The Cooperative Bank

Headquarters: Roslindale, Massachusetts
Charter: Bank
Assets: $548.3M
Fed district: Boston

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Relationship Checking
The Cooperative Bank: $20
The Cooperative Bank: $20
U.S. median: no median
Non-Network ATM
The Cooperative Bank: $3
The Cooperative Bank: $3
U.S. median: no median
Stop Payment
The Cooperative Bank: $35
The Cooperative Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Cooperative Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$20
per month
Relationship Checking Account Monthly maintenance fee$20
per month · A monthly maintenance fee of $20.00 will be imposed every statement cycle if the combined relationship balance in the account falls below $5,000.00 any day of the cycle
Account Research (Per Hour) ($45.00 Minimum)$45
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Protection$10

ATM & Card

Non‐TCB ATM$3
ATM/Debit Card Replacement Fee$25

Check Services

Bank Checks (TCB Customers Only)$7
Money Order (TCB Customers Only)$5
Stop Payment (check or ACH)$35
Temporary Checks (Sheet of 3 Checks) (audience not stated, treated as personal)$5
per item
Copy of Check or Document$10

Digital & Electronic

Online Bill PaymentNo charge

Account Services

5"x10"x21" .. .$120
Key, Lock and Drill Charge$350
Not compared: Box drilling or key fee
Late Payment$25
Not compared: Box drilling or key fee
Replacement of Lost Key and Lock$100
Not compared: Box drilling or key fee
Safe Deposit Box$150
Safe Deposit Box 2"x5"x21"$50
Safe Deposit Box 3"x10"x21"$85
Safe Deposit Box 3"x5"x21"$55
Safe Deposit Box 5"x5"x21"$70
Attachment/Levy$60
Legal Process/Subpoena$150

Retirement & IRA

IRA Transfer Outside Bank$45

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$20	per month	None
Relationship Checking Account Monthly maintenance fee	$20	per month	A monthly maintenance fee of $20.00 will be imposed every statement cycle if the combined relationship balance in the account falls below $5,000.00 any day of the cycle
Account Research (Per Hour) ($45.00 Minimum)	$45Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Protection	$10	Not stated	None
ATM & Card
Non‐TCB ATM	$3	Not stated	None
ATM/Debit Card Replacement Fee	$25	Not stated	None
Check Services
Bank Checks (TCB Customers Only)	$7	Not stated	None
Money Order (TCB Customers Only)	$5	Not stated	None
Stop Payment (check or ACH)	$35	Not stated	None
Temporary Checks (Sheet of 3 Checks) (audience not stated, treated as personal)	$5	per item	None
Copy of Check or Document	$10	Not stated	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Account Services
5"x10"x21" .. .	$120	Not stated	None
Key, Lock and Drill Charge	$350Not compared: Box drilling or key fee	Not stated	None
Late Payment	$25Not compared: Box drilling or key fee	Not stated	None
Replacement of Lost Key and Lock	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$150	Not stated	None
Safe Deposit Box 2"x5"x21"	$50	Not stated	None
Safe Deposit Box 3"x10"x21"	$85	Not stated	None
Safe Deposit Box 3"x5"x21"	$55	Not stated	None
Safe Deposit Box 5"x5"x21"	$70	Not stated	None
Attachment/Levy	$60	Not stated	None
Legal Process/Subpoena	$150	Not stated	None
Retirement & IRA
IRA Transfer Outside Bank	$45	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Fee	Amount	Basis	Note
Cash & Deposit
Returned Deposited Item: Business Account	$15	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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