15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 12, 2026
Call-report figures are for Commercial Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Commercial Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 12, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $82K in Q2 2026, 17% above the same quarter a year earlier ($70K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 12% from Q3 2025 to Q2 2026, to $82K.
$82K
Commercial BankMedian
FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Commercial Bank · $553M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Commercial Bank(this institution) | Ithaca, MI | $553M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of the Flint Hills | Wamego, KS | $545M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Belgrade State Bank | Belgrade, MO | $548M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Central State Bank | State Center, IA | $558M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Century Bank | Lucedale, MS | $566M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citizens Bank of Kansas | Kingman, KS | $548M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens' Bank & Trust Co. | Van Buren, AR | $566M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Eastern Michigan Bank | Croswell, MI | $554M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Farmers and Merchants Bank | Baldwyn, MS | $566M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Farmers Bank of Northern Missouri | Unionville, MO | $567M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fidelity Bank | West Memphis, AR | $547M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Bank | McComb, MS | $563M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Commercial Bank, National Association | Seguin, TX | $566M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Home Federal Savings and Loan Association of Grand Island | Grand Island, NE | $563M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Milford Federal Bank | Milford, MA | $545M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mound City Bank | Platteville, WI | $551M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mountain Valley Bank | Walden, CO | $557M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Nebraska Bank | Dodge, NE | $552M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Northwestern Mutual Wealth Management | Milwaukee, WI | $558M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Portage Community Bank | Ravenna, OH | $552M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Redwood Capital Bank | Eureka, CA | $566M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Silver Lake Bank | Topeka, KS | $548M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Cooperative Bank | Roslindale, MA | $548M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| The National Bank of Middlebury | Middlebury, VT | $554M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| United Mississippi Bank | Natchez, MS | $561M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| West Point Bank | Radcliff, KY | $561M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.24 among 18 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Commercial Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Commercial Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $82K | −$1K | −1.2% |
| Q1 2026 | $83K | +$6K | +7.8% |
| Q4 2025 | $77K | +$4K | +5.5% |
| Q3 2025 | $73K | +$3K | +4.3% |
| Q2 2025 | $70K | +$1K | +1.4% |
| Q1 2025 | $69K | +$2K | +3.0% |
| Q4 2024 | $67K | −$6K | −8.2% |
| Q3 2024 | $73K | +$6K | +9.0% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Commercial Bank’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure Within 90 Days of Account Opening | $20 | Not stated | None |
| Dormant Account Fee | $7 | Not stated | None |
| Escheat of Dormant Account | $15 | Not stated | None |
| Account Research or Balancing Assistance (Per 1/4 Hour) | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft fee | $32 | per item | None |
ATM & Card | |||
| ATM Withdrawal at an ATM we do not operate | $1 | Not stated | None |
| Replacement Card Fees- Visa Debit Card Replacement | $20 | Not stated | None |
Wire Transfers | |||
| Wire Transfers - Domestic Outgoing Transfer | $30 | Not stated | None |
| Wire Transfers - Incoming Wire | $15 | Not stated | None |
| Wire Transfers - International Outgoing Transfer | $95 | Not stated | None |
Check Services | |||
| Cashier's Check (Per Check) Under $1000.00 | $3 | per item | None |
| Stop Payment | $32 | Not stated | None |
| Collection Fee per item Incoming/Outgoing Fees | $7.50 | per item | None |
Cash & Deposit | |||
| Deposited Items Returned | $12 | Not stated | None |
| Night Depository Access Keys (2) Assessed Annually | $10Not compared: Annual charge, not per item | per year | None |
| Night Depository Additional Key (Per Key) | $4 | per item | None |
Account Services | |||
| Safe Deposit Box - Drilling Fee | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box - Replacement Key Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishment Fee | $75 | per item | None |
| Tax Levy | $75 | Not stated | None |
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure Within 90 Days of Account Opening | $20 | Not stated | None |
| Dormant Account Fee | $7 | Not stated | None |
| Escheat of Dormant Account | $15 | Not stated | None |
| Account Research or Balancing Assistance (Per 1/4 Hour) | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft fee | $32 | per item | None |
ATM & Card | |||
| ATM Withdrawal at an ATM we do not operate | $1 | Not stated | None |
| Replacement Card Fees- Visa Debit Card Replacement | $20 | Not stated | None |
Wire Transfers | |||
| Wire Transfers - Domestic Outgoing Transfer | $30 | Not stated | None |
| Wire Transfers - Incoming Wire | $15 | Not stated | None |
| Wire Transfers - International Outgoing Transfer | $95 | Not stated | None |
Check Services | |||
| Cashier's Check (Per Check) Under $1000.00 | $3 | per item | None |
| Stop Payment | $32 | Not stated | None |
| Collection Fee per item Incoming/Outgoing Fees | $7.50 | per item | None |
Digital & Electronic | |||
| ACH Origination Services (Business Customers Only) Assessed Monthly | $25Not compared: Monthly charge, not per item | per month | None |
Cash & Deposit | |||
| Deposited Items Returned | $12 | Not stated | None |
| Night Depository Access Keys (2) Assessed Annually | $10Not compared: Annual charge, not per item | per year | None |
| Night Depository Additional Key (Per Key) | $4 | per item | None |
Account Services | |||
| Safe Deposit Box - Drilling Fee | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box - Replacement Key Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishment Fee | $75 | per item | None |
| Tax Levy | $75 | Not stated | None |
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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