Commercial Bank

Headquarters: Ithaca, Michigan
Charter: Bank
Assets: $552.7M
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Commercial Bank: $32
Commercial Bank: $32
U.S. median: no median
Non-Network ATM
Commercial Bank: $1
Commercial Bank: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Commercial Bank: $30
Commercial Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Commercial Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Within 90 Days of Account Opening$20
Dormant Account Fee$7
Escheat of Dormant Account$15
Account Research or Balancing Assistance (Per 1/4 Hour)$5

Overdraft & NSF

Overdraft fee$32
per item

ATM & Card

ATM Withdrawal at an ATM we do not operate$1
Replacement Card Fees- Visa Debit Card Replacement$20

Wire Transfers

Wire Transfers - Domestic Outgoing Transfer$30
Wire Transfers - Incoming Wire$15
Wire Transfers - International Outgoing Transfer$95

Check Services

Cashier's Check (Per Check) Under $1000.00$3
per item
Stop Payment$32
Collection Fee per item Incoming/Outgoing Fees$7.50
per item

Cash & Deposit

Deposited Items Returned$12
Night Depository Access Keys (2) Assessed Annually$10
Not compared: Annual charge, not per item
per year
Night Depository Additional Key (Per Key)$4
per item

Account Services

Safe Deposit Box - Drilling Fee$150
Not compared: Box drilling or key fee
Safe Deposit Box - Replacement Key Fee$10
Not compared: Box drilling or key fee
Garnishment Fee$75
per item
Tax Levy$75

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Within 90 Days of Account Opening	$20	Not stated	None
Dormant Account Fee	$7	Not stated	None
Escheat of Dormant Account	$15	Not stated	None
Account Research or Balancing Assistance (Per 1/4 Hour)	$5	Not stated	None
Overdraft & NSF
Overdraft fee	$32	per item	None
ATM & Card
ATM Withdrawal at an ATM we do not operate	$1	Not stated	None
Replacement Card Fees- Visa Debit Card Replacement	$20	Not stated	None
Wire Transfers
Wire Transfers - Domestic Outgoing Transfer	$30	Not stated	None
Wire Transfers - Incoming Wire	$15	Not stated	None
Wire Transfers - International Outgoing Transfer	$95	Not stated	None
Check Services
Cashier's Check (Per Check) Under $1000.00	$3	per item	None
Stop Payment	$32	Not stated	None
Collection Fee per item Incoming/Outgoing Fees	$7.50	per item	None
Cash & Deposit
Deposited Items Returned	$12	Not stated	None
Night Depository Access Keys (2) Assessed Annually	$10Not compared: Annual charge, not per item	per year	None
Night Depository Additional Key (Per Key)	$4	per item	None
Account Services
Safe Deposit Box - Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Replacement Key Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment Fee	$75	per item	None
Tax Levy	$75	Not stated	None

Account Maintenance

Early Account Closure Within 90 Days of Account Opening$20
Dormant Account Fee$7
Escheat of Dormant Account$15
Account Research or Balancing Assistance (Per 1/4 Hour)$5

Overdraft & NSF

Overdraft fee$32
per item

ATM & Card

ATM Withdrawal at an ATM we do not operate$1
Replacement Card Fees- Visa Debit Card Replacement$20

Wire Transfers

Wire Transfers - Domestic Outgoing Transfer$30
Wire Transfers - Incoming Wire$15
Wire Transfers - International Outgoing Transfer$95

Check Services

Cashier's Check (Per Check) Under $1000.00$3
per item
Stop Payment$32
Collection Fee per item Incoming/Outgoing Fees$7.50
per item

Digital & Electronic

ACH Origination Services (Business Customers Only) Assessed Monthly$25
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Deposited Items Returned$12
Night Depository Access Keys (2) Assessed Annually$10
Not compared: Annual charge, not per item
per year
Night Depository Additional Key (Per Key)$4
per item

Account Services

Safe Deposit Box - Drilling Fee$150
Not compared: Box drilling or key fee
Safe Deposit Box - Replacement Key Fee$10
Not compared: Box drilling or key fee
Garnishment Fee$75
per item
Tax Levy$75

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Within 90 Days of Account Opening	$20	Not stated	None
Dormant Account Fee	$7	Not stated	None
Escheat of Dormant Account	$15	Not stated	None
Account Research or Balancing Assistance (Per 1/4 Hour)	$5	Not stated	None
Overdraft & NSF
Overdraft fee	$32	per item	None
ATM & Card
ATM Withdrawal at an ATM we do not operate	$1	Not stated	None
Replacement Card Fees- Visa Debit Card Replacement	$20	Not stated	None
Wire Transfers
Wire Transfers - Domestic Outgoing Transfer	$30	Not stated	None
Wire Transfers - Incoming Wire	$15	Not stated	None
Wire Transfers - International Outgoing Transfer	$95	Not stated	None
Check Services
Cashier's Check (Per Check) Under $1000.00	$3	per item	None
Stop Payment	$32	Not stated	None
Collection Fee per item Incoming/Outgoing Fees	$7.50	per item	None
Digital & Electronic
ACH Origination Services (Business Customers Only) Assessed Monthly	$25Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Deposited Items Returned	$12	Not stated	None
Night Depository Access Keys (2) Assessed Annually	$10Not compared: Annual charge, not per item	per year	None
Night Depository Additional Key (Per Key)	$4	per item	None
Account Services
Safe Deposit Box - Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Replacement Key Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment Fee	$75	per item	None
Tax Levy	$75	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Commercial Bank's foreign transaction changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Commercial Bank: $32
Commercial Bank: $32
U.S. median: no median
Non-Network ATM
Commercial Bank: $1
Commercial Bank: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Commercial Bank: $30
Commercial Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Commercial Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Within 90 Days of Account Opening$20
Dormant Account Fee$7
Escheat of Dormant Account$15
Account Research or Balancing Assistance (Per 1/4 Hour)$5

Overdraft & NSF

Overdraft fee$32
per item

ATM & Card

ATM Withdrawal at an ATM we do not operate$1
Replacement Card Fees- Visa Debit Card Replacement$20

Wire Transfers

Wire Transfers - Domestic Outgoing Transfer$30
Wire Transfers - Incoming Wire$15
Wire Transfers - International Outgoing Transfer$95

Check Services

Cashier's Check (Per Check) Under $1000.00$3
per item
Stop Payment$32
Collection Fee per item Incoming/Outgoing Fees$7.50
per item

Cash & Deposit

Deposited Items Returned$12
Night Depository Access Keys (2) Assessed Annually$10
Not compared: Annual charge, not per item
per year
Night Depository Additional Key (Per Key)$4
per item

Account Services

Safe Deposit Box - Drilling Fee$150
Not compared: Box drilling or key fee
Safe Deposit Box - Replacement Key Fee$10
Not compared: Box drilling or key fee
Garnishment Fee$75
per item
Tax Levy$75

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Within 90 Days of Account Opening	$20	Not stated	None
Dormant Account Fee	$7	Not stated	None
Escheat of Dormant Account	$15	Not stated	None
Account Research or Balancing Assistance (Per 1/4 Hour)	$5	Not stated	None
Overdraft & NSF
Overdraft fee	$32	per item	None
ATM & Card
ATM Withdrawal at an ATM we do not operate	$1	Not stated	None
Replacement Card Fees- Visa Debit Card Replacement	$20	Not stated	None
Wire Transfers
Wire Transfers - Domestic Outgoing Transfer	$30	Not stated	None
Wire Transfers - Incoming Wire	$15	Not stated	None
Wire Transfers - International Outgoing Transfer	$95	Not stated	None
Check Services
Cashier's Check (Per Check) Under $1000.00	$3	per item	None
Stop Payment	$32	Not stated	None
Collection Fee per item Incoming/Outgoing Fees	$7.50	per item	None
Cash & Deposit
Deposited Items Returned	$12	Not stated	None
Night Depository Access Keys (2) Assessed Annually	$10Not compared: Annual charge, not per item	per year	None
Night Depository Additional Key (Per Key)	$4	per item	None
Account Services
Safe Deposit Box - Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Replacement Key Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment Fee	$75	per item	None
Tax Levy	$75	Not stated	None

Account Maintenance

Early Account Closure Within 90 Days of Account Opening$20
Dormant Account Fee$7
Escheat of Dormant Account$15
Account Research or Balancing Assistance (Per 1/4 Hour)$5

Overdraft & NSF

Overdraft fee$32
per item

ATM & Card

ATM Withdrawal at an ATM we do not operate$1
Replacement Card Fees- Visa Debit Card Replacement$20

Wire Transfers

Wire Transfers - Domestic Outgoing Transfer$30
Wire Transfers - Incoming Wire$15
Wire Transfers - International Outgoing Transfer$95

Check Services

Cashier's Check (Per Check) Under $1000.00$3
per item
Stop Payment$32
Collection Fee per item Incoming/Outgoing Fees$7.50
per item

Digital & Electronic

ACH Origination Services (Business Customers Only) Assessed Monthly$25
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Deposited Items Returned$12
Night Depository Access Keys (2) Assessed Annually$10
Not compared: Annual charge, not per item
per year
Night Depository Additional Key (Per Key)$4
per item

Account Services

Safe Deposit Box - Drilling Fee$150
Not compared: Box drilling or key fee
Safe Deposit Box - Replacement Key Fee$10
Not compared: Box drilling or key fee
Garnishment Fee$75
per item
Tax Levy$75

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Within 90 Days of Account Opening	$20	Not stated	None
Dormant Account Fee	$7	Not stated	None
Escheat of Dormant Account	$15	Not stated	None
Account Research or Balancing Assistance (Per 1/4 Hour)	$5	Not stated	None
Overdraft & NSF
Overdraft fee	$32	per item	None
ATM & Card
ATM Withdrawal at an ATM we do not operate	$1	Not stated	None
Replacement Card Fees- Visa Debit Card Replacement	$20	Not stated	None
Wire Transfers
Wire Transfers - Domestic Outgoing Transfer	$30	Not stated	None
Wire Transfers - Incoming Wire	$15	Not stated	None
Wire Transfers - International Outgoing Transfer	$95	Not stated	None
Check Services
Cashier's Check (Per Check) Under $1000.00	$3	per item	None
Stop Payment	$32	Not stated	None
Collection Fee per item Incoming/Outgoing Fees	$7.50	per item	None
Digital & Electronic
ACH Origination Services (Business Customers Only) Assessed Monthly	$25Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Deposited Items Returned	$12	Not stated	None
Night Depository Access Keys (2) Assessed Annually	$10Not compared: Annual charge, not per item	per year	None
Night Depository Additional Key (Per Key)	$4	per item	None
Account Services
Safe Deposit Box - Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Replacement Key Fee	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment Fee	$75	per item	None
Tax Levy	$75	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.