Millennium Bank

Headquarters: Ooltewah, Tennessee
Charter: Bank
Assets: $780.8M
Fed district: Atlanta

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Millennium Bank: $32
Millennium Bank: $32
U.S. median: no median
NSF / Returned Item
Millennium Bank: $32
Millennium Bank: $32
U.S. median: no median
Wire Transfer (Domestic Out)
Millennium Bank: $25
Millennium Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Millennium Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee (Monthly)$3
per month
Account Research (per hour/one hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF Paid Item$32
NSF Returned Item$32

ATM & Card

ATM/Debit Card Replacement Card Per Card$5
per item

Wire Transfers

Wire Transfer Fees: Domestic Outgoing$25
Wire Transfer Fees: Domestic Incoming$25
Wire Transfer Fees: International Outgoing$55

Check Services

Cashier's Check$5
Stop Payment$29
Foreign Currency / Foreign Check Collection Fee$25

Account Services

Levy/Garnishment Per Notice or maximum amount permitted by law, whichever is less$25
per item

Other Fees

Account Research Photocopy (per page)$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (Monthly)	$3	per month	None
Account Research (per hour/one hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF Paid Item	$32	Not stated	None
NSF Returned Item	$32	Not stated	None
ATM & Card
ATM/Debit Card Replacement Card Per Card	$5	per item	None
Wire Transfers
Wire Transfer Fees: Domestic Outgoing	$25	Not stated	None
Wire Transfer Fees: Domestic Incoming	$25	Not stated	None
Wire Transfer Fees: International Outgoing	$55	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Stop Payment	$29	Not stated	None
Foreign Currency / Foreign Check Collection Fee	$25	Not stated	None
Account Services
Levy/Garnishment Per Notice or maximum amount permitted by law, whichever is less	$25	per item	None
Other Fees
Account Research Photocopy (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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