Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Millennium Bank

Ooltewah, TennesseeBankAtlanta Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (Monthly)$3Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF Paid Item$32Within the typical range ($25–$33 nationally)
$2 above the national median$1 above the Tennessee median
Source
NSF Returned Item$32Within the typical range ($25–$32 nationally)
$2 above the national median$2 above the Tennessee median
Source

Wire TransfersVerified

Wire Transfer Fees: Domestic Outgoing$25Within the typical range ($20–$25 nationally)
At the national median$5 above the Tennessee median
Source
Wire Transfer Fees: Domestic Incoming$25Above the typical range ($5–$15 nationally)
$15 above the national median$10 above the Tennessee median
Source
Wire Transfer Fees: International Outgoing$55Above the typical range ($40–$50 nationally)
$5 above the national median$2.50 above the Tennessee median
Source

Check ServicesVerified

Cashier's Check$5Within the typical range ($3–$6 nationally)
At the national medianAt the Tennessee median
Source
Stop Payment$29Within the typical range ($20–$30 nationally)
$1.50 above the national median$1 below the Tennessee median
Source
Foreign Currency / Foreign Check Collection Fee$25Within the typical range ($10–$25 nationally)
$5 above the national median$7.50 above the Tennessee median
Source

Account ServicesVerified

Levy/Garnishment Per Notice or maximum amount permitted by law, whichever is less$25Below the typical range ($30–$90 nationally)
$25 below the national median$25 below the Tennessee median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (Monthly)	$3Below the typical range ($5–$10 nationally)	$2 below the national median$5 below the Tennessee median	per month	—	Source
Account Research (per hour/one hour minimum)	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$5 above the Tennessee median	—	—	Source
Overdraft & NSFVerified
NSF Paid Item	$32Within the typical range ($25–$33 nationally)	$2 above the national median$1 above the Tennessee median	—	—	Source
NSF Returned Item	$32
ATM & CardVerified
ATM/Debit Card Replacement Card Per Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Tennessee median	per item	—	Source
Wire TransfersVerified
Wire Transfer Fees: Domestic Outgoing	$25Within the typical range ($20–$25 nationally)	At the national median$5 above the Tennessee median	—	—	Source
Wire Transfer Fees: Domestic Incoming	$25
Check ServicesVerified
Cashier's Check	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Tennessee median	—	—	Source
Stop Payment	$29
Account ServicesVerified
Levy/Garnishment Per Notice or maximum amount permitted by law, whichever is less	$25Below the typical range ($30–$90 nationally)	$25 below the national median$25 below the Tennessee median	per item	—	Source
Other FeesVerified
Account Research Photocopy (per page)	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Tennessee median	per item	—	Source

Fee change alerts

Get an email when Millennium Bank changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

13 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$780.8M

Work at Millennium Bank? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$780.8M

Total deposits

$704.3M

Service charge income

$189K

Fee income ratio

2.1%

Return on assets

-1.90%

Branches

Service charge income by quarter

Q2 2026$189K

Q1 2026$165K

Q4 2025$162K

Q3 2025$105K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 66,090 published fee entries from 3,612 institutions

See pricing