First State Bank

Headquarters: Wrens, Georgia
Charter: Bank
Assets: $512.7M
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 22, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First State Bank: $5
First State Bank: $5
U.S. median: no median
NSF / Returned Item
First State Bank: $33
First State Bank: $33
U.S. median: no median
Non-Network ATM
First State Bank: $2
First State Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

First State Bank · $513M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$498M to $530M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First State Bank(this institution)	Wrens, GA	$513M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Ambler Savings Bank	Ambler, PA	$502M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Colonial Savings, F.A.	Fort Worth, TX	$502M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coulee Bank	La Crosse, WI	$524M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cross County Savings Bank	Middle Village, NY	$525M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Eagle Bank and Trust Company	Little Rock, AR	$506M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Enterprise Bank	Allison Park, PA	$525M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Citizens State Bank	Whitewater, WI	$525M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Robinson Savings Bank, National Association	Robinson, IL	$512M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First State Bank and Trust	Tonganoxie, KS	$515M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First State Bank and Trust	Bayport, MN	$499M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
FirstBank of Nebraska	Wahoo, NE	$498M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Grinnell State Bank	Grinnell, IA	$499M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Grundy Bank	Morris, IL	$505M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lake Elmo Bank	Lake Elmo, MN	$530M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mega Bank	San Gabriel, CA	$507M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Merchants Commercial Bank	St Thomas, VI	$506M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Shamrock Bank, N.A.	Coalgate, OK	$501M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
State Bank Financial	La Crosse, WI	$512M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Advance	Advance, MO	$510M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Berkshire Bank	New York, NY	$530M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Callaway Bank	Fulton, MO	$512M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Napoleon State Bank	Napoleon, IN	$499M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Peoples State Bank	Ellettsville, IN	$507M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Savings Bank	Circleville, OH	$520M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
UNICO Bank	Mineral Point, MO	$503M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.95 (44%) below the median of similar-sized banks.

Its published price is $5, against a peer median of $8.95 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

First State BankPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from First State Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance (audience not stated, treated as personal)$5
Dormant Account Fee (or maximum allowed by law) per month up to 12 months$5
per month
Savings Account Excessive withdrawal fee after two free$5

Overdraft & NSF

NSF check charge- A charge for either paying or returning an item such as check$33

ATM & Card

ATM Service Charge for each withdrawal made from an ATM other than First State$2
per item
Replacement Cost of Lost Mastercard Check Card$10

Check Services

Cashiers Checks$5
per item
Stop Payments Fee$33
Encoded Counter Checks per 12 checks$5
Foreign Collection Items (Incoming or Outgoing) per item$100
per item
Check images$0.50
per item

Cash & Deposit

Returned Deposited Items$6
Night Deposit Servce (per bag per month)$3
Not compared: Monthly charge, not per item
per month

Account Services

Safe Deposit Box 10X10$65
per year
Safe Deposit Box 10X10 (audience not stated, treated as personal)$65
Safe Deposit Box 3X10$35
per year
Safe Deposit Box 3X10 (audience not stated, treated as personal)$35
Safe Deposit Box 3X5$20
per year
Safe Deposit Box 3X5 (audience not stated, treated as personal)$20
per year
Safe Deposit Box 4X5$25
per year
Safe Deposit Box 4X5 (audience not stated, treated as personal)$25
Safe Deposit Box 5X10$45
per year
Safe Deposit Box 5X10 (audience not stated, treated as personal)$45
Safe Deposit Box 5X5$30
per year
Safe Deposit Box 5X5 (audience not stated, treated as personal)$30
Safe Deposit Box 5X8$35
per year
Safe Deposit Box 5X8 (audience not stated, treated as personal)$35
Safe Deposit Box 6X10$50
per year
Safe Deposit Box 6X10 (audience not stated, treated as personal)$50

Other Fees

Photocopies$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance (audience not stated, treated as personal)	$5	Not stated	None
Dormant Account Fee (or maximum allowed by law) per month up to 12 months	$5	per month	None
Savings Account Excessive withdrawal fee after two free	$5	Not stated	None
Overdraft & NSF
NSF check charge- A charge for either paying or returning an item such as check	$33	Not stated	None
ATM & Card
ATM Service Charge for each withdrawal made from an ATM other than First State	$2	per item	None
Replacement Cost of Lost Mastercard Check Card	$10	Not stated	None
Check Services
Cashiers Checks	$5	per item	None
Stop Payments Fee	$33	Not stated	None
Encoded Counter Checks per 12 checks	$5	Not stated	None
Foreign Collection Items (Incoming or Outgoing) per item	$100	per item	None
Check images	$0.50	per item	None
Cash & Deposit
Returned Deposited Items	$6	Not stated	None
Night Deposit Servce (per bag per month)	$3Not compared: Monthly charge, not per item	per month	None
Account Services
Safe Deposit Box 10X10	$65	per year	None
Safe Deposit Box 10X10 (audience not stated, treated as personal)	$65	Not stated	None
Safe Deposit Box 3X10	$35	per year	None
Safe Deposit Box 3X10 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 3X5	$20	per year	None
Safe Deposit Box 3X5 (audience not stated, treated as personal)	$20	per year	None
Safe Deposit Box 4X5	$25	per year	None
Safe Deposit Box 4X5 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 5X10	$45	per year	None
Safe Deposit Box 5X10 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 5X5	$30	per year	None
Safe Deposit Box 5X5 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 5X8	$35	per year	None
Safe Deposit Box 5X8 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 6X10	$50	per year	None
Safe Deposit Box 6X10 (audience not stated, treated as personal)	$50	Not stated	None
Other Fees
Photocopies	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Fee (or maximum allowed by law) per month up to 12 months$5
per month
Savings Account Excessive withdrawal fee after two free$5

Overdraft & NSF

NSF check charge- A charge for either paying or returning an item such as check$33

ATM & Card

ATM Service Charge for each withdrawal made from an ATM other than First State$2
per item
Replacement Cost of Lost Mastercard Check Card$10

Check Services

Cashiers Checks$5
per item
Stop Payments Fee$33
Encoded Counter Checks per 12 checks$5
Foreign Collection Items (Incoming or Outgoing) per item$100
per item
Check images$0.50
per item

Digital & Electronic

Business ACH Origination monthly fee$25
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Returned Deposited Items$6
Night Deposit Servce (per bag per month)$3
Not compared: Monthly charge, not per item
per month

Account Services

Safe Deposit Box 10X10$65
per year
Safe Deposit Box 3X10$35
per year
Safe Deposit Box 3X5$20
per year
Safe Deposit Box 4X5$25
per year
Safe Deposit Box 5X10$45
per year
Safe Deposit Box 5X5$30
per year
Safe Deposit Box 5X8$35
per year
Safe Deposit Box 6X10$50
per year

Other Fees

Photocopies$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (or maximum allowed by law) per month up to 12 months	$5	per month	None
Savings Account Excessive withdrawal fee after two free	$5	Not stated	None
Overdraft & NSF
NSF check charge- A charge for either paying or returning an item such as check	$33	Not stated	None
ATM & Card
ATM Service Charge for each withdrawal made from an ATM other than First State	$2	per item	None
Replacement Cost of Lost Mastercard Check Card	$10	Not stated	None
Check Services
Cashiers Checks	$5	per item	None
Stop Payments Fee	$33	Not stated	None
Encoded Counter Checks per 12 checks	$5	Not stated	None
Foreign Collection Items (Incoming or Outgoing) per item	$100	per item	None
Check images	$0.50	per item	None
Digital & Electronic
Business ACH Origination monthly fee	$25Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Returned Deposited Items	$6	Not stated	None
Night Deposit Servce (per bag per month)	$3Not compared: Monthly charge, not per item	per month	None
Account Services
Safe Deposit Box 10X10	$65	per year	None
Safe Deposit Box 3X10	$35	per year	None
Safe Deposit Box 3X5	$20	per year	None
Safe Deposit Box 4X5	$25	per year	None
Safe Deposit Box 5X10	$45	per year	None
Safe Deposit Box 5X5	$30	per year	None
Safe Deposit Box 5X8	$35	per year	None
Safe Deposit Box 6X10	$50	per year	None
Other Fees
Photocopies	$1	per item	None

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First State Bank's wire transfer changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First State Bank: $5
First State Bank: $5
U.S. median: no median
NSF / Returned Item
First State Bank: $33
First State Bank: $33
U.S. median: no median
Non-Network ATM
First State Bank: $2
First State Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

First State Bank · $513M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$498M to $530M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First State Bank(this institution)	Wrens, GA	$513M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Ambler Savings Bank	Ambler, PA	$502M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Colonial Savings, F.A.	Fort Worth, TX	$502M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coulee Bank	La Crosse, WI	$524M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cross County Savings Bank	Middle Village, NY	$525M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Eagle Bank and Trust Company	Little Rock, AR	$506M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Enterprise Bank	Allison Park, PA	$525M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Citizens State Bank	Whitewater, WI	$525M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Robinson Savings Bank, National Association	Robinson, IL	$512M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First State Bank and Trust	Tonganoxie, KS	$515M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First State Bank and Trust	Bayport, MN	$499M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
FirstBank of Nebraska	Wahoo, NE	$498M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Grinnell State Bank	Grinnell, IA	$499M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Grundy Bank	Morris, IL	$505M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lake Elmo Bank	Lake Elmo, MN	$530M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mega Bank	San Gabriel, CA	$507M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Merchants Commercial Bank	St Thomas, VI	$506M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Shamrock Bank, N.A.	Coalgate, OK	$501M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
State Bank Financial	La Crosse, WI	$512M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Advance	Advance, MO	$510M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Berkshire Bank	New York, NY	$530M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Callaway Bank	Fulton, MO	$512M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Napoleon State Bank	Napoleon, IN	$499M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Peoples State Bank	Ellettsville, IN	$507M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Savings Bank	Circleville, OH	$520M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
UNICO Bank	Mineral Point, MO	$503M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.95 (44%) below the median of similar-sized banks.

Its published price is $5, against a peer median of $8.95 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

First State BankPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from First State Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance (audience not stated, treated as personal)$5
Dormant Account Fee (or maximum allowed by law) per month up to 12 months$5
per month
Savings Account Excessive withdrawal fee after two free$5

Overdraft & NSF

NSF check charge- A charge for either paying or returning an item such as check$33

ATM & Card

ATM Service Charge for each withdrawal made from an ATM other than First State$2
per item
Replacement Cost of Lost Mastercard Check Card$10

Check Services

Cashiers Checks$5
per item
Stop Payments Fee$33
Encoded Counter Checks per 12 checks$5
Foreign Collection Items (Incoming or Outgoing) per item$100
per item
Check images$0.50
per item

Cash & Deposit

Returned Deposited Items$6
Night Deposit Servce (per bag per month)$3
Not compared: Monthly charge, not per item
per month

Account Services

Safe Deposit Box 10X10$65
per year
Safe Deposit Box 10X10 (audience not stated, treated as personal)$65
Safe Deposit Box 3X10$35
per year
Safe Deposit Box 3X10 (audience not stated, treated as personal)$35
Safe Deposit Box 3X5$20
per year
Safe Deposit Box 3X5 (audience not stated, treated as personal)$20
per year
Safe Deposit Box 4X5$25
per year
Safe Deposit Box 4X5 (audience not stated, treated as personal)$25
Safe Deposit Box 5X10$45
per year
Safe Deposit Box 5X10 (audience not stated, treated as personal)$45
Safe Deposit Box 5X5$30
per year
Safe Deposit Box 5X5 (audience not stated, treated as personal)$30
Safe Deposit Box 5X8$35
per year
Safe Deposit Box 5X8 (audience not stated, treated as personal)$35
Safe Deposit Box 6X10$50
per year
Safe Deposit Box 6X10 (audience not stated, treated as personal)$50

Other Fees

Photocopies$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance (audience not stated, treated as personal)	$5	Not stated	None
Dormant Account Fee (or maximum allowed by law) per month up to 12 months	$5	per month	None
Savings Account Excessive withdrawal fee after two free	$5	Not stated	None
Overdraft & NSF
NSF check charge- A charge for either paying or returning an item such as check	$33	Not stated	None
ATM & Card
ATM Service Charge for each withdrawal made from an ATM other than First State	$2	per item	None
Replacement Cost of Lost Mastercard Check Card	$10	Not stated	None
Check Services
Cashiers Checks	$5	per item	None
Stop Payments Fee	$33	Not stated	None
Encoded Counter Checks per 12 checks	$5	Not stated	None
Foreign Collection Items (Incoming or Outgoing) per item	$100	per item	None
Check images	$0.50	per item	None
Cash & Deposit
Returned Deposited Items	$6	Not stated	None
Night Deposit Servce (per bag per month)	$3Not compared: Monthly charge, not per item	per month	None
Account Services
Safe Deposit Box 10X10	$65	per year	None
Safe Deposit Box 10X10 (audience not stated, treated as personal)	$65	Not stated	None
Safe Deposit Box 3X10	$35	per year	None
Safe Deposit Box 3X10 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 3X5	$20	per year	None
Safe Deposit Box 3X5 (audience not stated, treated as personal)	$20	per year	None
Safe Deposit Box 4X5	$25	per year	None
Safe Deposit Box 4X5 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 5X10	$45	per year	None
Safe Deposit Box 5X10 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 5X5	$30	per year	None
Safe Deposit Box 5X5 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 5X8	$35	per year	None
Safe Deposit Box 5X8 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 6X10	$50	per year	None
Safe Deposit Box 6X10 (audience not stated, treated as personal)	$50	Not stated	None
Other Fees
Photocopies	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Fee (or maximum allowed by law) per month up to 12 months$5
per month
Savings Account Excessive withdrawal fee after two free$5

Overdraft & NSF

NSF check charge- A charge for either paying or returning an item such as check$33

ATM & Card

ATM Service Charge for each withdrawal made from an ATM other than First State$2
per item
Replacement Cost of Lost Mastercard Check Card$10

Check Services

Cashiers Checks$5
per item
Stop Payments Fee$33
Encoded Counter Checks per 12 checks$5
Foreign Collection Items (Incoming or Outgoing) per item$100
per item
Check images$0.50
per item

Digital & Electronic

Business ACH Origination monthly fee$25
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Returned Deposited Items$6
Night Deposit Servce (per bag per month)$3
Not compared: Monthly charge, not per item
per month

Account Services

Safe Deposit Box 10X10$65
per year
Safe Deposit Box 3X10$35
per year
Safe Deposit Box 3X5$20
per year
Safe Deposit Box 4X5$25
per year
Safe Deposit Box 5X10$45
per year
Safe Deposit Box 5X5$30
per year
Safe Deposit Box 5X8$35
per year
Safe Deposit Box 6X10$50
per year

Other Fees

Photocopies$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (or maximum allowed by law) per month up to 12 months	$5	per month	None
Savings Account Excessive withdrawal fee after two free	$5	Not stated	None
Overdraft & NSF
NSF check charge- A charge for either paying or returning an item such as check	$33	Not stated	None
ATM & Card
ATM Service Charge for each withdrawal made from an ATM other than First State	$2	per item	None
Replacement Cost of Lost Mastercard Check Card	$10	Not stated	None
Check Services
Cashiers Checks	$5	per item	None
Stop Payments Fee	$33	Not stated	None
Encoded Counter Checks per 12 checks	$5	Not stated	None
Foreign Collection Items (Incoming or Outgoing) per item	$100	per item	None
Check images	$0.50	per item	None
Digital & Electronic
Business ACH Origination monthly fee	$25Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Returned Deposited Items	$6	Not stated	None
Night Deposit Servce (per bag per month)	$3Not compared: Monthly charge, not per item	per month	None
Account Services
Safe Deposit Box 10X10	$65	per year	None
Safe Deposit Box 3X10	$35	per year	None
Safe Deposit Box 3X5	$20	per year	None
Safe Deposit Box 4X5	$25	per year	None
Safe Deposit Box 5X10	$45	per year	None
Safe Deposit Box 5X5	$30	per year	None
Safe Deposit Box 5X8	$35	per year	None
Safe Deposit Box 6X10	$50	per year	None
Other Fees
Photocopies	$1	per item	None

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.