19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 14, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $9.95, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Woodforest National Bank’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Additional Account Service Charge | $2 | Not stated | None |
| Monthly fee with monthly direct deposit | $9.95 | per month | None |
| Monthly fee without monthly direct deposit | $11.95 | per month | None |
| Account Closed within | $25 | Not stated | None |
| Inactive Account | $15 | per month | None |
| Monthly Paper Statement Fee | $2 | per month | None |
| Paper Statement Fee | $3 | Not stated | None |
| WBank Account product: The Paper Statement Fee | $2 | Not stated | None |
| Return Mail Fee | $10 | per month | None |
Overdraft & NSF | |||
| Overdraft (OD) item fee | $32 | per item | None |
| Overdraft Item (OD) | $32 | Not stated | None |
| NSF item (returned unpaid) | No charge | per item | None |
| Account Sweep transfer fee | $5 | per transaction | None |
ATM & Card | |||
| Balance Inquiry | $1.50 | Not stated | None |
| Debit Card Replacement | $10 | Not stated | None |
| Debit Card International Transaction | $3 | Not stated | None |
Wire Transfers | |||
| Wire Transfer: Domestic Outgoing | $35 | Not stated | None |
| Wire Transfer: Domestic & Foreign Incoming | $20 | Not stated | None |
Check Services | |||
| Cashier’s Checks | $10 | Not stated | None |
| Money Orders | $1.50 | Not stated | None |
| Stop Payment | $35 | Not stated | None |
| Collection Items | $15 | Not stated | None |
Account Services | |||
| Drill Box | $150Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box 10 x 10 | $125 | Not stated | None |
| Safe Deposit Box 3 x 10 | $60 | Not stated | None |
| Safe Deposit Box 3 x 5 | $35Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box 4 x 5 | $40 | Not stated | None |
| Safe Deposit Box 5 x 10 | $95 | Not stated | None |
| Safe Deposit Box 5 x 5 | $45 | Not stated | None |
| Legal Processing | $150 | Not stated | None |
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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