K | −$45K | −45.5% |
| Q1 2026 | $99K | +$31K | +45.6% |
| Q4 2025 | $68K | +$19K | +38.8% |
| Q3 2025 | $49K | −$14K | −22.2% |
| Q2 2025 | $63K | +$11K | +21.2% |
| Q1 2025 | $52K | −$8K | −13.3% |
| Q4 2024 | $60K | −$19K | −24.1% |
| Q3 2024 | $79K | +$26K | +49.1% |
Financial cohort: 1,433 banks with $300M to $1B in assets filing for Q2 2026; 1,412 reported a share above 0% and are counted, Black Hills Community Bank, N.A. left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Black Hills Community Bank, N.A. by share.
They stay out of every comparison until review is done.
per item · Up to $4.99 per single transaction reimbursed automatically if statement cycle qualifications are met (15 debit card purchases, e-statements enrolled, online/mobile banking login at least once). For fees $5.00 or greater, reimbursable with receipt for first 5 transactions up to $19.99.
per year · Applies when statement cycle qualifications are not met. All balances earn 0.05% APY.
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Monthly Maintenance (audience not stated, treated as personal) | $10 | per month | None |
| Monthly service charge (audience not stated, treated as personal) | $3 | per month | None |
Check ServicesUnder review | |||
| Free Check Images (audience not stated, treated as personal) | No charge | Not stated | None |
| Free Check Images (audience not stated, treated as personal) | No charge | Not stated | None |
Other feesUnder review | |||
| Domestic ATM Fee Reimbursement (audience not stated, treated as personal) | $4.99 | per item | Up to $4.99 per single transaction reimbursed automatically if statement cycle qualifications are met (15 debit card purchases, e-statements enrolled, online/mobile banking login at least once). For fees $5.00 or greater, reimbursable with receipt for first 5 transactions up to $19.99. |
| Free Check Images (audience not stated, treated as personal) | No charge | Not stated | None |
| Free Check Images (audience not stated, treated as personal) | No charge | Not stated | None |
| Low Balance Interest Rate (audience not stated, treated as personal) | $0.05 | per year | Applies when statement cycle qualifications are not met. All balances earn 0.05% APY. |
| minimum daily balance required to avoid monthly service charge of (audience not stated, treated as personal) | $10 | per month | None |
| Monthly service charge (audience not stated, treated as personal) | $3 | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Black Hills Community Bank, N.A. operates, and what regulators and customers have on file.
Branch footprint
2 offices in 1 state, $430.4M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 1 | $364.7M | |
| Outside a metro area | 1 | $65.7M |
Rapid City, SD
9.3% of bank deposits, #6 of 11, up 1.4 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| First Interstate Bank | 25.3% |
| Wells Fargo Bank, National Association | 15.8% |
| U.S. Bank National Association | 14.4% |
| Pioneer Bank & Trust | 10.5% |
| Security First Bank | 9.6% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Rapid City, SD, Black Hills Community Bank, N.A. holds 9.3% of bank deposits, #6 of 11, with 1 office.
55 offices of 22 institutions shown.
Showing 55 of 56 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 11 institutions shown. $3.9B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 9.3% share, 1 office, #6 of 11
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
27 offices of 11 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the OCC and Federal Reserve
The OCC and Federal Reserve have no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the OCC and Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows