International Bank of Commerce Fees: Overdraft $35 (2026)

Overdraft & NSFVerified

Overdraft fee (checks and other debits paid)$35Above the typical range ($25–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=overdraft; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Overdraft fee (checks and other debits paid) ................................$35.00 ea." · Source
Overdraft transfer protection$12Above the typical range ($2.38–$5 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=od_protection_transfer; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Overdraft transfer protection ...........................................$12.00 per transfer Charge Back fee for Commercial Accounts Only (Deposited checks and other items returned" · Source

ATM & CardVerified

Debit/ATM Card Replacement Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=card_replacement; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Debit/ATM Card Replacement Fee................................................$15.00 ea." · Source
Non-IBC ATM locations (in the U.S.):: Transfer$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=atm_non_network; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Transfer.......................................................................................$2.00" · Source
Non-IBC ATM locations (outside the U.S.):: Transfer$2Within the typical range ($2–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=atm_international; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Transfer.............................................................................................$2.00" · Source

Wire TransfersVerified

Incoming Wire Transfer$12.50Within the typical range ($5–$15 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=wire_domestic_incoming; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Incoming Wire Transfer ..................................................................$12.50 ea." · Source
Outgoing Wire Transfer outside USA Business Customer$50Above the typical range ($20–$25 nationally)
$27.50 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=wire_domestic_outgoing; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Outgoing Wire Transfer outside USA Business Customer.............$50.00 ea." · Source
Outgoing Wire Transfer outside USA Consumer Customer$60Above the typical range ($20–$25 nationally)
$37.50 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=wire_domestic_outgoing; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Outgoing Wire Transfer outside USA Consumer Customer ..........$60.00 ea." · Source
Outgoing Wire Transfer within IBC (Book Transfer)$10Below the typical range ($20–$25 nationally)
$12.50 below the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=wire_domestic_outgoing; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Outgoing Wire Transfer within IBC (Book Transfer) .......................$10.00 ea." · Source
Outgoing Wire Transfer within USA by IBC Representative$35Above the typical range ($20–$25 nationally)
$12.50 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=wire_domestic_outgoing; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Outgoing Wire Transfer within USA by IBC Representative ..........$35.00 ea." · Source

Check ServicesVerified

Reproduction of TT&Ls or Cashier's checks$5Within the typical range ($3–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=cashiers_check; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Reproduction of TT&Ls or Cashier's checks .................$5.00 per request" · Source
Stop payment (all items)$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=stop_payment; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Stop payment (all items).................................................................$35.00 ea." · Source
Temporary checks$0.50Below the typical range ($1–$4 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=counter_check; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Temporary checks ...................................................$0.50 ea. in excess of 10 Night Deposit Bag" · Source

Digital & ElectronicVerified

Mobile Deposit$0Within the typical range ($0–$0.41 nationally)
At the national median
Knox read a free fee from Rosetta artifact #6538. canonical_hint=mobile_deposit; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Mobile Deposit ...................................................................................... FREE" · Source
Same-Day Bill Payment$9.95Within the typical range ($0–$10.46 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=bill_pay; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Same-Day Bill Payment ....................................................................$9.95 ea." · Source

Account ServicesVerified

Balance Inquiry$2Within the typical range ($0.75–$2 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=balance_inquiry; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Balance Inquiry...........................................................................$2.00 ea." · Source
Litigation Levies and Freezes$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=garnishment_levy; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Litigation Levies and Freezes .......................................................$100.00 ea." · Source

Other FeesVerified

Int'l Courier Proc. Fee$25Within the typical range ($21.25–$40 nationally)
$5 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=courier_delivery; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Int'l Courier Proc. Fee .................................................$25.00 per transaction" · Source
Photocopies$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=document_reproduction; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Photocopies......................................................................................$2.00 ea." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days of opening	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=early_closure; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Account closed within 90 days of opening..........................................$10.00"	Source
Account research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=account_research; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Account research...................................................................$25.00 per hour"	Source
Return Mail Processing fee	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=account_research; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Return Mail Processing fee...............................................................$5.00 ea."	Source
Overdraft & NSFVerified
Overdraft fee (checks and other debits paid)	$35Above the typical range ($25–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=overdraft; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Overdraft fee (checks and other debits paid) ................................$35.00 ea."	Source
Overdraft transfer protection
ATM & CardVerified
Debit/ATM Card Replacement Fee	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=card_replacement; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Debit/ATM Card Replacement Fee................................................$15.00 ea."	Source
Non-IBC ATM locations (in the U.S.):: Transfer
Wire TransfersVerified
Incoming Wire Transfer	$12.50Within the typical range ($5–$15 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=wire_domestic_incoming; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Incoming Wire Transfer ..................................................................$12.50 ea."	Source

Check ServicesVerified
Reproduction of TT&Ls or Cashier's checks	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=cashiers_check; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Reproduction of TT&Ls or Cashier's checks .................$5.00 per request"	Source
Stop payment (all items)
Digital & ElectronicVerified
Mobile Deposit	$0Within the typical range ($0–$0.41 nationally)	At the national median	—	Knox read a free fee from Rosetta artifact #6538. canonical_hint=mobile_deposit; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Mobile Deposit ...................................................................................... FREE"	Source
Same-Day Bill Payment
Account ServicesVerified
Balance Inquiry	$2Within the typical range ($0.75–$2 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=balance_inquiry; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Balance Inquiry...........................................................................$2.00 ea."	Source
Litigation Levies and Freezes
Other FeesVerified
Int'l Courier Proc. Fee	$25Within the typical range ($21.25–$40 nationally)	$5 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #6538. canonical_hint=courier_delivery; text_hash=c87af70251e71cf8e1bcdac11cc896d52528e2907695799101d762abd8327e92; excerpt="Int'l Courier Proc. Fee .................................................$25.00 per transaction"	Source
Photocopies

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$567.8M

Total deposits

$457.0M

Service charge income

$1.3M

Fee income ratio

19.4%

Return on assets

1.85%

Branches

Service charge income by quarter

Q2 2026$1.3M

Q1 2026$1.3M

Q4 2025$1.3M

Q3 2025$1.3M

International Bank of Commerce

Published fees

Get an email when International Bank of Commerce changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings